OnPoint Community Credit Union Oregon City OR | Quick Personal Loans & Business Banking

Introduction

Welcome to Onpoint Community, your trusted financial partner located at 19753 Highway 213, Oregon City, OR 97045. Since our establishment in 1932, we've been dedicated to serving our community with integrity and care. With a total membership of 585,168 and assets amounting to a robust $9,679,670,581, we pride ourselves on being a cornerstone of financial support for individuals and businesses alike. Our leadership team, led by CEO Robert Stuart and Board President Katherine Durham, is committed to ensuring that each member receives personalized attention and valuable financial solutions. We offer a range of services designed to meet your needs, from checking and savings accounts to auto loans and mortgage refinancing. Our total deposits stand at an impressive $2,038,766,763, reflecting the trust our members place in us. For any official correspondence, while you can visit us at our branch address, please send it to our mailing address: PO Box 3750, Portland, OR 97208. At Onpoint Community, we understand that financial success is about more than just numbers; it's about building lasting relationships. Our dedicated team of 1,158 employees is here to guide you every step of the way. Whether you're looking for help with personal banking or business loans our total loans amounting to 200,970 show how deeply we invest in our members' futures. Ready to take control of your finances? We invite you to reach out at 503-497-2480 or visit us online at www.onpointcu.com for more information on how we can assist you today!

Branch History & Mission

Join Us

While members can visit us at our branch location in Oregon City, official correspondence should be sent to PO Box 3750, Portland, OR 97208. We invite you to experience what makes Onpoint Community special our friendly staff is here to help you navigate your financial journey. We offer convenient operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. You can also enjoy the convenience of our ATM services available for your cash withdrawal needs. As you consider your financial future, remember that you don't have to go it alone. Join us at Onpoint Community and discover how we can help you reach your goals while being part of a supportive community. Together, let's build a brighter future!

Our Journey

Located at 19753 Highway 213 in Oregon City, OR 97045, our branch has been a staple in the community for nearly a century. Throughout the years, we have adapted to meet the needs of our members, offering a wide range of services from personal banking to business solutions. Our journey reflects not only growth but also resilience and a dedication to community welfare. Over the decades, we have celebrated significant milestones that have shaped who we are today. From introducing new banking technologies to expanding our service offerings, we are always looking for ways to better serve you. As we continue this journey, we remain dedicated to ensuring that every member feels valued and supported.

Our Mission

At Onpoint Community, our mission is clear: We strive to provide exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to quality financial products and education that empower them to achieve their goals. This mission drives us every day as we work not just as a credit union but as an integral part of Oregon City. Our commitment goes beyond financial services; it extends into various outreach initiatives aimed at uplifting local communities. We partner with local organizations and support events that bring people together, making a positive impact on those around us.

Branch Location & Accessibility

Easy Access and Parking

At Onpoint Community, we ensure that banking is easy and hassle-free. Our branch offers ample parking space, making it simple for you to pop in and take care of your banking needs. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to help all members feel welcome.

Get in Touch!

Have questions or want to learn more about how we can assist you? Feel free to call us at 503-497-2480 or visit our website at onpointcu.com. We're excited to help you achieve your financial goals! Come by today; we can't wait to meet you!

Operating Hours Tailored for You

We know your time is valuable. That's why our lobby hours are tailored to fit your schedule: Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking services or want to inquire about loans and credit options, our friendly staff is here during these hours to help you.

Services Available

Onpoint Community offers a range of services designed just for you. From checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions, we've got what you need under one roof. Need cash? We have an ATM available for your convenience. While you can always reach us at our branch address for any inquiries or service needs, if you wish to send official correspondence, please mail it to PO Box 3750 in Portland.

Member Eligibility

Becoming a member of Onpoint Community is like stepping into a welcoming community where your financial well-being is our priority. Here, we believe that everyone deserves access to quality banking services, and joining us is both simple and inclusive. To be eligible for membership at Onpoint Community, you typically need to live, work, worship, or attend school in the areas we serve or have a family member who is already part of our credit union family. This means that if you're in or around 19753 Highway 213 Oregon City Or 97045, you might just be one step away from enjoying all the benefits we offer! Once you're ready to take this exciting step, opening an account with us is straightforward. You can start the process online by visiting our account opening page here. If you have any questions or need assistance, don't hesitate to reach out to us at (503) 497-2480. For more details on eligibility criteria, feel free to check out our resource page. We look forward to welcoming you into the Onpoint Community family!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

