OnPoint Community Credit Union Scappoose OR | Low Mortgage Rates & Business Loans

Introduction

Welcome to Onpoint Community, your trusted credit union located at 51501 Columbia River Hwy, Scappoose, OR 97056. Since our establishment in 1932, we have been dedicated to empowering our members with financial services tailored to their needs. With over 585,000 members and assets totaling a remarkable $9.68 billion, we pride ourselves on being a cornerstone of the Scappoose community. At Onpoint Community, we believe in fostering relationships built on trust and support. Whether you're looking for personal banking solutions, auto loans, or business financing options, our team is here to guide you every step of the way. Our current total deposits stand at $2.04 billion, while our net worth has reached an impressive $1.24 billion a testament to our commitment to financial stability and growth for our members. Led by CEO Robert Stuart and Board President Katherine Durham, our team is passionate about helping you achieve your financial goals. We understand that navigating financial decisions can be challenging, but with over 1,150 employees ready to assist you, you're never alone in this journey. For any official correspondence, please send it to our mailing address: P.O. Box 3750, Portland, OR 97208. We invite you to explore all that Onpoint Community has to offer by visiting us online at onpointcu.com or calling us directly at 503-536-9248. Join us today and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Innovation

As part of our dedication to improving member experience, we have embraced digital advancements that allow you to bank anytime and anywhere. With features such as online banking and mobile payments available at your fingertips, managing your finances has never been easier or more secure.

Community Engagement

Beyond banking services, Onpoint Community actively engages with local organizations and initiatives aimed at enhancing the quality of life in Scappoose and surrounding areas. We believe in giving back and fostering strong relationships within our community. Join us today! Experience firsthand the benefits of being part of Onpoint Community. Whether you're looking for personal banking solutions or seeking ways to grow your business, we are here to help you every step of the way. Together, let's build a brighter future for our community!

Our Mission

Our mission is simple yet powerful: to empower our members to achieve their financial dreams while actively supporting the communities we serve. At Onpoint Community, we believe that financial well-being is vital for everyone. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. We strive to make banking accessible and straightforward for all. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 3750, Portland, OR 97208. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM, ensuring that you can connect with us at your convenience.

Branch Location & Accessibility

Accessibility Features

At Onpoint Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. We also offer ample parking spaces for your convenience.

Call to Action

We invite you to come by Onpoint Community in Scappoose today! Experience the difference of personalized service in a welcoming environment where your financial well-being is our top priority. Visit us soon!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 3:00 PM. This makes it easier than ever to fit banking into your schedule!

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with ATM availability on-site, you can easily access cash whenever you need it though we currently do not have drive-thru banking. If you're looking for personal assistance or want to learn more about our offerings, feel free to give us a call at 503-536-9248. Our friendly staff is ready to assist you with any questions you may have.

Member Eligibility

Becoming a member of Onpoint Community is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the communities we serve, you're already eligible to join us! We believe everyone deserves access to personalized financial services and support. At Onpoint Community, located at 51501 Columbia River Hwy Scappoose Or 97056, we offer a variety of benefits that make your banking experience enjoyable and empowering. From competitive loan rates to tailored financial advice, our goal is to help you thrive. Opening an account with us is easy! You can get started by visiting this link: https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e . For any questions or assistance, don't hesitate to reach out at (503) 536-9248. We invite you to check out more details about eligibility on our website at . Join us today and discover how being part of Onpoint Community can enhance your financial journey!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to streamline payment processing for your business. Imagine having the ability to accept various payment methods seamlessly be it credit cards, mobile payments, or online transactions. This means you can focus more on what you do best: serving your customers and growing your business. Visit us at 51501 Columbia River Hwy Scappoose Or 97056 in Scappoose, OR, or call us at (503) 536-9248 to explore how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

At Onpoint Community, we also understand the importance of supporting local businesses. Our business banking services, including merchant services and business loans, provide essential tools for entrepreneurs looking to grow their ventures. We are committed to helping local businesses thrive by offering personalized service and tailored financial solutions.

