OnPoint Community Credit Union McMinnville OR | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Onpoint Community, your trusted partner in financial well-being, located at 2430 Ne Mcdonald Ln, Mcminnville, OR 97128. Since our establishment in 1932, we've been dedicated to serving our community with a personal touch and a commitment to helping you achieve your financial goals. With over 585,000 members, we pride ourselves on being more than just a credit union; we are a community that supports one another. At Onpoint Community, we understand the importance of making informed financial decisions. That's why we offer a range of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. Our total assets stand at an impressive $9,679,670,581, while our members enjoy total deposits of $2,038,766,763 and loans totaling 200,970 to help them thrive. Our leadership team is here to guide you through every step of your financial journey. Led by CEO Robert Stuart and Board President Katherine Durham, our staff is committed to providing exceptional service and support. If you have any questions or need assistance, don't hesitate to reach out to us at 503-273-1746. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 3750, Portland, OR 97208. Join us today and experience how Onpoint Community can make a difference in your life! Visit us online at www.onpointcu.com or stop by our branch we're excited to assist you!

Branch History & Mission

A Journey Through Time

From humble beginnings, Onpoint Community has grown significantly. We began as a small credit union focused on helping local families achieve their financial goals. Today, we are proud to have over 585,000 members and total assets reaching an impressive ${total_assets}. This growth reflects not only our commitment to providing excellent service but also the trust placed in us by the community. As we've expanded, we've embraced technological advancements that enhance member experiences. Our digital banking options allow members to manage their finances conveniently online or through mobile apps. We prioritize accessibility for everyone and ensure compliance with ADA standards so that all individuals can benefit from our services.

Community Engagement

Onpoint Community takes pride in being more than just a financial institution. We believe in giving back to the neighborhoods we serve. Through various partnerships and community programs, we strive to make a positive impact on the lives of those around us. While you can visit us at our branch address for personal banking needs such as checking accounts, auto loans, mortgage services, and more, official correspondence should be sent to PO Box 3750, Portland, OR 97208 if necessary. In conclusion, we invite you to join Onpoint Community today. Experience firsthand how we can help you achieve your financial aspirations while being part of a supportive community network. Together, let's create a brighter future!

Our Mission

At Onpoint Community, our mission is simple yet profound: to empower our members and strengthen our communities. We believe that when people have access to the right financial tools, they can achieve their dreams whether it's buying a home, financing a vehicle, or starting a business. Our commitment extends beyond just providing loans and accounts; we actively engage in community outreach initiatives aimed at supporting local nonprofits and educational programs. We also understand that communication is key. That's why our team is always ready to assist you via phone at 503-273-1746 during our operating hours: Monday to Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Call to Action

We look forward to welcoming you soon! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 503-273-1746. Experience the Onpoint Community difference today!

Local Landmarks and Accessibility

Situated near local favorites and essential services, our branch is easy to find. You'll be just minutes away from popular spots around town, making your banking errands quick and hassle-free. We offer ample parking with accessibility features to ensure everyone can visit us comfortably. Our location is ADA compliant, so ramps are available for those who need them.

Operating Hours

We understand that your time is valuable! That's why we have flexible hours tailored to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to drop by during these hours for all your banking needs.

Services Offered

At Onpoint Community, we're proud to offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Enjoy the convenience of our ATM services available on-site! While we currently do not have drive-thru banking or shared services, our friendly staff are always ready to assist you inside the branch.

Member Eligibility

At Onpoint Community, we believe that everyone deserves a chance to be part of a welcoming community where your financial well-being is our priority. Becoming a member is straightforward! If you live, work, worship, or attend school in the Mcminnville area, you are likely eligible to join us. We also extend membership to immediate family members of current members, making it easy for families to benefit from our services together. For those interested in the finer details of eligibility, feel free to check out more information at . Joining Onpoint Community opens the door to a variety of financial products and services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we have options that can help you achieve your goals. To get started on your journey with us, simply visit our account opening page at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e or give us a call at (503) 273-1746. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is essential. Our merchant services make it easy for you to accept payments from customers seamlessly. Imagine having the ability to process transactions on-the-go or set up a user-friendly online store all while knowing you have the backing of a trusted financial partner. Located conveniently at 2430 Ne Mcdonald Ln Mcminnville Or 97128, Mcminnville, OR, we're here to help your business succeed today and into the future! For more information, reach out to us at (503) 273-1746 or visit us online at http://www.onpointcu.com.

