OnPoint Community Credit Union Portland OR | Quick Personal Loans & Business Banking

Introduction

Welcome to Onpoint Community, your trusted financial partner located at 6367 Sw Capitol Hwy, Portland, OR 97239. With a strong commitment to serving our community since 1932, we have grown to support over 585,000 members with tailored financial solutions designed just for you. Our total assets of $9,679,670,581 reflect our stability and dedication to helping you achieve your financial goals. At Onpoint Community, we believe in the power of connection and community impact. Our team is led by CEO Robert Stuart and Board President Katherine Durham, both of whom are passionate about ensuring that every member feels valued and supported. We offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 3750, Portland, OR 97208. With total deposits reaching $2,038,766,763 and a net worth of $1,235,497,002, you can trust that your finances are in good hands. Our dedicated staff of 1,158 employees is here to assist you with everything from checking accounts to credit cards with rewards. And with an impressive total loan portfolio of 200,970, we're well-equipped to help you navigate your borrowing needs. Whether you're looking for personal loans or seeking business financing options, we invite you to experience the difference at Onpoint Community. Feel free to reach out to us at 503-525-8729 or visit our website at Onpoint Community for more information. Join us today and become a part of a community where your financial success is our priority!

Branch History & Mission

Commitment to Innovation

As times change, so do we. With advancements like online banking and mobile payment options available to all members, we ensure that banking with us is convenient and user-friendly. We are also proud of our commitment to accessibility and ADA compliance so that everyone can benefit from our services. We invite you to join us at Onpoint Community. Experience firsthand how we put people before profits and how your membership can lead not only to personal financial success but also contribute positively to the community around you. Together, let's build a brighter future! For more information or assistance, feel free to call us at 503-525-8729 or visit our website at onpointcu.com. Your journey towards achieving your financial goals starts here!

Mission Statement

At Onpoint Community, our mission is simple yet profound: to enrich lives through exceptional financial services while making a positive impact in our community. We strive to be more than just a financial institution; we aim to be a partner in every member's journey toward financial wellness. Whether you're looking for guidance on managing debt or seeking advice on saving for your future, we are here for you. While members can visit us at 6367 SW Capitol Hwy for personalized service during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM official correspondence should be sent to PO Box 3750, Portland, OR 97208.

Our Story

Since opening our doors, we have embraced the mission of providing accessible financial services while prioritizing community support. We believe that everyone deserves the opportunity to thrive financially. As we grew, so did our offerings from basic checking and savings accounts to a full suite of products including auto loans, mortgages, and business banking solutions. Our evolution reflects our members' needs and aspirations. In addition to serving individual members, Onpoint Community has always been dedicated to community outreach. We partner with local organizations and participate in initiatives that uplift our neighborhoods and provide resources for those in need. Our commitment extends beyond transactions; it's about fostering connections and empowering individuals.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near local favorites like Gabriel Park and the bustling Hillsdale shopping district, our branch offers not just great financial services but also a vibrant community atmosphere. We have ample parking available right outside the entrance, ensuring easy access for everyone. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances so that all members can feel welcome.

Operating Hours

At Onpoint Community, we understand that life gets busy. That's why we're open during convenient hours to serve you better. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until 1:00 PM. Our team is ready to assist you with anything from personal banking needs to business services during these hours.

Services Offered

We offer a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability on-site, you can easily withdraw cash or check your balance whenever you need. While we don't have drive-thru service currently available at this location, our friendly staff is always ready to serve you inside the branch. If you're looking for personalized banking solutions or just want some advice on managing your finances, don't hesitate to reach out! Call us at 503-525-8729 or visit our website at Onpoint Community for more information. We invite you to come by and experience the warmth and support of your local credit union!

Member Eligibility

At Onpoint Community, we believe that everyone deserves access to financial services that empower them. Joining our community is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to become a member. Our doors are open to individuals and families who seek a supportive financial partner. You'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a variety of financial products tailored just for you. To get started with your membership at Onpoint Community, simply visit us at 6367 Sw Capitol Hwy Portland Or 97239 or give us a call at (503) 525-8729. We encourage you to explore the detailed eligibility criteria available. Once you're ready to open an account, the process is easy; you can find everything you need to know by following this link: https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e. We can't wait for you to join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to streamline your payment processes. Imagine being able to accept payments easily from customers, whether they're shopping online or in-store. Our services ensure you get paid quickly and securely, allowing you to focus on what you do best running your business. Located conveniently at 6367 Sw Capitol Hwy Portland Or 97239, Portland, OR, our team is ready to partner with you on your path to success. Let's grow together! For more information, feel free to call us at (503) 525-8729 or visit our website at https://www.onpointcu.com/.

