OnPoint Community Credit Union Portland OR

Introduction

Welcome to Onpoint Community, your trusted partner in financial wellness located at 11750 SE 82nd Ave, Portland, OR 97266. Since our establishment in 1932, we've been dedicated to serving our members with integrity and commitment. With a thriving community of over 585,000 members, we pride ourselves on providing personalized services that meet your unique needs. At Onpoint Community, we understand that managing your finances is essential for a secure future. That's why we offer a comprehensive range of financial products and services designed to help you succeed. Our total assets exceed $9.6 billion, reflecting our strong financial foundation and ability to support you in achieving your goals. Whether you're looking for loans, savings options, or expert advice, we are here to guide you every step of the way. Our CEO, Robert Stuart, along with our Board President, Katherine Durham, lead a dedicated team of 1,158 employees who are passionate about making a difference in our community. We believe that by fostering strong relationships with our members, we can create lasting positive impacts together. While you're welcome to visit us at our branch location, please note that official correspondence should be sent to our mailing address: P.O. Box 3750, Portland, OR 97208. If you have any questions or need assistance, don't hesitate to reach out at 800-527-3932. Join us at Onpoint Community today because your journey towards financial success begins here! Visit us online at onpointcu.com or stop by and see how we can help you thrive!

Branch History & Mission

Our Evolution

Since our inception, we have continually adapted to meet the changing needs of our members. Today, we proudly manage total assets of $9,679,670,581. This growth reflects not just our financial health but also our dedication to fostering strong relationships with those we serve. Our branch is conveniently located at 11750 Se 82Nd Ave Portland Or 97266, a place that serves as more than just a financial institution; it is a community hub where people come together. Over the years, we've expanded our services to include modern conveniences like online banking and mobile payments, ensuring that we remain relevant in today's fast-paced world. We are proud of our commitment to digital advancements while remaining fully ADA compliant, making sure that everyone can access our services without barriers.

Our Mission

At the heart of Onpoint Community is our mission: to empower individuals and families by providing exceptional financial services and support. We believe that financial wellness is within reach for everyone, and we work hard to create products and services that help our members achieve their goals. Whether it's saving for a home, funding education, or planning for retirement, we're here every step of the way. We also understand the importance of giving back. Our outreach efforts focus on strengthening local communities through partnerships with various organizations. By engaging in community service projects and supporting local initiatives, we strive to make a positive impact beyond just banking. While members can visit us at 11750 Se 82Nd Ave Portland Or 97266, official correspondence should be sent to P.O. Box 3750, Portland, OR 97208 if different. We invite you to connect with us during our operating hours: Mon - Fri from 7:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us at Onpoint Community and experience firsthand the benefits of being part of a credit union dedicated to your success. Together, let's build a brighter future! For more information, feel free to call us at (800) 527-3932 or visit our website at Onpoint Community.

Branch Location & Accessibility

Local Landmarks and Accessibility

Our branch is situated near several well-known landmarks, making it easy to find. If you're heading to the nearby Clackamas Town Center for shopping or a bite to eat, why not swing by and check out what we have to offer? Accessibility is important to us; our facility is designed with features like ADA-compliant ramps and parking spaces, ensuring everyone can access our services without hassle. We strive to create an inviting atmosphere for all members of the community.

Operating Hours & Services

We understand that life can be busy! That's why we offer flexible operating hours our lobby is open Monday through Friday from 7:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. This gives you plenty of opportunities to visit us at your convenience. At Onpoint Community, we prioritize making banking easy for you. While we currently do not have ATM services or drive-thru banking available at this location, our team is ready to assist you with personal service inside the branch. We're dedicated to offering a range of financial services tailored to meet your needs.

Visit Us Today!

If you have questions or would like more information about what we offer, feel free to give us a call at 800-527-3932. Our friendly staff is eager to help you navigate your financial journey. Come visit us today at Onpoint Community your trusted partner in achieving your financial goals!

Member Eligibility

Becoming a member of Onpoint Community means joining a welcoming community that's dedicated to supporting your financial journey. If you're interested in membership, you'll be pleased to know that eligibility is quite accessible! Whether you live, work, or attend school in certain areas, or are a family member of an existing member, you may qualify to join us. For the most current and detailed eligibility criteria, feel free to check out our resource. Once you're ready to take the next step towards membership at Onpoint Community, opening an account is easy and straightforward! Just visit our account opening page at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (800) 527-3932. We're here for you!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. From startups to established enterprises, we're here to provide the financial backing you need.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses. In addition, our merchant services help streamline transactions, making it easier for you to focus on what you do best running your business. With tools designed to enhance customer experiences and optimize sales processes, you'll find everything you need right here at Onpoint Community, located at 11750 Se 82Nd Ave Portland Or 97266, Portland, OR. Join us today and take your business further!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, we recognize the importance of convenience and flexibility. That's why Onpoint Community offers robust digital banking solutions that allow you to handle your finances anytime, anywhere. Our online banking platform ensures you can check balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application allows you to manage your account directly from your smartphone, making it easier than ever to stay on top of your finances while on the go.

