OnPoint Community Credit Union Vancouver WA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Onpoint Community, your trusted partner in financial wellness since 1932. Located at 2615 Ne 112Th Ave, Vancouver, WA 98684, our branch is here to serve you with a range of personal and business banking solutions. With over 585,168 members and assets totaling an impressive $9,679,670,581, we pride ourselves on our commitment to the community and our members' financial success. At Onpoint Community, we understand that banking is more than just transactions; it's about building relationships and supporting each other. That's why we offer tailored services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and much more. Whether you're looking to finance a new vehicle or consolidate debt, our dedicated team is ready to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 3750, Portland, OR 97208. Our friendly staff is available to help during lobby hours from 9 AM to 6 PM Monday through Friday, and 9 AM to 3 PM on Saturdays. If you have questions or need assistance, don't hesitate to reach out at 360-213-0760. Led by CEO Robert Stuart and Board President Katherine Durham, our experienced team of 1,158 employees is dedicated to providing exceptional service while ensuring the safety and growth of your finances. We invite you to explore the many ways Onpoint Community can help you achieve your financial goals. Join us today or visit our website at Onpoint Community for more information! Your journey towards financial empowerment starts here.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Onpoint Community family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial future and community welfare. Whether you're looking for personal banking solutions or business services tailored just for you, we are here to help every step of the way. Contact us today at 360-213-0760 or explore more about what we offer by visiting our website. Join us as we build a brighter future together!

Our Journey

From our humble beginnings nearly a century ago, Onpoint Community has expanded significantly, now boasting total assets of over $9.6 billion. Each milestone reflects our commitment to providing exceptional financial services while remaining focused on the needs of our members. We take pride in offering a variety of products, including personal and business banking options that cater to diverse financial needs. Our branch is not just about numbers; it's about people. We understand that financial decisions can be daunting, which is why we strive to create a welcoming environment where every member feels valued. Our team works diligently to ensure that we provide personalized support and guidance on everything from checking accounts to home loans.

Our Mission

At Onpoint Community, our mission is clear: to empower our members and enhance their financial well-being. We believe that everyone deserves access to reliable financial resources and support. This commitment drives us to offer competitive rates on loans and savings accounts while also investing in community outreach programs that uplift those around us. We are dedicated to fostering partnerships within the community through various initiatives that help improve lives whether it's through educational workshops or local sponsorships. Your success is important to us, and we continuously look for ways to give back. While members can visit us at 2615 NE 112th Ave, official correspondence should be sent to PO Box 3750, Portland, OR 97208 if needed. Our branch operates Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Plus, with ATM availability right here at the branch, accessing your funds is easier than ever.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with ADA compliance in mind, ensuring features like ramps and designated parking spaces are readily available. No matter how you choose to visit us, we aim to provide a comfortable environment for everyone.

Call to Action

We invite you to stop by and see how we can assist you on your financial journey! For any questions or immediate assistance, feel free to call us at 360-213-0760. Join us at Onpoint Community where your financial well-being is our priority!

Operating Hours

Our friendly team is ready to assist you Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 3 PM. Whether you're looking to open a new account, apply for an auto loan, or simply have questions about your finances, we're here during these hours to help you.

Services Offered

At Onpoint Community, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to mortgage loans and vehicle financing, we've got you covered. Plus, with ATM availability right at our branch, accessing cash has never been easier! While we do not have a drive-thru service available at this location, our dedicated staff is always ready to serve you inside.

Member Eligibility

At Onpoint Community, we believe that everyone deserves a chance to be part of a warm and supportive community. Joining us is simple, and we're excited to welcome you! To become a member, you'll need to meet a few friendly eligibility criteria that mostly revolve around where you live or work. Residents or employees in certain areas can easily qualify, and we also extend membership to family members of current members. If you're curious about the specifics, feel free to check out more details on our eligibility requirements at . Opening an account with us is just as easy! You can start the process online by visiting our account opening page at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e . Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (360) 213-0760. We're here to help you every step of the way as you join the Onpoint Community family!

Business Banking & Commercial Services

Commercial Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services provide practical tools to streamline your operations. Imagine processing payments quickly and easily, allowing you more time to focus on what you do best running your business. With features like mobile payments and online banking, managing your finances has never been simpler. Located at 2615 Ne 112Th Ave Vancouver Wa 98684, Vancouver, WA, we're here to partner with you every step of the way. Reach out today at (360) 213-0760 to discover how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch features an ATM where you can perform basic transactions like withdrawals and balance checks without hassle. Plus, you'll enjoy easy access through our network of ATMs across various locations. We understand that flexibility is important in managing finances today. That's why we strive to make banking as accessible as possible while ensuring that our members receive personalized service whenever they need it. Ready to explore how Onpoint Community can help you achieve your financial dreams? Give us a call at (360) 213-0760, visit us at 2615 Ne 112Th Ave Vancouver Wa 98684, or check out our website at https://www.onpointcu.com/ for more information. Your journey toward better financial health starts here!

Business Banking

For entrepreneurs and small businesses, our offerings are tailored to support your growth. From merchant services that simplify payment processing to business loans that provide the capital needed for expansion, we're here every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. Manage your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. You can easily check balances, transfer funds, pay bills, and even send money to friends using our person-to-person payment feature.

Personal Banking

For individuals and families, we offer a variety of personal banking services designed to make your life easier. Our checking and savings accounts are perfect for managing your daily finances while earning interest on your savings. If you're dreaming of a new car or need to refinance an existing loan, our auto loans and vehicle financing options can help you hit the road without breaking the bank. Additionally, our mortgage loans and refinancing solutions will assist you in securing a comfortable home for years to come. If unexpected expenses arise, don't worry! We also provide personal loans and debt consolidation options to help you get back on track. And if you're looking for a way to earn rewards while making purchases, consider our credit cards with rewards they're designed with you in mind.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our user-friendly mobile application is available for download. With features like mobile payments, you can make purchases directly from your phone while enjoying the peace of mind that comes with our secure transactions. Plus, e-statements are available to help you keep track of your finances without the clutter of paper. Security is a top priority at Onpoint Community. We utilize electronic signature authorization for document signing, ensuring that your sensitive information stays protected. Our commitment to safeguarding your data means you can bank with confidence.

Real-Time Management

No matter where life takes you, managing your finances has never been easier. With real-time account management tools, you can monitor your spending habits and adjust your budget accordingly. This level of accessibility empowers you to make informed financial decisions every day. In a world where convenience is key, Onpoint Community is here to support you every step of the way with our robust digital and online banking services. Experience banking that fits into your life visit us online today!

Financial Strength

Growing Together

Total Share Accounts stand at 1,257,919, showcasing a strong and growing member base that trusts us with their finances. This community strength allows us to provide more personalized service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 2615 Ne 112Th Ave Vancouver Wa 98684 or call (360) 213-0760 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $25,972 in used auto loans and $5,685,404,725 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we provide flexible terms and competitive rates to fit your needs.

Credit Lines and Refinancing Options

In addition to these offerings, we have $1,811,621,722 available in credit lines loans tailored for those who need extra funds for larger projects or expenses. If you're considering refinancing your existing loans or mortgages to lower your payments or access equity, our team can help explore eligibility options that may benefit you financially. If you have any questions or would like more information about our loan offerings, feel free to reach out to us at 360-213-0760 or visit us at 2615 Ne 112Th Ave Vancouver Wa 98684. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, making it easier for you to secure your dream home. With straightforward application processes and expert guidance from our team, you can move forward with confidence.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. This option provides you with the financial flexibility needed for unexpected costs or planned purchases without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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ONPOINT COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Propel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking

Convenient Online & Mobile Banking

Personal Banking

Digital & Online Banking

Mobile Banking Made Easy

Real-Time Management

Financial Strength

Growing Together

Investing in Our Future

Member-Centric Approach

Operational Efficiency

Solid Foundation

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In

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