Imagine running your business with ease, knowing you have reliable merchant services at your fingertips. From processing payments to managing transactions, our solutions simplify operations so you can focus on what you do best serving your customers. Located at 19753 Highway 213 Oregon City Or 97045, Oregon City, OR, we're here to partner with you on your journey. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

ATM Access

Need cash on the go? Our ATM & cash withdrawal services ensure you can access your money when you need it. Our basic ATM access includes withdrawals and balance checks for added convenience. At Onpoint Community, we believe in empowering our members with the tools they need for financial success. Whether you're at home or on the move, our services are designed with you in mind. To learn more about how we can assist you with your financial journey or if you have any questions, feel free to reach out at (503) 497-2480 or visit us online at Oregon City. We're here to help!

Business Banking Services

For our business members, we offer comprehensive solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your finances from anywhere. With features like easy access to account balances, fund transfers, and bill payments right at your fingertips, banking has never been easier.

Credit Cards with Rewards

Looking to earn rewards while you spend? Our credit cards with rewards program allows you to accumulate points on everyday purchases, providing benefits that can enhance your lifestyle.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking services have you covered. We offer checking and savings accounts that help you keep track of your day-to-day expenses while also saving for future goals. Need a vehicle? Our auto loans and vehicle financing options provide flexible plans that suit your budget, ensuring you get on the road without hassle. For those thinking about homeownership, our mortgage loans and refinancing services can assist you in making one of the biggest investments of your life with ease. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options are designed to help simplify your financial situation.

Digital & Online Banking

Always Here for You

At Onpoint Community, we believe that banking should fit into your lifestyle seamlessly. With our range of digital services, including mobile payments, online account management, and more, you'll have everything you need right at your fingertips. Join us today and experience hassle-free banking like never before!

Convenient Online Access

With just a few clicks at https://www.onpointcu.com/, you can take control of your banking needs from the comfort of your home or on the go. Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds without having to visit a branch. Whether it's early in the morning or late at night, your bank is always open.

Manage Your Money on the Go

Don't forget to check out our mobile application! It's designed to help you manage your accounts easily from anywhere. You can perform person-to-person transfers quickly and conveniently, making it simple to send money to friends or family when they need it most.

Secure Transactions

Security is our top priority. Our electronic signature authorization feature makes signing important documents straightforward and secure. You can also receive e-statements, reducing paper clutter while keeping your information safe. Plus, our mobile payments option lets you make purchases directly from your phone, ensuring peace of mind with every transaction.

Financial Strength

Commitment to Growth

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $25,972 in used auto loans and $5,685,404,725 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $32,567,880. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,257,919, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 19753 Highway 213 Oregon City Or 97045 or call (503) 497-2480 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for more than just personal loans, we have solutions that cater to business needs as well. For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand your operations. If you're considering consolidating debt or need a personal loan for other reasons, we are here to assist you in finding the right fit. At Onpoint Community, we believe in making lending accessible and straightforward. Whether you're interested in refinancing an existing loan or exploring eligibility options for new financing solutions, our team is ready to help you navigate your choices. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at (503) 497-2480 or visit us at our branch located at 19753 Highway 213 Oregon City Or 97045 in Oregon City, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our auto loan options can help make that purchase possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you have access to the resources you need for this important investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $209,932,832 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power while providing benefits like rewards and low interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from credible financial institutions, ensuring users receive clear and honest information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The platform focuses solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a loan, using LendMesh provides a straightforward way to compare offers without the clutter of conflicting information or hidden fees. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that all offers presented are fair and transparent. Users can trust that they are viewing legitimate options from institutions dedicated to responsible lending.

ONPOINT COMMUNITY CREDIT UNION - Oregon City, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Oregon City, OR (97045)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Easy Access and Parking

Get in Touch!

Operating Hours Tailored for You

Services Available

Member Eligibility

Business Banking & Commercial Services

Financing Your Vision

Merchant Services That Empower

Comprehensive List Of Services

ATM Access

Business Banking Services

Convenient Digital Banking

Credit Cards with Rewards

Personal Banking Solutions

Digital & Online Banking

Always Here for You

Convenient Online Access

Manage Your Money on the Go

Secure Transactions

Financial Strength

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Trusted Partnership

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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