Digital Banking Convenience

With technology at our fingertips, accessing your accounts has never been easier. Our robust online and mobile banking features allow you to manage your finances on the go. You can make deposits, pay bills, and even transfer money between accounts with just a few taps on your smartphone. Plus, our ATM services ensure that cash withdrawals are simple and convenient whenever you need them. In today's fast-paced world, having reliable access to your finances is crucial. That's why we focus on providing comprehensive services that not only meet but exceed member expectations. For more information about how we can assist you with your financial needs, please feel free to reach out at (503) 536-9248 or visit us online at Scappoose. We're here to help you navigate all aspects of personal finance!

Loans and Credit Options

Life can be unpredictable, which is why our personal loans and debt consolidation options are designed to give you flexibility when it matters most. With competitive interest rates and easy repayment terms, consolidating debt can help simplify your financial life. For those who want to earn rewards while spending, our credit cards with rewards offer great benefits on everyday purchases. Whether you're shopping for groceries or planning a vacation, using our credit card can help you earn points towards future rewards.

Personal Banking Services

Our personal banking services include checking and savings accounts designed to fit your lifestyle. You can easily access your funds with our online and mobile banking platforms, making it simple to check balances or transfer money from anywhere. For those considering a new car or truck, our auto loans and vehicle financing options provide competitive rates to help you get on the road quickly. If you're thinking about home ownership, we offer mortgage loans and refinancing solutions tailored to your financial situation. Our team is here to guide you through every step of the mortgage process, ensuring that you find the right fit for your needs.

Digital & Online Banking

Key Services

Visit us online at https://www.onpointcu.com/ to explore all the features available. Our 24/7 online banking services allow you to access your accounts anytime, anywhere. Whether you're checking your balance or paying bills, you can do it all from the comfort of your home or on the go. You can enjoy e-statements, which means you'll receive your account statements electronically, saving you time and paper! Plus, with our electronic signature authorization, signing documents is quick and easy no more printing or mailing required. If you're always on the move, our mobile application has you covered. It offers features like mobile payments so you can make purchases right from your phone. Need to send money to a friend? Use our person-to-person transfer feature for quick and hassle-free transactions.

Security and Accessibility

Your security is a top priority at Onpoint Community. We utilize advanced security measures to protect your personal information while making banking easier for you. You can feel confident knowing that your data is safe as you manage your accounts online. Our digital services are designed to provide real-time account management, so you're always in control of your finances. With everything accessible at your fingertips, staying on top of your banking has never been simpler. Join us at Onpoint Community today and experience how easy and secure banking can be!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 1,257,919 show a strong and growing member base that trusts us with their finances. Your confidence in us fuels our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 51501 Columbia River Hwy Scappoose Or 97056 or call (503) 536-9248 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus ensures that resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategic reinvestment allows us to continually improve the quality of service you receive.

Strong Financial Health

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We currently have $25,972 in used auto loans and a total of $5,685,404,725 in loans and leases available for our members. This means whether you're looking to purchase a vehicle or need support for other financial needs, we've got you covered.

Loan Offering

Additional Financing Options

For those looking for additional funding options, our total credit lines reach $1,811,621,722, providing ample resources for personal or business needs. If you're a business owner seeking capital to grow and expand, our outstanding commercial loans totaling $372,418,556 can be just what you need to take your venture to the next level.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We offer flexible terms and financing options tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, allowing you to secure the home of your dreams with ease. Our team is here to assist you through every step of the process.

Refinancing and Eligibility

Refinancing options are available for all our loan products. This allows you to potentially lower your monthly payments or access equity from your existing loans. To see if you're eligible for any of our loan offerings or refinancing options, please reach out to us at 503-536-9248. For more information about our loan products or to get started today, visit us at Onpoint Community or drop by our branch located at 51501 Columbia River Hwy Scappoose Or 97056. We're here to support you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. With no collateral required and competitive interest rates, our unsecured credit cards can be a great option for unexpected expenses or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed and empowered in their decision-making process. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, allowing users to make informed choices without any hidden agendas.

ONPOINT COMMUNITY CREDIT UNION - Scappoose, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Options for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Convenience

Loans and Credit Options

Personal Banking Services

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Trust Among Members

Member-Centric Savings Options

Operational Efficiency

Reinvesting for Your Future

Strong Financial Health

Supporting Your Financial Goals

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Refinancing and Eligibility

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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