Ontario Public Employees Credit Union Ontario CA | Best Auto Loans & Personal Banking

Introduction

Welcome to Ontario Public Employees, your trusted partner in financial wellness located at 202 W B St, Ontario, CA 91762. Since our establishment in 1959, we have dedicated ourselves to serving our community with integrity and commitment. With a total membership of 1,827, we take pride in being a member-focused credit union that prioritizes your needs. At Ontario Public Employees, we believe in empowering our members through personalized financial solutions. Our total assets stand at an impressive $23,034,751, demonstrating our stability and reliability as a financial institution. We offer a range of services from checking and savings accounts to auto loans and mortgage refinancing all designed to help you achieve your financial goals. Our experienced team, led by CEO John Meeks and Board President Carol Williams, is here to guide you every step of the way. Whether you're looking for personal loans or business banking solutions, we have resources tailored just for you. With total deposits reaching $3,414,054 and net worth of $2,935,291, we are well-equipped to support your journey towards financial success. While members can visit us at our branch address for face-to-face assistance during our operating hours from Monday to Friday, 10:00 AM - 4:00 PM, official correspondence should be sent to our mailing address: P.O. Box 830, Ontario, CA 91762. We invite you to explore what makes us unique and how we can assist you in achieving your dreams. For more information or to get started today, feel free to call us at 909-984-8781 or visit our website at opefcu.org. Let's build a brighter financial future together!

Branch History & Mission

Join Us!

As we continue this journey together since 1959, we invite you to become a part of Ontario Public Employees. Experience personalized service and a commitment to your financial success. Join us today and discover how we can help you reach your dreams! Visit us online at our website for more information about membership benefits and services.

Mission Statement

At Ontario Public Employees, our mission is simple yet impactful: to empower our members through exceptional financial services while actively contributing to the growth and well-being of the communities we serve. We believe that when our members thrive financially, the entire community flourishes. We are dedicated not only to helping individuals achieve their financial goals but also to engaging in partnerships that strengthen local initiatives. Whether it's sponsoring local events or collaborating with other organizations for outreach efforts, we aim to make a positive impact on those around us. While members can visit us at 202 W B St Ontario Ca 91762, official correspondence should be sent to P.O. Box 830, Ontario, CA 91762. Our doors are open Monday through Friday from 10:00 AM to 4:00 PM. If you have any questions or need assistance, don't hesitate to reach out at (909) 984-8781.

Our Evolution

From the moment we opened our doors, our goal has been to provide accessible and affordable financial services tailored to the needs of our community. As we evolved, so did our offerings. Today, we provide personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We've embraced technology too, making online and mobile banking available for our members' convenience. Our commitment to member service has led us to implement various initiatives that prioritize accessibility. While we currently do not have an ATM or drive-thru service, we ensure that all our services are compliant with ADA standards and cater to everyone in our community.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring our branch is welcoming to everyone. Our location includes ADA-compliant features such as ramps and designated parking spaces to make your visit as easy as possible. Whether you're coming in for personal banking services or need assistance with loans, our friendly staff is here to help.

Connect With Us

Have questions? Feel free to give us a call at 909-984-8781. We're eager to assist you and help you explore what we can offer! Whether you're already a member or considering joining us, we invite you to visit our branch and experience personalized service tailored just for you.

Operating Hours

Our doors are open Monday through Friday from 10:00 AM to 4:00 PM. This schedule allows you to drop by during your lunch break or after work for convenience. We understand that life can get busy, so we aim to provide flexible hours that suit our members' needs.

Services Offered

At Ontario Public Employees Credit Union, we offer a range of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're interested in personal loans or credit cards with rewards, we're here to guide you every step of the way. While we currently do not have ATM availability or drive-thru banking options, our online and mobile banking services ensure you can manage your finances anytime, anywhere.

Member Eligibility

At Ontario Public Employees, we believe that everyone deserves a place in our community. Joining us as a member is not just about banking; it's about becoming part of a supportive family that cares for your financial well-being. If you live, work, or worship in our area, you're likely eligible to become a member! We welcome individuals who share our commitment to improving their financial futures. For more details on specific eligibility criteria, feel free to check out the information available at . Opening an account with us is straightforward and friendly. Our team is here to guide you every step of the way, whether you're looking for checking and savings options, loans, or credit cards. You can reach us at (909) 984-8781 during business hours from Monday to Friday, 10:00 AM to 4:00 PM. We're excited to help you take this important step toward better financial health at Ontario Public Employees, located at 202 W B St Ontario Ca 91762. Join us today and experience the difference of being part of our community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, seamless transactions are essential for success. Our merchant services offer straightforward payment processing options that simplify how you do business. Imagine reducing long lines and wait times while increasing customer satisfaction all thanks to efficient transaction solutions designed specifically for businesses like yours. Located at 202 W B St Ontario Ca 91762 in Ontario, CA, we invite you to explore how our business banking and commercial services can elevate your operations. Connect with us at (909) 984-8781 to learn more!