Everyday Banking Made Easy

Our services start with essential banking tools that everyone can benefit from. With features like ATM Services Only, members can easily access their funds without the hassle of long lines or complicated processes. We understand that managing your finances should be straightforward, so we've streamlined our offerings to include user-friendly options.

Join Our Community

At Onpoint Community, we believe in building strong relationships with our members. We invite you to visit us at 11750 Se 82Nd Ave Portland Or 97266 to learn more about how we can support your financial journey. Whether you're opening a new account or exploring loan options in the future, we're here every step of the way. In conclusion, whether you require basic ATM services or want to take advantage of our digital banking features, Onpoint Community is committed to making your experience simple and convenient. Explore what we have to offer today by visiting us or calling us at (800) 527-3932! Your financial wellbeing is our top priority.

Support When You Need It

If you have questions or need assistance, our friendly staff is just a phone call away at (800) 527-3932. We pride ourselves on offering personalized service and are ready to support you with any inquiries about your accounts or available services.

Digital & Online Banking

Accessibility and Ease of Use

For those who prefer mobile banking, our user-friendly mobile application is available for download. You can take advantage of features like mobile payments to make transactions easier than ever right from your smartphone. Plus, we offer e-statements to help you keep track of your financial activity without the clutter of paper statements. At Onpoint Community, we prioritize your security while providing tools that fit into your busy lifestyle. With everything from secure logins to quick access via our mobile app, managing your finances has never been more straightforward or safe. Experience the freedom and flexibility that comes with digital banking at Onpoint Community your financial partner every step of the way!

Key Features of Our Digital Banking Services

Our online banking platform, available at https://www.onpointcu.com/, allows you to view balances, make transfers, and pay bills all from the comfort of your home or on the go. You can enjoy 24/7 access to your accounts, which means you never have to worry about banking hours again. Whether it's checking your balance or making a last-minute payment, our services are designed for real-time management of your finances. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with electronic signature authorization available, you can complete important transactions securely without the need for paperwork.

Financial Strength

A Dedicated Team for You

We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist with all your banking needs. Total Share Accounts stand at 1,257,919, showing a strong and growing member base that trusts us with their finances.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your needs come first here.

Investing Back into Our Community

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Every dollar earned helps us improve the services you value most. We support your goals with our extensive lending capacity. With $25,972 in used auto loans and $5,685,404,725 in total loans and leases, we provide flexible options across various sectors so you can achieve what you need. Our operational efficiency is reflected in our $32,567,880, which enables us to continue offering competitive loan rates and solid financial products for our members.

Partnering for Your Future

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 11750 Se 82Nd Ave Portland Or 97266 or call (800) 527-3932 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. This means when you save with us, you're not just putting money away; you're investing in your future with the assurance of safety.

Solid Financial Health

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This reflects our dedication to ensuring that your money is safe and working for you. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We pride ourselves on making the auto loan process straightforward and stress-free, allowing you to focus on what really matters your new vehicle!

Business Financing

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. We understand that businesses have unique challenges and opportunities, so our team is here to help you navigate your financing options. Our team at Onpoint Community is dedicated to providing personalized service and support throughout your borrowing journey. Whether you're interested in refinancing an existing loan or exploring eligibility options for one of our products, we're here to assist you every step of the way. If you would like more information about our loan offerings or wish to start your application today, feel free to reach out by calling us at (800) 527-3932. We're ready to help you secure the financing that fits your life's needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those needing flexibility, we have total credit lines amounting to $1,811,621,722 available. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. These options are perfect for unexpected expenses or everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We offer various mortgage products tailored to fit different needs and budgets, ensuring that you find the right solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't have to worry about hidden fees or terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every user has equal access to all available options without favoritism. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is particularly useful in a fast-changing financial environment where interest rates can fluctuate daily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in guiding users toward better financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust they are viewing legitimate offers rather than outdated or misleading information.

ONPOINT COMMUNITY CREDIT UNION - Portland, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Portland, OR (97266)

Introduction

Branch History & Mission

Our Evolution

Our Mission

Branch Location & Accessibility

Local Landmarks and Accessibility

Operating Hours & Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Commercial Loans

Outstanding Commercial Loans

Comprehensive List Of Services

Digital Banking Convenience

Everyday Banking Made Easy

Join Our Community

Support When You Need It

Digital & Online Banking

Accessibility and Ease of Use

Key Features of Our Digital Banking Services

Financial Strength

A Dedicated Team for You

Focused on Our Members

Investing Back into Our Community

Partnering for Your Future

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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