OnPoint Community Credit Union Lake Oswego OR | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Onpoint Community, your trusted financial partner nestled in the heart of Lake Oswego, Oregon. Located at 6300 Meadows Rd, we have been proudly serving our members since 1932, helping them achieve their financial goals and dreams. With a strong commitment to community, our credit union has grown to serve over 585,000 members, ensuring that everyone has access to exceptional banking services tailored to their needs. At Onpoint Community, we understand that every dollar counts. That's why we manage total assets of over $9.67 billion, with total deposits reaching an impressive $2.04 billion. Our focus on providing competitive rates and personalized service has resulted in a robust loan portfolio of 200,970 loans, making us a reliable option for auto loans, mortgages, personal loans, and more. Led by our dedicated CEO, Robert Stuart, and Board President Katherine Durham, our team is committed to fostering strong relationships with our members and the community. We are here to provide support through various services including checking and savings accounts, credit cards with rewards, business banking solutions, and online/mobile banking options. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 3750, Portland, OR 97208. Our friendly staff is ready to assist you with any inquiries or financial planning advice you may need. Feel free to reach out by phone at 503-273-1730 or explore more about us on our website at onpointcu.com. We look forward to welcoming you into the Onpoint Community family!

Branch History & Mission

At Onpoint Community, we pride ourselves on a rich legacy that dates back to 1932 when our branch first opened its doors in Lake Oswego, Oregon. Over the years, we have grown and evolved to serve a vibrant community of 585,168 members, offering a range of financial services that meet the diverse needs of our members. Our branch is located at 6300 Meadows Rd, right in the heart of Lake Oswego, making us accessible for all your banking needs. From the beginning, our mission has been clear: to empower our members through financial education and services that foster growth and stability. We believe in creating lasting relationships with our members while actively participating in community support initiatives. Our commitment goes beyond just providing financial products; it extends to enriching lives and building strong communities. As we have grown, so has our ability to manage resources effectively. Today, we proudly report total assets of $9,679,670,581. This growth allows us to offer competitive rates on loans and deposits while ensuring that we can continue to support local initiatives and organizations that matter most to our members. Our operating hours are designed with convenience in mind: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer digital banking options, we offer online banking services that allow you to manage your accounts anytime, anywhere. While you can visit us at our physical location for personalized service and support, official correspondence should be sent to our mailing address: PO Box 3750, Portland, OR 97208. We also understand the importance of accessibility; that's why we provide an ATM on-site for your convenience. Though we do not have drive-thru banking available at this location, our dedicated team is always ready to assist you inside the branch. As part of Onpoint Community's mission, we continuously seek partnerships that amplify our outreach efforts. By working together with local organizations and charities, we aim to make a positive impact in Lake Oswego and beyond. Join us today at Onpoint Community and discover how being a member can benefit you! Experience not only exceptional financial services but also a community committed to your success and well-being. Visit us or call us at 503-273-1730 for more information about how you can become part of our growing family.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can navigate through smoothly. If you need assistance, our friendly staff is always ready to help.

Call to Action

We invite you to come visit us at Kruse Meadows! Whether you have questions about our services or simply want to learn more about how we can help you achieve your financial dreams, our team is excited to assist you. Feel free to give us a call at 503-273-1730 or stop by during our operating hours. We can't wait to welcome you!

Operating Hours

We're open Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. We understand that life can get busy; that's why we offer flexible hours to fit your schedule.

Services Offered

At Onpoint Community, we provide a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we've got you covered. Plus, with ATM access available right here at the branch, you can withdraw cash anytime you need it.

Member Eligibility

Becoming a member of Onpoint Community feels like joining a family that genuinely cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're already on your way to enjoying the benefits of membership. We welcome individuals from various backgrounds, and our goal is to create an inclusive community where everyone can thrive together. To get started, you can easily check all the specific eligibility details. Once you confirm you're eligible, opening an account is a breeze! Just follow the simple steps outlined at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e, and you'll soon be part of our supportive network. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (503) 273-1730. We're excited to help you take this important step toward better financial health at Onpoint Community, located at 6300 Meadows Rd Lake Oswego Or 97035!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café using our funding to purchase state-of-the-art coffee equipment or a startup securing the capital needed for their first big order. These stories of success are what motivate us every day.

Merchant Services

In addition to loans, we provide essential merchant services designed to simplify payment processing. For instance, if you run a retail shop, our solutions help you accept various payment types, making transactions smoother for your customers. This support not only enhances customer satisfaction but also boosts your bottom line. Join the community of thriving businesses at Onpoint Community located at 6300 Meadows Rd Lake Oswego Or 97035, Lake Oswego, OR. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM Access

Need cash in a pinch? We have you covered with our ATM and cash withdrawal services, ensuring that you can easily access your money when you need it most. Our basic ATM access includes withdrawals and balance checks for hassle-free banking. At Onpoint Community, located at 6300 Meadows Rd Lake Oswego Or 97035, we are committed to making banking as straightforward as possible for our members in Lake Oswego. If you have questions about any of our services or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out at (503) 273-1730. Join us today and experience the difference personalized banking can make!

Business Banking Services

For our business members, we offer robust business banking services, including merchant services and business loans. We know that running a business comes with its own set of challenges, and we're here to support your growth with the right financial tools.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Onpoint Community, we provide online and mobile banking features that give you access to your accounts anytime, anywhere. You can check balances, transfer funds, and even send money to friends through our person-to-person payment service all from your smartphone or computer.

Credit Cards and Rewards

Looking to earn rewards on your purchases? Our credit cards with rewards allow you to earn points while enjoying flexible payment options. It's a great way to turn everyday spending into exciting benefits.

Personal Banking Solutions

Our personal banking options make it easy to take control of your financial journey. With our checking and savings accounts, you can choose the right account that fits your lifestyle, whether it's for everyday transactions or long-term savings goals. If you're considering a new vehicle, our auto loans and vehicle financing solutions offer competitive rates that help you get behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance their existing mortgage, our mortgage loans are designed to simplify the process and provide support every step of the way. Additionally, if you find yourself needing some extra cash, our personal loans and debt consolidation options can help you manage expenses more effectively.

Digital & Online Banking

Key Features

One of the standout features is the ability to send money quickly through person-to-person transfers. Need to split a bill with a friend? With our secure platform, it's as easy as sending a text message. Additionally, you can enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone with just a tap. For those who prefer going paperless, we offer e-statements that keep your financial documents organized and accessible anytime. You can also use electronic signature authorization for a hassle-free way to sign documents without needing to print them out. This added layer of convenience helps streamline your banking experience. Don't forget about our mobile application! It puts all these features right at your fingertips. Whether you're checking balances while waiting in line or transferring funds during your lunch break, our app makes it simple and secure. At Onpoint Community, we prioritize your safety and privacy with robust security measures that protect your information every step of the way. Join us today and discover how our digital banking services can enhance your financial management!

Financial Strength

A Growing Community

We're excited to report that we have a robust member base with a total of 1,257,919 share accounts. This reflects the trust you place in us to manage your finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 6300 Meadows Rd Lake Oswego Or 97035 or call (503) 273-1730 to learn more about how we can help you achieve your financial goals.

Committed to Excellence

Our operational efficiency shines through with a net income of $32,567,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $25,972 in used auto loans and $5,685,404,725 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408032196 in used vehicle loans and $1364956423 in new vehicle loans already helping members get on the road. We provide financing options that make it easier to own the vehicle you need. Plus, if you're considering refinancing your current auto loan, we have options available that could save you money.

Credit Lines

In addition to auto and mortgage loans, we provide access to credit lines totaling $1811621722. These lines can help you handle unexpected expenses or larger purchases without the stress of high-interest rates. At Onpoint Community, we are committed to supporting our members financially. Explore our loan products today and discover how we can help you achieve your aspirations. For performance insights and financial data about our services, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672827213, make buying or refinancing simple. We aim to help our members navigate the home-buying process with ease and clarity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $209932832 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases more manageable, our credit card options are designed with your needs in mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike some platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results ensures users can trust the comparisons they see. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and credibility of this tool in helping borrowers secure better deals. To explore your options further and find the best loan rates available, compare real-time loan offers today at LendMesh and discover what works best for you. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By prioritizing accurate data, LendMesh enables users to compare loans confidently, knowing they are accessing up-to-date information.

ONPOINT COMMUNITY CREDIT UNION - Lake Oswego, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Lake Oswego, OR (97035)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM Access

Business Banking Services

Convenient Online and Mobile Banking

Credit Cards and Rewards

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

A Growing Community

Committed to Excellence

Member Savings and Investments

Our Financial Health

Reinvestment for Better Services

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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