Comprehensive List Of Services

Business Banking

We also cater to local businesses with dedicated Business Banking solutions. From Merchant Services, which simplify payment processing, to Business Loans that fuel your growth ambitions, we're here to support entrepreneurs every step of the way.

Convenience and Accessibility

At Ontario Public Employees, convenience is key. Our members enjoy access to essential features like ATM & Cash Withdrawal Services, ensuring you can easily access your funds whenever necessary. With our focus on digital banking, managing your accounts has never been easier whether you prefer using our mobile app for quick transactions or accessing detailed account information online. Whether you're a first-time member or a long-time partner in finance, we invite you to explore how our comprehensive services can enhance your financial well-being. For more information about what we offer or if you have questions about opening an account, don't hesitate to reach out at (909) 984-8781. Join us at Ontario Public Employees today and take advantage of the financial tools available to help you achieve your goals!

Credit Options

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation offerings come into play. We provide flexible options that can help you manage larger expenses or consolidate debts into one manageable payment. Plus, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases.

Personal Banking

For individuals seeking to manage their finances with ease, our personal banking services include Checking & Savings Accounts designed for everyday use and long-term savings goals. Imagine having access to your funds anytime through our Online & Mobile Banking platforms perfect for checking balances, transferring money, or paying bills on the go. If you're planning to buy a new car or need financing for an existing vehicle, our Auto Loans & Vehicle Financing options can help get you behind the wheel with competitive rates. And when it comes to securing a home, our Mortgage Loans & Refinancing services are crafted to guide you through the process smoothly, ensuring you find the right mortgage solution for your needs.

Digital & Online Banking

Accessible Online Banking

Visit us at https://www.opefcu.org/ to explore all our online banking features. From checking your balance to transferring funds, our user-friendly platform is straightforward and efficient. You won't need to worry about cumbersome processes; everything is just a few clicks away.

Convenient Services

We also provide e-statements, so you can access your account statements electronically without the hassle of paper clutter. Plus, with mobile payments enabled, making purchases has never been easier or more convenient. Just use your smartphone to pay at checkout, and you're all set! If you're on the go, our mobile application keeps you connected with real-time account management right in your pocket. Check balances, deposit checks, or make person-to-person transfers quickly and securely all from the palm of your hand.

Security First

Your security is our top priority. While we do not currently offer electronic signature authorization for transactions, rest assured that our online banking environment is equipped with advanced security measures to keep your information safe. At Ontario Public Employees, we strive to ensure that all members have easy access to their accounts while enjoying peace of mind knowing their data is protected. Whether you're checking balances or making payments, our digital banking services are designed for your convenience and security. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Excellence

Our operational efficiency shines through with a net income of $284,471, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Together

The trust our members place in us is evident with a total of 2,919 share accounts. This growing member base reflects confidence in our ability to manage finances wisely and deliver exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ontario Public Employees is your trusted partner. Visit us at 202 W B St Ontario Ca 91762 or call (909) 984-8781 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. Currently, our resources are strategically focused on benefiting you through better loan rates and lower fees without any non-member deposits. This allows us to tailor our services to meet your specific needs effectively.

Our Solid Financial Health

With a net worth of $2,935,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position is further highlighted by our net worth ratio of $1,273, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $2,123,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $174 in used auto loans and $12,034,567 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Security for Your Savings

Your savings are safeguarded through $2,238,882 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently hold $0 in money market shares, our commitment remains focused on maximizing your savings potential.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,780,747 in used vehicle loans and $5,071,635 in new vehicle loans already helping members get on the road. We provide flexible terms and options for refinancing if you're looking to lower your monthly payments.

Credit Lines

For those who prefer flexibility in their borrowing options, we also provide credit lines totaling $1,000,000. This allows you to access funds as needed while only paying interest on what you use. At Ontario Public Employees, we pride ourselves on being a supportive partner in our members' financial journeys. Explore our loan offerings today and see how we can help you achieve your goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for more information on potential alternatives that may suit your needs.

Unsecured Credit Card Loans

Managing your finances can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $1,189,344 already helping members effectively manage their expenses.

Loan Aggregator

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ONTARIO PUBLIC EMPLOYEES FEDERAL CREDIT UNION - Ontario, CA