Comprehensive List Of Services

Accessibility and Support

Located at 2430 Ne Mcdonald Ln Mcminnville Or 97128, we invite you to visit us or give us a call at (503) 273-1746 during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We're dedicated to ensuring that all members receive personalized service tailored to their unique financial journeys. At Onpoint Community, we believe in building lasting relationships with our members by offering products that truly benefit their lives. Explore how we can support your financial journey today! For more information about our offerings or to get started on opening an account, visit us online at Mcminnville. Your financial success is just around the corner!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans are tailored to fit your budget and lifestyle. With competitive rates and flexible terms, getting behind the wheel has never been easier. Whether it's a reliable used vehicle or that brand-new model you've been eyeing, we're here to assist you every step of the way.

Business Banking Services

For entrepreneurs and business owners in Mcminnville, our business banking services provide essential tools for success. From merchant services that streamline transactions to business loans that fuel growth, we understand what it takes to run a successful venture.

Credit Cards with Rewards

Why not make your everyday purchases work for you? With our credit cards featuring rewards programs, you can earn points on every dollar spent. Use those points for travel, shopping, or even cashback it's all about making your money go further.

Mortgage Loans & Refinancing

Homeownership is within reach at Onpoint Community! Our mortgage loans offer flexible options for first-time buyers and seasoned homeowners alike. If you're considering refinancing, we can guide you through the process to potentially lower your monthly payments or access cash for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Onpoint Community offers robust online and mobile banking services. You can manage your accounts from anywhere, pay bills with ease, and even send money to friends using our person-to-person payment feature. Plus, with our ATM services available right at your fingertips, accessing cash has never been more straightforward.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Onpoint Community has you covered with our personal banking services. Imagine having your funds readily available while also earning interest that's the convenience of our checking and savings accounts. When life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control without breaking the bank.

Digital & Online Banking

Convenient Online Banking

With our online banking platform available at https://www.onpointcu.com/, you can check balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, our user-friendly interface allows you to manage your money with just a few clicks.

Enhanced Security Features

Your security is our priority. We offer electronic signature authorization, ensuring that your transactions are safe and sound. Plus, with features like e-statements available for those who prefer going paperless, you can keep track of your account activity while reducing clutter.

Mobile Banking at Your Fingertips

For those who prefer banking on their mobile devices, we have a dedicated mobile application that brings all the features of online banking right to your pocket. With mobile payments enabled, making purchases is as easy as a tap on your screen. You can also use person-to-person transfers to send money directly to friends and family without hassle.

Real-Time Account Management

Our commitment to accessibility means that whether it's day or night, you can rely on our 24/7 online banking services. This flexibility allows you to manage your finances in real time, giving you peace of mind knowing that your banking needs are just a click away. At Onpoint Community, we're here to empower you with the tools you need for smart financial management. Explore our digital banking options today and experience convenience like never before!

Financial Strength

At Onpoint Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a strong foundation for your financial future. With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $25,972 in used auto loans and $5,685,404,725 in total loans and leases, supporting your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,257,919, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 2430 Ne Mcdonald Ln Mcminnville Or 97128 or call (503) 273-1746 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing any of your existing loans or want to know more about eligibility options, our team is here to assist you. We believe in transparency and providing all the information you need to make informed decisions about your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today at (503) 273-1746 or visit us at 2430 Ne Mcdonald Ln Mcminnville Or 97128 in Mcminnville, OR for more details on how we can support your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We are here to guide you through the mortgage process, whether you're a first-time buyer or looking to refinance your current home.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $209,932,832 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored to help you make the most out of every purchase.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a rigorous sourcing process. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to data integrity guarantees that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

When using LendMesh, you can expect several key benefits: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means you get unbiased results without hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*