OnPoint Community Credit Union Cornelius OR | Low Mortgage Rates & Business Banking

Introduction

Welcome to Onpoint Community, your trusted partner in achieving financial success right here in Cornelius, Oregon. Nestled at 2200 Baseline St, Cornelius, OR 97113, our branch has been serving the community since 1932. With a commitment to helping our members thrive, we proudly support 585,168 members with personalized banking solutions that cater to their unique needs. At Onpoint Community, we believe that financial well-being is more than just numbers; it's about building relationships and making a positive impact in our community. We manage total assets of over $9.6 billion, with total deposits reaching $2.04 billion. Our focus on responsible lending has resulted in 200,970 loans and leases provided to our members, reflecting our dedication to fostering economic growth. Our leadership team, led by CEO Robert Stuart and Board President Katherine Durham, is deeply invested in creating an environment where every member feels valued and empowered. You can trust us to provide reliable financial products whether you're looking for checking accounts, auto loans, or business banking services. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: P.O Box 3750, Portland, OR 97208. We invite you to experience the Onpoint difference! Feel free to call us at 503-525-4750 or explore our website at Onpoint Community for more information on how we can assist you today. Let's work together towards your financial goals!

Branch History & Mission

Commitment to Community

Community involvement is at the core of who we are. We actively participate in local events and support various outreach programs aimed at improving lives in Cornelius and surrounding areas. Whether through partnerships with local organizations or hosting workshops on financial literacy, our goal is to uplift our neighbors and foster a strong community spirit. While members can visit us at 2200 Baseline St Cornelius OR 97113 for all their banking needs, official correspondence should be sent to P.O Box 3750 in Portland. With operating hours from Monday to Friday 9:00 AM - 6:00 PM and Saturday from 9:00 AM - 3:00 PM, we're here when you need us. We invite you to join Onpoint Community today! Experience firsthand the difference of being part of a credit union that truly cares about its members. For more information or to open an account online, please visit our website or call us at 503-525-4750. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet impactful: to empower our members through accessible financial services while supporting the communities in which they live. We believe that everyone deserves the opportunity for financial success, and we strive to provide products that help our members achieve their goals whether it's purchasing a home, financing a vehicle, or saving for the future. At Onpoint Community, we focus on personal banking solutions including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also cater to business needs with services like merchant solutions and business loans. In today's digital world, we've made banking convenient with online banking options and mobile payments available at your fingertips.

Branch Location & Accessibility

Accessibility Features

At Onpoint Community, we understand that accessibility is important. Our branch is designed with ADA compliance in mind, featuring ramps and spacious pathways to ensure everyone can access our services comfortably. Whether you're visiting us for personal banking or exploring loan options, you'll find our location easy to navigate.

Operating Hours

We're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 3:00 PM. This schedule allows you the flexibility to stop by during the week or on weekends when it's convenient for you.

Parking and Amenities

We offer ample parking right outside our branch, making it simple for you to pop in for any of your banking needs. While you're here, enjoy our ATM availability for quick cash withdrawals and balance checks. Unfortunately, we do not have a drive-thru service at this location, but our friendly staff is always ready to assist you inside.

Services Offered

At Onpoint Community, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Our dedicated team is here to help with everything from credit cards with rewards to business banking solutions. While members can visit us at 2200 Baseline St for all their banking needs, official correspondence should be sent to P.O Box 3750, Portland, OR 97208. We invite you to come by or call us at 503-525-4750 today! Experience the difference of personalized service at Onpoint Community where your financial well-being is our priority!

Member Eligibility

At Onpoint Community, we believe that joining our community should be a welcoming experience. If you're looking to become a member, you'll find that eligibility is quite straightforward. We warmly invite anyone who lives, works, or worships in the area to join us. This means if you're part of our vibrant community, you can take advantage of the benefits we offer. Membership comes with perks like competitive rates on loans and personalized service that puts you first. For more detailed information on the specific eligibility criteria, feel free to check out this resource. Once you're ready to take the next step, opening an account is as easy as pie! You can start your journey with us by visiting https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e, where you'll find everything you need to get started. If you have any questions along the way, don't hesitate to give us a call at (503) 525-4750. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Whether it's accepting credit card payments or managing your cash flow efficiently, our services are designed to fit your business needs. Picture this: your customers can pay quickly and securely while you focus on what matters most growing your business. Visit us at 2200 Baseline St Cornelius Or 97113 in Cornelius, OR to learn more about how our business banking and commercial services can support your entrepreneurial journey!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks at convenient locations around town. This ensures you have access to your funds whenever you need them. At Onpoint Community, we strive to create a welcoming environment where members feel valued and empowered in their financial decisions. We invite you to visit us at 2200 Baseline St Cornelius Or 97113, call us at (503) 525-4750, or explore more about our offerings on our website here. Discover how we can partner with you on your financial journey today!

