OnPoint Community Credit Union Portland OR | Best Auto Loans & Online Banking

Introduction

Welcome to Onpoint Community, your trusted financial partner located at 5262 N Lombard St, Portland, OR 97203. Since our establishment in 1932, we've been dedicated to serving our members with personalized banking solutions tailored to their unique needs. With a robust membership of over 585,000, we pride ourselves on being a cornerstone of the community, offering a wealth of services that help you achieve your financial goals. At Onpoint Community, we understand the importance of reliability and accessibility in today's fast-paced world. Our total assets exceed $9.6 billion, reflecting our commitment to providing secure and dependable financial services. With total deposits reaching $2.04 billion and a net worth of $1.24 billion, you can trust that your money is in safe hands. Our leadership team, led by CEO Robert Stuart and Board President Katherine Durham, is passionate about fostering a supportive environment for all members. We are proud to employ over 1,150 dedicated individuals who strive to deliver exceptional service every day. While members can visit us at 5262 N Lombard St, official correspondence should be sent to our mailing address: P.O. Box 3750, Portland, OR 97208-3750. Our friendly staff is ready to assist you with everything from checking accounts and savings plans to auto loans and mortgages. With total loans exceeding 200,000, we offer flexible financing options designed for both personal and business needs. Whether you're looking for an auto loan or seeking support for your small business, we're here to help you succeed. Discover the difference that comes with being part of the Onpoint Community family. Visit our website at onpointcu.com or call us at 503-525-8724 to learn more about how we can support your financial journey today!

Branch History & Mission

At Onpoint Community, we take pride in our rich history and the mission that drives us forward. Established in 1932, our branch has been a cornerstone of the Portland community for over 90 years. Located at 5262 N Lombard St, Portland, OR 97203, we have grown alongside our members, evolving to meet their financial needs while staying true to our commitment to exceptional service. From our humble beginnings, we've expanded significantly. Today, we proudly serve over 585,000 members with total assets of approximately $9.68 billion. This growth reflects not only our ability to provide sound financial services but also the trust and loyalty of our community. As we continue to flourish, we remain dedicated to making a positive impact in Portland and beyond. Our mission is simple yet powerful: to help our members achieve their financial goals while fostering a spirit of community support. We understand that financial services are not just about transactions; they are about building relationships and empowering individuals. Whether it's through personal banking options like checking and savings accounts or offering loans for vehicles and homes, our goal is to enhance the lives of those we serve. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 3750, Portland, OR 97208-3750. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We pride ourselves on being accessible with ATM availability for your banking needs, though we currently do not offer drive-thru banking or shared service centers. Our focus on digital advancements ensures you can manage your finances online or via mobile applications anytime you need. At Onpoint Community, we believe that partnerships and outreach efforts are vital in creating a thriving community. We engage with local organizations and initiatives aimed at improving the lives of residents throughout Portland. Join us as we continue this journey together! Experience firsthand how Onpoint Community can support your financial aspirations while making a difference in our shared community. Together, let's build a brighter future! For more information or to become a member today, visit us at Onpoint Community or call us at 503-525-8724.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Onpoint Community on Lombard Street. If you have any questions or need assistance before coming in, don't hesitate to call us at 503-525-8724. We look forward to serving you!

Convenient Access and Parking

At Onpoint Community, we understand the importance of accessibility. Our location offers ample parking spaces to ensure your visit is as hassle-free as possible. We are proud to be ADA compliant, featuring ramps and other accessibility options for all our members.

Operating Hours

We want to make banking easy for you! Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Feel free to drop by during these hours; our dedicated team is ready to assist you with any questions or services you may need.

Services Offered

At our branch, you'll find a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have everything covered. Need cash? You can easily access our ATM on-site for quick withdrawals and balance checks.

Member Eligibility

At Onpoint Community, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you're looking to take part in our supportive environment, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a long-time resident or new to the neighborhood, you can enjoy all the benefits we offer. To learn more about the specific eligibility criteria, feel free to visit this link for the most up-to-date details. Opening an account at Onpoint Community is simple and straightforward! You can start your journey towards better banking by visiting us at our branch located at 5262 N Lombard St Portland Or 97203, or you can conveniently apply online through this account opening link. If you have any questions or need assistance, don't hesitate to reach out to us at (503) 525-8724. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. Whether it's expanding your operations or investing in new equipment, we're here to help you achieve your goals. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs. With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses throughout the region.

