ONPOINT COMMUNITY CREDIT UNION - Springfield, OR

Our mission is straightforward: to provide exceptional financial services that enhance the lives of our members and strengthen the communities we serve. We believe that banking should be accessible and supportive. That's why we offer a range of services including personal banking, auto loans, mortgages, business banking solutions, and robust online/mobile banking options. We aim to create an environment where every member feels valued and understood. In addition to our financial offerings, we actively engage with the Springfield community through various outreach programs. We partner with local organizations to support education initiatives and provide resources for those in need. We recognize that true success is not just measured in numbers but also by the positive impact we make together. While members can visit us at 650 Q St for personalized service during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM official correspondence should be sent to P.O. Box 3750, Portland, OR 97208 if needed. At Onpoint Community, we are committed to ensuring that everyone can access modern banking conveniences like ATMs available on-site and user-friendly mobile applications for transactions anytime. We continuously strive for ADA compliance and customer-centric initiatives so that all members feel welcome and supported. Join us at Onpoint Community today! Experience firsthand how we prioritize your financial well-being while giving back to the Springfield community. Together, let's create a brighter future! For inquiries or assistance, feel free to call us at 458-240-5450 or visit our website at Onpoint Community.

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 458-240-5450. We look forward to welcoming you into our branch soon. Whether you're looking for banking solutions or just want to say hello, Onpoint Community is here for you!

Our branch is nestled in the heart of Springfield, making it easy to stop by while you're out running errands or enjoying a day in town. We're close to popular spots like the Springfield City Hall and the beautiful Island Park, so you can swing by for banking before heading out for a walk or a picnic. Accessibility is important to us; our branch is equipped with ramps and other features that ensure everyone can visit us comfortably. Plus, we offer ample parking right outside for your convenience.

We know life can get busy, so we've designed our hours to fit your schedule! Visit us Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Our team is ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For those who prefer self-service options, we have an ATM available on-site for easy cash withdrawals and balance checks. While we don't currently offer drive-thru banking or shared services at this location, our friendly staff is always happy to assist you inside.

In addition to loans, we offer practical merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely, giving your customers more ways to pay while enhancing their shopping experience. Whether it's a busy retail store or a service-based business, our solutions are designed with you in mind. Visit us at 650 Q St Springfield Or 97477 in Springfield, or give us a call at (458) 240-5450 to discover how we can help your business thrive!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. This means we are directly contributing to the local economy by enabling entrepreneurs to pursue their dreams. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Lastly, don't forget about our convenient ATM & Cash Withdrawal Services available right here at Springfield. Enjoy basic ATM access for quick withdrawals and balance checks whenever you need them. At Onpoint Community, we're more than just a credit union; we're your partner in building financial wellness. Ready to explore how we can assist you? Give us a call at (458) 240-5450, or visit us today! Your journey toward smarter financial decisions starts here.

If you're dreaming about hitting the road in a new car, look no further than our Auto Loans & Vehicle Financing options. We offer competitive rates and flexible terms that make financing your next vehicle both simple and affordable. Imagine driving off with a reliable car that fits your budget, all while enjoying personalized service from our team.

For small business owners, our Business Banking services can make all the difference. From merchant services that simplify payment processing to business loans that help fuel growth, we understand what it takes to run a successful operation. Imagine having a banking partner who truly cares about your business success.

Don't forget about our Credit Cards with Rewards! These cards not only provide convenience but also allow you to earn rewards on everyday purchases. Whether it's cashback or points toward travel, using one of our credit cards can turn regular spending into exciting opportunities.

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we are here to guide you through the process. Picture yourself settling into your new home with peace of mind knowing you've made a sound financial decision.

We know life gets busy, which is why we offer robust Online & Mobile Banking features. With easy access to account management from anywhere, you can check balances, transfer funds, and pay bills at your convenience no need to visit us in person unless you want to! Our commitment to digital banking means you have control over your finances right at your fingertips.

Managing your day-to-day finances is easy with our Personal Banking options. Our checking and savings accounts are designed to suit various lifestyles, whether you're saving for a big purchase or just want a safe place for your money. Need a little extra cash for an unexpected expense? Our personal loans and debt consolidation services can provide the support you need, allowing you to focus on what matters most without the stress of overwhelming debt.

Total Share Accounts stand strong at 1,257,919, showing a robust and growing member base that trusts us with their finances. This trust allows us to provide the best possible service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 650 Q St Springfield Or 97477 or call (458) 240-5450 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $25,972 in used auto loans and $5,685,404,725 in total loans and leases available to support your financial goals across various sectors.

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

If you're interested in refinancing or checking eligibility options for any of our loan products, don't hesitate to ask our team for more information. We are committed to providing personalized service tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Onpoint Community, we strive to support our members every step of the way as they navigate their financial needs. Stop by today or visit us online at https://www.onpointcu.com/ to learn more about our loan offerings!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring that you can make your next vehicle purchase with confidence.

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow, we have financing options that can support your business aspirations.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We offer tailored solutions that can accommodate various budgets and circumstances, so whether you're a first-time buyer or looking to refinance an existing mortgage, we're here to help.

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping you within your budget.

- Verified Data: All loan offers come from legitimate financial institutions, ensuring you receive accurate and trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing for quick and informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. Each loan comparison reflects the most current rates available, giving you a clear view of your options.