Comprehensive List Of Services

ATM Access When You Need It

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have access to funds whenever necessary. With convenient locations and basic ATM access for withdrawals and balance checks, getting cash has never been easier. --- At Onpoint Community, we strive to make banking straightforward and accessible for everyone in our community. To learn more about how we can assist you with these services or any other questions you may have, don't hesitate to reach out at (503) 525-8729. We're here for you!

Business Banking Support

For our entrepreneurial members, we haven't forgotten about you! Our Business Banking services include merchant services and business loans that help ensure your business runs smoothly. Whether you're starting up or looking to expand, we're here to support your journey.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. Access your accounts anytime, anywhere from the comfort of your phone or computer. From managing transactions to making payments and checking balances, everything is just a click away!

Financing Your Future

When it comes to larger purchases like vehicles or homes, our team is here to guide you through the process with our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options. Imagine driving off in your dream car or settling into a new home without the stress of complicated financing our streamlined processes make it possible!

Flexible Lending Options

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions that provide flexibility when you need it most. With competitive rates and friendly terms, you can tackle those surprise bills or consolidate your debts easily.

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts designed for every lifestyle. Whether you're saving for a new home or planning a vacation, our accounts come with features that help you keep track of your money effortlessly.

Rewarding Credit Card Choices

For everyday purchases, our Credit Cards with Rewards program allows you to earn points on what you already spend. Picture yourself enjoying cash back or travel rewards simply by using your card for daily expenses it's a win-win!

Digital & Online Banking

Key Services

With just a few clicks on our website at https://www.onpointcu.com/, you can access your account 24/7. Whether you need to check your balance or transfer money, our online banking platform provides a user-friendly experience that keeps you in control of your finances. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those who prefer going paperless, we offer e-statements so you can easily view and manage your financial records. This not only saves trees but also helps keep your information safe and organized.

Mobile Banking Features

Our mobile application makes banking even more convenient. With mobile payments enabled, you can make purchases directly from your phone, eliminating the need for cash or cards. If you want to send money to friends or family quickly, our person-to-person transfer feature allows you to do just that with ease. You'll find that managing your accounts is straightforward and efficient with our app. Real-time updates mean you'll always know where you stand financially. At Onpoint Community, we prioritize your security while providing accessible banking solutions tailored for today's busy lifestyles. Experience the ease of digital banking and take charge of your financial future today!

Financial Strength

At Onpoint Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $25,972 in used auto loans and $5,685,404,725 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $32,567,880, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,257,919, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 6367 Sw Capitol Hwy Portland Or 97239 or call (503) 525-8729 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a brand-new vehicle or a reliable used one. Additionally, if you're considering refinancing your current auto loan, we can help simplify the process.

Business Financing

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. Whether it's investing in new equipment or managing cash flow during slow periods, our commercial lending options are designed with your business needs in mind. At Onpoint Community located at 6367 Sw Capitol Hwy Portland Or 97239, we're committed to guiding you through every step of the borrowing process. You can reach us at 503-525-8729 during our operating hours: Monday-Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and discover how our loan offerings can help you achieve your financial aspirations!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. These credit cards come with rewards that can enhance your spending experience while keeping your budget in check. Moreover, personal loans are available for those looking to consolidate debt or cover unexpected expenses making it easier for you to regain control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, providing you with the financial support needed to secure your dream home. If you're exploring eligibility options for our mortgage products, our team is ready to assist you in understanding what might work best for you.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By prioritizing data integrity, LendMesh helps users navigate the often confusing world of loans with confidence.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh not only provides valuable insights but also actively contributes to better financial outcomes for its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ONPOINT COMMUNITY CREDIT UNION - Portland, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Portland, OR (97239)

Introduction

Branch History & Mission

Commitment to Innovation

Mission Statement

Our Story

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM Access When You Need It

Business Banking Support

Digital Convenience at Your Fingertips

Financing Your Future

Flexible Lending Options

Personal Banking Made Easy

Rewarding Credit Card Choices

Digital & Online Banking

Key Services

Mobile Banking Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Cards and Personal Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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