Merchant Services

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services simplify transactions, ensuring that you can accept payments quickly and securely. Imagine serving customers seamlessly at your storefront or online our services make it easy for you to focus on what matters most: running your business. Visit us at 5262 N Lombard St Portland Or 97203 in Portland, OR to learn how our Business Banking & Commercial Services can help you thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, Onpoint Community provides competitive Auto Loans and Vehicle Financing options. Whether you're buying new or used, our friendly team is ready to help you find the right loan that fits your budget. Imagine driving off in your dream car with an affordable payment plan that works for you!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans designed to help you grow and succeed. We know how hard you've worked; let us support your vision with the right financial tools.

Convenient Access

For added convenience, we provide ATM and Cash Withdrawal Services, so you can access your funds when needed without hassle. With basic ATM access available for withdrawals and balance checks, managing your cash flow is straightforward. At Onpoint Community, we strive to create an environment where members feel valued and supported in their financial decisions. We encourage you to stop by or reach out at (503) 525-8724 for any inquiries or assistance regarding our services. Come visit us today at 5262 N Lombard St Portland Or 97203, and discover how we can help make your financial dreams come true!

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program offers great benefits on everyday purchases. Whether it's cash back or travel rewards, every swipe gets you closer to something special.

Home Financing Options

Owning a home is a significant milestone for many people. Our Mortgage Loans and Refinancing services make this possible. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, we provide personalized guidance throughout the process. Picture yourself settling into a cozy living room let us help you get there!

Personal Banking Solutions

We understand that managing your finances can be a complex task. That's why we offer Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. Need quick access to your funds? Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer money, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans and Debt Consolidation options come in handy. These loans can help you cover emergencies or consolidate existing debts into one manageable monthly payment. This way, you can focus on what truly matters without the stress of juggling multiple payments.

Digital & Online Banking

Accessibility and Ease of Use

We believe that banking should be straightforward and user-friendly. Our mobile application is designed with you in mind, making it easy for anyone to navigate and find what they need quickly. Plus, with features like mobile payments and person-to-person transfers, you can manage your money efficiently without the hassle of traditional banking methods. In summary, at Onpoint Community, we're committed to providing accessible, secure, and convenient digital banking solutions that fit your lifestyle. Experience the ease of managing your finances with us today!

Key Features

Our mobile application adds even more convenience to your banking routine. Whether you're making mobile payments or sending money to friends through person-to-person transfers, everything is just a tap away. And if you prefer paperless statements, our e-statements feature allows you to receive your bank statements electronically, helping you stay organized while reducing clutter. Security is also a top priority at Onpoint Community. We utilize electronic signature authorization for added protection when it comes to signing important documents digitally. This means you can complete transactions with confidence knowing that your information is safe.

Financial Strength

Community Trust

Total Share Accounts stand at 1,257,919, showcasing a strong and growing member base that trusts us with their finances. This community trust strengthens our position as a reliable credit union dedicated to serving your best interests. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 5262 N Lombard St Portland Or 97203 or call (503) 525-8724 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is further supported by $25,972 in used auto loans and $5,685,404,725 in total loans and leases.

Strong Capital Foundation

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408032196 in used vehicle loans and $1364956423 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we make it easy to secure financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $372418556 provide the capital needed to grow and expand. Whether you need funding for equipment or working capital, we are here to support your business endeavors. At Onpoint Community located at 5262 N Lombard St Portland Or 97203, we are dedicated to providing personalized service. If you're interested in refinancing or learning about eligibility options for any of our loan products, please don't hesitate to reach out at 5035258724. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672827213, make buying or refinancing simple. We aim to provide flexible terms and competitive rates to help you invest in your future.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $209932832 in loans helping members manage their finances effectively. Enjoy benefits like no annual fees and rewards for your purchases.

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