OnPoint Community Credit Union Happy Valley OR | Best Auto Loans & Business Banking

Introduction

Welcome to Onpoint Community! Located at 17055 Se Sunnyside Rd Ste 126, Happy Valley, OR 97015, we have been serving our members since 1932. With a strong commitment to our community and over 585,000 members, we pride ourselves on being a trusted partner in your financial journey. At Onpoint Community, we understand that every member has unique needs. That's why we offer a variety of services tailored just for you. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we're here to help. Our total assets stand at an impressive $9,679,670,581, reflecting our stability and dedication to supporting you financially. With $2,038,766,763 in deposits and a robust net worth of $1,235,497,002, you can trust that your money is safe with us. Our experienced team of over 1,150 employees, led by CEO Robert Stuart and Board President Katherine Durham, is always ready to assist you. While members can visit us at our branch for personalized service, feel free to explore more about what we offer on our website: Onpoint Community. If you have any questions or need assistance, don't hesitate to call us at 503-228-7077. Your financial success is our top priority!

Branch History & Mission

A Journey Through Time

Since our inception, Onpoint Community has focused on providing exceptional financial services while nurturing relationships within our community. Over the decades, we've reached significant milestones that reflect our growth and dedication. Today, with total assets amounting to an impressive $9,679,670,581, we are well-equipped to meet the diverse needs of our members. Our mission is straightforward: to empower individuals and families through accessible financial solutions. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's personal banking services like checking and savings accounts or specialized loans for vehicles and homes, we aim to provide tools that help our members thrive.

Commitment to Our Community

At Onpoint Community, we're more than just a credit union; we are a part of the Happy Valley fabric. We engage in various outreach initiatives aimed at uplifting those around us. Our partnerships with local organizations allow us to give back and support community projects that make a difference. In addition to traditional banking services, we embrace technology to enhance your experience. With features like online banking, mobile payments, and ATMs available for easy access, managing your finances has never been simpler.

Visit Us Today

While our branch address is 17055 SE Sunnyside Rd Ste 126 in Happy Valley, official correspondence can be sent directly to us if needed. Feel free to reach out at 503-228-7077 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. We invite you to join Onpoint Community and experience firsthand the benefits of being part of a supportive credit union dedicated to helping you succeed financially. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

Convenient Features

At Onpoint Community, we pride ourselves on making your visit as smooth as possible. Our location offers ample parking and is equipped with accessibility features to ensure everyone can enjoy our services comfortably. While our branch address is 17055 SE Sunnyside Rd Ste 126, please note that if you need to send us official correspondence, it should be sent to the same address.

Get in Touch

Ready to experience the convenience of banking with Onpoint Community? Feel free to give us a call at 503-228-7077 if you have any questions or need assistance. We look forward to welcoming you into our branch soon!

Operating Hours

We understand that life can get busy, which is why we have flexible operating hours designed to fit your schedule. You can visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We're here when you need us!

Services Offered

Our branch is equipped with an ATM for easy access to cash and basic transactions like withdrawals and balance checks. Although we don't offer drive-thru service at this location, our friendly staff is always ready to assist you inside. We offer a variety of banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with your financial goals in mind.

Member Eligibility

Becoming a member of Onpoint Community is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you are likely eligible to become a member! Our community-focused approach means that everyone from students to families can benefit from our services. To find out the specific eligibility requirements, feel free to check out our detailed criteria at . Joining is easy! All it takes is a visit to us at 17055 Se Sunnyside Rd Ste 126 Happy Valley Or 97015, or you can simply give us a call at (503) 228-7077 for more information on how to open your account. You'll discover a range of benefits tailored just for you, whether you're looking for personal banking options, loans, or even business services. We can't wait to welcome you into our Onpoint Community family! For more information on opening an account, visit https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to handle your transactions seamlessly. Our merchant services provide the tools you need to accept payments effortlessly, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we equip you with everything necessary for smooth operations. Visit us at 17055 Se Sunnyside Rd Ste 126 Happy Valley Or 97015 in Happy Valley, OR, or give us a call at (503) 228-7077 to explore how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options make it possible for you to drive away in the car of your dreams without breaking the bank. With competitive rates and personalized terms, we work with you to find the best fit for your budget. Plus, our easy online application process means you can get started from the comfort of your home.

