OnPoint Community Credit Union Portland OR | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Onpoint Community, your trusted credit union located at 16 Ne Fremont St, Portland, OR 97212. Since our establishment in 1932, we have proudly served over 585,000 members, offering a range of financial services tailored to meet your needs. Our commitment to the community is unwavering, and we take pride in managing total assets of $9,679,670,581 and total deposits amounting to $2,038,766,763. At Onpoint Community, we understand that your financial goals are unique. Whether you are looking for personal banking options like checking and savings accounts or seeking financing for a new vehicle through our auto loans our dedicated team is here to help. With a strong foundation built on trust and transparency, our net worth stands at an impressive $1,235,497,002, showcasing our stability and reliability as your financial partner. Led by our CEO, Robert Stuart, and Board President Katherine Durham, our team of 1,158 employees is committed to providing exceptional service. We encourage you to reach out with any questions or visit us during our operating hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. While members can visit us at our branch location, official correspondence should be sent to PO Box 3750, Portland, OR 97208. We invite you to explore all that Onpoint Community has to offer by visiting our website at onpointcu.com or calling us at 503-273-2688. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Embracing Innovation

In an ever-changing world, we've embraced technology to enhance member experience while ensuring accessibility for all. Our digital offerings include online banking, mobile payments, and electronic statements making it easier than ever for you to manage your finances on your terms. As part of our commitment to accessibility, we ensure compliance with ADA standards across all services. Whether you're visiting us in person or connecting with us online, we're here for you every step of the way.

Join Us Today

We invite you to become part of the Onpoint Community family. Experience firsthand how we combine personal service with modern banking solutions designed for today's lifestyle. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at 503-273-2688 or visit our website at www.onpointcu.com.

Our Mission

At Onpoint Community, our mission extends beyond financial services; we strive to uplift the communities we serve. We believe that everyone deserves access to tools and resources that empower them financially. That's why we offer a range of products including checking and savings accounts, auto loans, mortgage options, and personal loans tailored to meet diverse needs. We understand that being part of a community means giving back. Through various partnerships and outreach efforts, we engage in initiatives that support education, local businesses, and social causes. This commitment ensures that as we grow financially, so do the neighborhoods around us.

Branch Location & Accessibility

Convenient Access

At Onpoint Community, we understand that accessibility matters. Our branch offers convenient parking options, ensuring that your visit is as smooth as possible. We are proud to be ADA compliant, featuring ramps and accessible entrances so everyone can easily access our services.

Get in Touch

Ready to take the next step? Feel free to give us a call at 503-273-2688 or stop by our branch today! We look forward to helping you achieve your financial goals with ease and convenience.

Operating Hours

We invite you to visit us during our welcoming hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Whether you're coming in for a quick transaction or need assistance with more complex financial needs, our dedicated team is ready to help.

Services Offered

At Onpoint Community, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Plus, our ATM availability means you can access your funds whenever you need them. Although we don't currently offer drive-thru banking, we're always available for personalized service inside our branch. While members can visit us at 16 Ne Fremont St, official correspondence should be sent to PO Box 3750, Portland, OR 97208.

Member Eligibility

At Onpoint Community, we believe that everyone deserves a supportive financial community, and becoming a member is a simple and welcoming process. If you live, work, worship, or attend school in the vibrant areas we serve, you're likely eligible to join us! We cherish our members and strive to provide them with personalized service, competitive rates, and a range of financial products designed to meet your needs. To learn more about specific eligibility criteria, feel free to check out our detailed resource at . Opening an account with us is easy! Just visit our online application page at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e or give us a call at (503) 273-2688 if you have any questions. We're here to help you every step of the way as you take this exciting leap into membership at Onpoint Community, located conveniently at 16 Ne Fremont St Portland Or 97212. Join us today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses. Imagine accessing the funds you need to purchase new equipment or hire additional staff our loans can help turn those plans into reality.

Merchant Services

In addition to loans, we offer practical merchant services that simplify transactions for your business. Picture your customers easily paying with their cards while you enjoy fast access to those funds. With our services, you can focus more on running your business and less on handling payments. Located at 16 Ne Fremont St Portland Or 97212 in Portland, OR, we are here to help you thrive. Connect with us today and discover how our business banking solutions can empower your growth!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Onpoint Community provides robust online and mobile banking platforms that allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, and pay bills all through our user-friendly app or website. Need cash? Our network of ATMs ensures easy access for withdrawals and balance checks at your convenience.

Get Started Today!

We invite you to explore all the services available at Onpoint Community. Whether you're in need of personal banking solutions or business support, we're here for you every step of the way. Feel free to reach out at (503) 273-2688 or visit us at our branch location in Portland, OR. Together, let's build a brighter financial future! For more information about our offerings, please visit us online at Fremont & Williams.

Loans & Credit Options

When unexpected expenses arise or when you're ready to take that next big step in life, our personal loans and debt consolidation options can give you the financial relief you need. Additionally, if you're looking for a credit card that rewards your everyday purchases, check out our credit cards with rewards program. For business owners, we understand that managing cash flow is crucial. That's why we offer comprehensive business banking services, including merchant services and business loans designed specifically for your operational needs.

Personal Banking

Managing your finances can be easier than ever with our personal banking options. We offer checking and savings accounts designed for everyday use, helping you keep track of your spending and saving goals. If you're planning to buy a new car, our auto loans and vehicle financing solutions provide competitive rates that can fit any budget, making it simpler for you to get behind the wheel. For those considering homeownership or refinancing their current mortgage, we have tailored mortgage loans that cater to various financial situations. Our goal is to help you navigate this important step with confidence.

Digital & Online Banking

Convenient Access Anytime

With our 24/7 Online Banking services available at https://www.onpointcu.com/, you can access your accounts whenever it suits you. Whether you want to check your balance, transfer funds, or pay bills, our online banking system makes it straightforward. Plus, if you're on the go, our mobile application offers the same features right in your pocket.

Effortless Transactions

Making payments has never been easier with our Mobile Payments Feature. Just link your account and start making purchases using your phone it's that simple! Additionally, with our Person-to-Person Transfers, sending money to friends or family is just a few taps away. At Onpoint Community, we believe that banking should be accessible and convenient for everyone. Our commitment to providing innovative digital solutions ensures that you can manage your finances effectively while enjoying peace of mind knowing that your information is secure. Experience the ease of banking with us today!

Enhanced Security Features

Your security is our top priority. Our platform includes Electronic Signature Authorization, which allows you to sign documents securely online. This means you can complete transactions without the hassle of printing or mailing anything. Furthermore, we provide E-Statements to keep your financial information safe and organized. You'll have quick access to your statements while helping the environment by reducing paper waste.

Financial Strength

Growing Member Trust

Total Share Accounts stand at 1,257,919, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to our mission as a credit union dedicated to serving the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 16 Ne Fremont St Portland Or 97212 or call (503) 273-2688 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $25,972 in used auto loans and $5,685,404,725 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in business financing, our outstanding commercial loans totaling $372418556 provide the capital needed to grow and expand your business. We also have total credit lines available at $1811621722, giving you access to funds when you need them most. If you're considering refinancing any of these options, we encourage you to reach out. Our team is here to help you understand eligibility options and guide you through the process. We invite you to visit us at 16 Ne Fremont St, Portland, OR 97212, or give us a call at 5032732688 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here at Onpoint Community!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408032196 in used vehicle loans and $1364956423 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672827213, make buying or refinancing simple. We offer competitive rates and terms tailored to suit your situation, whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $209932832 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your costs down.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By verifying that each lender meets these standards, LendMesh delivers reliable information you can trust.