OnPoint Community Credit Union Salem OR | Best Auto Loans & Online Banking

Introduction

Welcome to Onpoint Community, your trusted financial partner located at 645 9Th St Nw Ste 185, Salem, OR 97304. Since our establishment in 1932, we've been committed to serving our members with a focus on community and trust. With over 585,000 members, we pride ourselves on creating financial solutions tailored to meet your needs. At Onpoint Community, we understand that each member's financial journey is unique. That's why we offer a diverse range of services, from checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $9,679,670,581, ensuring that we have the resources to support you effectively. We also hold $2,038,766,763 in deposits and maintain a net worth of $1,235,497,002, reflecting our strong financial foundation. While members can visit us at our branch in Salem, official correspondence should be sent to our mailing address: P.O. Box 3750, Portland, OR 97208. Our dedicated team of 1,158 employees, led by CEO Robert Stuart and Board President Katherine Durham, is here to assist you every step of the way. With a focus on community impact and member satisfaction, we strive to provide personalized banking experiences that make your financial life easier. Whether you need assistance with loans or want to explore our online banking options available at Onpoint Community, we're ready to help. Feel free to reach out at 503-525-8738 or visit us during our operating hours Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Join us today and discover how Onpoint Community can support your financial goals!

Branch History & Mission

Join Us

As we continue on this journey of growth and service, we invite you to become part of the Onpoint Community family. Experience firsthand the benefits of being a member at our Salem branch. Whether you're looking for guidance on your finances or seeking ways to invest back into your community, we are here for you every step of the way. Contact us today at (503) 525-8738 or explore our website at Onpoint Community for more information about joining us or utilizing our services!

Our Mission

At Onpoint Community, our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to the resources they need to thrive financially. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. But we're more than just numbers and services; we're committed to making a positive impact in the communities we serve. Through partnerships with local organizations and outreach initiatives, we strive to uplift those around us and make financial education accessible for all. Our commitment extends into the digital realm as well. With robust online and mobile banking options available including electronic signatures and mobile payments we ensure our services are both convenient and user-friendly for every member.

Branch Location & Accessibility

Accessibility and Parking

At Onpoint Community, we prioritize making banking convenient for everyone. Our branch features ADA-compliant facilities, ensuring that all members can access our services comfortably. Parking is available nearby, allowing for a hassle-free visit.

Contact Us Today!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 503-525-8738 for any inquiries or simply drop by our branch. We look forward to welcoming you and helping you achieve your financial goals at Onpoint Community!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays from 9:00 a.m. to 6:00 p.m. We also open on Saturdays from 9:00 a.m. to 1:00 p.m., so you can take care of your banking even on weekends!

Services Offered

Our branch is committed to providing a range of financial services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability right here at the branch, cash withdrawals and balance checks are quick and easy. Unfortunately, we do not currently offer drive-thru service or shared service center options at this location. However, our dedicated team is always ready to assist you inside the branch.

Member Eligibility

At Onpoint Community, becoming a member is like joining a close-knit family where everyone looks out for one another. We welcome individuals who live, work, or go to school in our community, making it easy and inclusive for you to become part of something special. Whether you're looking for personal banking services or financial guidance, our members enjoy tailored support that truly makes a difference in their lives. To learn more about eligibility criteria, you can check out our detailed information at . If you're ready to take the next step, opening an account is simple just visit us at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e. For any questions or assistance, feel free to give us a call at (503) 525-8738. We can't wait to welcome you to Onpoint Community at 645 9Th St Nw Ste 185 Salem Or 97304!

Business Banking & Commercial Services

Merchant Services that Work for You

In today's fast-paced market, having reliable merchant services can make a big difference. Our solutions streamline payment processing, making it easier for you to accept payments from customers. Picture this: a busy Saturday at your local store where every second counts. With our efficient merchant services, you can ensure smooth transactions, allowing you to focus on what really matters serving your customers. Visit us at 645 9Th St Nw Ste 185 Salem Or 97304, Salem, OR to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to purchase new equipment or hire additional staff without the financial strain. That's what our member-focused loans can do for you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our auto loans and vehicle financing, you can drive away with confidence knowing you have competitive rates tailored to fit your budget. We simplify the loan process, making it easy for you to get on the road without financial stress.

Business Banking Services

For entrepreneurs and business owners, our business banking services provide essential tools like merchant services and business loans. We understand that running a business requires support, so let us partner with you to help grow your venture.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards with rewards offer great benefits on everyday purchases. You can earn points that go toward travel, shopping, or cash back making each transaction count!

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why at Onpoint Community, we provide robust online and mobile banking solutions. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. At Onpoint Community, we're committed to helping you achieve your financial goals with ease and accessibility. If you're ready to take advantage of these services or if you have questions about how we can assist you better, don't hesitate to reach out! Call us at (503) 525-8738 or visit us today at 645 9Th St Nw Ste 185 Salem Or 97304 in Salem, OR. Your financial journey starts here!

Home Financing Options

If homeownership is on your mind, look no further than our mortgage loans and refinancing options. We know purchasing a home is one of the biggest decisions you'll make, which is why we offer personalized service to guide you through every step. Our team will work closely with you to find the right mortgage solution that aligns with your long-term goals.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a way to save for a big purchase, we have you covered with our personal banking services. Our checking and savings accounts come with features that help you manage your money effectively. Imagine having the flexibility to withdraw cash from our ATMs or check your balance online anytime, anywhere this is the convenience we strive for.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether it's for a home renovation or consolidating existing debts into one manageable payment, we're here to help ease your financial burdens.

Digital & Online Banking

Key Features

With our online banking services, you can view your account balances, transfer funds, and pay bills all from the comfort of your own home. Plus, our mobile application makes it even simpler to manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfers feature allows you to do just that with just a few taps on your screen. Security is also a top priority for us. We provide electronic signature authorization, making transactions safe and efficient. You can feel confident knowing that your sensitive information is protected while enjoying the ease of online banking.

Stay Updated

Stay on top of your finances with e-statements, which offer an eco-friendly way to keep track of your spending without the clutter of paper statements. Additionally, if you're looking to make payments quickly, our mobile payments feature lets you use your phone for purchases wherever you go. With all these features available at Onpoint Community, managing your money has never been easier. Experience the freedom and accessibility of digital banking today by visiting us at https://www.onpointcu.com/!

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 1,257,919, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 645 9Th St Nw Ste 185 Salem Or 97304 or call (503) 525-8738 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $25,972 in used auto loans and a total of $5,685,404,725 in loans and leases available to help you achieve your dreams.

Secure Savings Opportunities

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Capital Foundation

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options, we're here to help. Our team is dedicated to working with you to find the best financial solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss how we can assist you in reaching your financial objectives, please don't hesitate to contact us at (503) 525-8738 or visit us at 645 9Th St Nw Ste 185 Salem Or 97304, Salem, OR. Your journey towards better financial health starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our flexible terms can make it easier than ever to drive away with the right car.

Business Financing

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand your operations. We work closely with local businesses to tailor financing solutions that fit specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We guide you through every step of the process, ensuring that you find a mortgage solution that suits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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