Business Banking

For local entrepreneurs, our Business Banking services include Merchant Services & Business Loans designed to help grow your business. From accepting payments seamlessly to securing funding for expansion, we are committed to supporting small businesses in our community.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases while enjoying low-interest rates. Whether you're using it for groceries or gas, each swipe brings you closer to exciting rewards that can enhance your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that let you manage accounts on-the-go. With features like ATM access for quick cash withdrawals and balance checks, banking with us fits into your busy life effortlessly. We invite you to explore these services further by visiting us at Onpoint Community, where our friendly staff is ready to assist you with any questions or needs. Feel free to reach out at (503) 228-7077 or visit our website at https://www.onpointcu.com/ for more information. Experience the difference of personalized service at Onpoint Community today!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, we offer comprehensive Mortgage Loans & Refinancing solutions. Our knowledgeable team will help guide you through the process, ensuring that you understand all your options and choose the right loan for your situation. We aim to make homeownership accessible and affordable.

Personal Banking

When it comes to managing your day-to-day finances, our Personal Banking options are tailored just for you. Whether you're looking for Checking & Savings Accounts that offer flexibility and convenience or need guidance in establishing a solid savings plan, we have you covered. Our accounts come with online banking features that allow you to access your funds anytime and anywhere, making it easier than ever to keep track of your money.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our Personal Loans & Debt Consolidation services can provide relief. We offer flexible loan amounts and terms designed to fit your needs, helping you manage debt more effectively and regain control over your financial future.

Digital & Online Banking

Key Features

Managing your money is simple with features like e-statements and electronic signature authorization. Enjoy paperless statements that keep your information secure while making it easy to track your transactions. Need to sign documents? Our electronic signature authorization makes it quick and hassle-free. If you're always on the move, our mobile application lets you handle your banking right from your smartphone. With the ability to make person-to-person transfers and utilize mobile payments, sending money to friends or family is just a tap away. And for those moments when you need to deposit a check quickly, our app has got you covered.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. Our digital services are designed not only for convenience but also for peace of mind. You can bank confidently knowing that we have safeguards in place to keep your data safe. In summary, whether you're checking balances, transferring funds, or managing payments, Onpoint Community provides a user-friendly digital experience tailored for today's busy lifestyles. Explore all these features and more by visiting us online at https://www.onpointcu.com/!

Financial Strength

A Growing Community

We also boast a strong member base with 1,257,919 total share accounts, showing that many individuals trust us with their finances. With net shares available for lending and investments at $0, we are committed to ensuring that your funds work hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 17055 Se Sunnyside Rd Ste 126 Happy Valley Or 97015 or call (503) 228-7077 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,120 full-time employees and 38 part-time employees who are always ready to assist you with knowledgeable service.

Member-Centric Savings Options

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $25,972 in used auto loans and a total of $5,685,404,725 in loans and leases available to help you achieve what you want.

Strong Net Worth

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is reflected in our net worth ratio of $1,275, which demonstrates a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those looking to expand their business or take on new projects, we have outstanding commercial loans totaling $372,418,556 that provide the capital needed for growth. If you're considering refinancing any of your current loans or exploring eligibility options for our products, we're here to guide you through that process as well. Our dedicated team at Onpoint Community is ready to assist you with all your borrowing needs. Feel free to reach out at 503-228-7077, or visit us at 17055 Se Sunnyside Rd Ste 126 Happy Valley Or 97015. For more information about our services and loan offerings, check out our website at Onpoint Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. Whether you are looking for a new or used vehicle, we make financing simple and accessible.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing straightforward. We work closely with you to find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $209,932,832 in loans helping members manage their finances effectively, our credit cards provide not only purchasing power but also rewards for your spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions and lender guidelines, allowing you to trust that you're getting accurate information.