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans offer flexible financing options with competitive rates, making it easier for you to drive off in the vehicle of your dreams. We understand that buying a car is a significant investment; that's why we work with you to find the best loan terms that suit your budget.

Business Banking Solutions

For entrepreneurs in Cornelius, we offer business banking services such as merchant services and business loans. Starting or growing a business can be challenging; our dedicated team is here to support you every step of the way.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards come packed with benefits tailored for everyday purchases. You can enjoy cashback or points on various transactions, turning shopping into an opportunity to earn more back!

Mortgage Loans and Refinancing

If you're considering purchasing a home or refinancing your existing mortgage, our mortgage loans can help make that dream a reality. We provide personalized guidance through the entire process, ensuring you find the right mortgage solution for your needs. Our team is here to simplify what can often feel like an overwhelming process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Onpoint Community provides robust online and mobile banking features. You can check balances, pay bills, transfer money between accounts, and more all from the comfort of your home or on-the-go.

Personal Banking Services

Our personal banking options include checking and savings accounts tailored to fit various lifestyles. Imagine having a checking account that offers easy online access, mobile payments, and the ability to transfer money with just a few taps on your smartphone. With our services, managing your funds becomes hassle-free. Plus, our savings accounts provide competitive interest rates to help your money grow over time.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether you need funds for home repairs or want to consolidate debt into one manageable payment, we offer solutions that give you peace of mind.

Digital & Online Banking

Accessible Anytime

Whether you're at home or out running errands, our digital services ensure you're always connected to your accounts. Enjoy real-time account management and make informed financial decisions with ease. At Onpoint Community, we strive to make banking not just accessible but also enjoyable for every member of our community. Discover how our digital banking options can simplify your life today!

Key Services

Explore our robust online banking platform at https://www.onpointcu.com/ where you can easily access essential services. Whether you're checking your balance, paying bills, or transferring money, our user-friendly interface makes it all straightforward. Plus, with 24/7 online banking services, you can take care of your banking tasks whenever it suits you.

Security and Convenience

We prioritize your security. With features like electronic signature authorization, you can sign documents securely without needing to visit a branch. Additionally, e-statements are available to help you manage your finances more efficiently while reducing paper clutter. Our mobile application enhances your banking experience by allowing mobile payments and person-to-person transfers right from your phone ideal for those quick transactions when you're on the go.

Financial Strength

At Onpoint Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust in us requires clear evidence of our financial health and reliability. That's why we are proud to share insights into our robust financial position, ensuring you can bank with confidence. With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these figures, we have $1,227,067,980 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $25,972 in used auto loans and $5,685,404,725 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our efficient operations are reflected in our $32,567,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees who are always ready to assist you with their expertise. Our commitment to transparency means you can easily see the strength behind your credit union. We currently manage a total of 1,257,919 share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 2200 Baseline St Cornelius Or 97113 or call (503) 525-4750 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is ready to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $372,418,556 provide the capital needed to grow and expand. We recognize how vital it is for businesses to have access to funding when they need it most, and our dedicated team is here to support your business aspirations.

Credit Lines

Our total credit lines amounting to $1,811,621,722 give you the flexibility needed for any unexpected expenses or planned purchases. These lines of credit are designed to offer peace of mind knowing that you have access to funds whenever necessary. Whether you're considering refinancing existing loans or seeking eligibility options, we are here to answer all your questions. Feel free to reach out at (503) 525-4750, or visit us at 2200 Baseline St Cornelius Or 97113 in Cornelius, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, providing flexible terms and competitive rates. Let us guide you through the process and help you secure a loan that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $209,932,832 in loans available, our credit cards help members manage their finances effectively while enjoying the convenience and security they provide.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prioritizes transparency and reliability through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust that they are receiving accurate information.

ONPOINT COMMUNITY CREDIT UNION - Cornelius, OR

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cornelius, OR (97113)

Introduction

Branch History & Mission

Commitment to Community

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Parking and Amenities

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM Services

Auto Loans and Vehicle Financing

Business Banking Solutions

Credit Cards with Rewards

Mortgage Loans and Refinancing

Online & Mobile Banking

Personal Banking Services

Personal Loans and Debt Consolidation

Digital & Online Banking

Accessible Anytime

Key Services

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Customers Also Interested In: