OnPoint Community Credit Union Troutdale OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Onpoint Community, your trusted financial partner located at 2457 SW Cherry Park Rd, Troutdale, OR 97060. Since our establishment in 1932, we've been dedicated to serving our community with a commitment that has grown alongside our membership, now totaling over 585,000 members. Our mission is simple: to provide exceptional financial services and support to help you achieve your goals. At Onpoint Community, we understand the importance of financial stability. With total assets exceeding $9.67 billion and total deposits of $2.04 billion, we are well-positioned to meet the diverse needs of our members. Our lending portfolio is robust, with over 200,970 loans and leases issued to date, reflecting our dedication to empowering individuals and families in their financial journeys. While you can visit us at our Troutdale branch for personalized service, please note that any official correspondence should be sent to our mailing address: PO Box 3750, Portland, OR 97208. Led by our CEO Robert Stuart and Board President Katherine Durham, our experienced team is here to guide you through a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and more. We pride ourselves on offering modern conveniences like online banking and mobile payments while maintaining the friendly service that makes us part of the community. If you're looking for a credit union that truly cares about your financial well-being and offers a wide array of services tailored to your needs, look no further! For questions or assistance, don't hesitate to call us at 503-525-8753 or explore more about what we offer on our website: Onpoint Community. Join us today and experience the difference in community-focused banking!

Branch History & Mission

Join Us

As we look towards the future, we invite you to be part of our continuing journey. Experience firsthand how Onpoint Community can make a difference in your life by becoming a member today. Visit us during our operating hours Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM or give us a call at 503-525-8753. Together, let's build a brighter future for ourselves and our community!

Our Journey

Located at 2457 SW Cherry Park Rd, Troutdale, OR 97060, our branch is more than just a place to manage your money; it's a hub for community engagement and support. With a legacy rooted in cooperative values, Onpoint Community was founded to provide accessible financial services to those who needed them most. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, business banking solutions, and online services that make managing finances easier than ever. Our headquarters in Portland, OR serves as the backbone of our operations. We are proud to uphold strong standards of service while ensuring accessibility for all members through initiatives like ADA compliance and digital advancements. While members can visit us at our branch location, official correspondence should be sent to PO Box 3750, Portland, OR 97208.

Our Mission

At Onpoint Community, our mission is simple yet profound: to improve the financial lives of our members while actively contributing to the communities we serve. We strive to empower individuals through education and support so they can achieve their financial goals. Whether it's helping someone buy their first home or offering advice on saving for retirement, we believe in providing personalized service tailored to each member's unique journey. We also understand that being part of a community means giving back. Our partnerships with local organizations help us reach those in need and promote financial literacy across Troutdale and beyond.

Branch Location & Accessibility

Welcome to the Onpoint Community branch located at 2457 SW Cherry Park Rd in Troutdale, Oregon! Our branch is designed with your convenience in mind, making it easy for you to access a wide range of financial services right in your neighborhood. Whether you're stopping by for personal banking, auto loans, or mortgage services, our friendly staff is here to assist you. Located near local landmarks like the scenic Sandy River and just a short drive from downtown Troutdale, our branch is perfectly situated for easy visits. We also understand how important accessibility is for our members; that's why our location features ADA-compliant entrances and ample parking, ensuring everyone can easily reach us. Our operating hours are tailored to fit your busy schedule: we are open Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. Need cash on the go? You'll find an ATM available on-site for quick withdrawals and balance checks. Unfortunately, we do not offer drive-thru banking at this location, but our lobby is always welcoming and ready to help. If you have any questions or need assistance before visiting us, feel free to call us at 503-525-8753. While members can visit us at the branch address above, official correspondence should be sent to PO Box 3750 in Portland if needed. We invite you to stop by and experience the personalized service that Onpoint Community offers. Your financial goals are important to us, and we look forward to helping you achieve them!

Member Eligibility

At Onpoint Community, we believe that everyone deserves a place to thrive, and becoming a member is your gateway to a community that truly cares. If you're looking to join us at our welcoming branch located at 2457 Sw Cherry Park Rd Troutdale Or 97060, you'll find that eligibility is straightforward. We welcome individuals who live, work, or worship in the area, as well as their family members. This means that whether you're starting your financial journey or looking for better options, we're here for you. Plus, being part of our credit union opens doors to personalized service, competitive rates on loans, and a range of financial products designed just for you. Getting started is easy! You can check out the detailed eligibility criteria. If you're ready to take the next step, you can open an account online at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e. And if you have any questions or need assistance, feel free to give us a call at (503) 525-8753. Join us today and experience the difference of being part of the Onpoint Community family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments quickly and easily. Our merchant services help streamline transactions, allowing you to focus on what matters most growing your business. Whether you operate a storefront or an online shop, we offer solutions that fit your operational needs. Located at 2457 Sw Cherry Park Rd Troutdale Or 97060, Troutdale, OR, our team is ready to partner with you on your journey to success. Let's build something great together!

Comprehensive List Of Services

Credit Cards and Business Banking

With our Credit Cards with Rewards, you can earn points on every purchase. Imagine getting rewards just for using your card it's like being rewarded for shopping! If you're a business owner, we also provide comprehensive Business Banking solutions, including Merchant Services & Business Loans tailored to help your business thrive. Whether it's funding for expansion or simple everyday banking needs, we're here to support your growth.

Digital Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking services. With these tools, you can manage your accounts anytime and anywhere from checking balances to transferring funds. Plus, our ATM services ensure easy cash withdrawals whenever you need them. At Onpoint Community, we also prioritize security and ease of use with features like electronic signatures and e-statements that enhance your banking experience while keeping your information safe. Whether you're stopping by or connecting online, our team is committed to providing exceptional service tailored just for you. If you're ready to explore all that we offer, give us a call at (503) 525-8753, or visit us at our branch in Troutdale. Take control of your financial future today!

Personal Banking Solutions

Our Personal Banking services include Checking & Savings Accounts designed to help you manage your day-to-day finances effortlessly. Imagine having an account where you can easily deposit your paycheck and save for future goals all while enjoying competitive interest rates. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options offer flexible terms and competitive rates. You can drive away with confidence knowing that we've got a financing solution tailored just for you. Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process, making it as smooth as possible. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to provide expert advice every step of the way. For those unexpected expenses or debt consolidation needs, our Personal Loans are structured to provide quick access to funds without hassle. We take pride in offering solutions that fit your life and budget.

Digital & Online Banking

Mobile Application

Our mobile application puts banking at your fingertips. Available for download now, it allows you to manage your accounts on the go. You can easily access e-statements to keep track of your spending and account activity, helping you stay organized without the clutter of paper statements.

Online Banking Features

With our 24/7 online banking services available at https://www.onpointcu.com/, you can check balances, pay bills, and transfer funds anytime, anywhere. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and securely. Plus, with electronic signature authorization, you can complete transactions without the hassle of printing and mailing documents.

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your personal information, so you can bank confidently knowing that your data is safe. With mobile payments enabled, making purchases is not only secure but also incredibly convenient just tap and go! In short, Onpoint Community makes it easy for you to manage your finances whenever it suits you. Join us today and experience hassle-free banking from the comfort of your home or while out and about! Visit us at https://www.onpointcu.com/ for more information or to get started.

Financial Strength

A Solid Foundation

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 1,257,919, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 2457 Sw Cherry Park Rd Troutdale Or 97060 or call (503) 525-8753 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in You

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,972 in used auto loans and $5,685,404,725 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is reflected in our $32,567,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you find the right loan for your situation.

Business Loans

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why we work closely with you to tailor solutions that fit your unique requirements.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with personalized advice tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at 503-525-8753 or visit us at 2457 Sw Cherry Park Rd Troutdale Or 97060 for more information about our loan offerings. Your journey toward financial wellness starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. These cards come with rewards and features that can help you maximize your spending power while staying within budget.

Loan Aggregator

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ONPOINT COMMUNITY CREDIT UNION - Troutdale, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Troutdale, OR (97060)