OnPoint Community Credit Union Bend OR | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Onpoint Community, where your financial well-being is our top priority. Located at 61276 S Highway 97 Ste 100, Bend, OR 97702, we have been serving our members since 1932. With a rich history and a commitment to community, we are proud to support over 585,000 members and manage assets totaling an impressive $9,679,670,581. At Onpoint Community, we believe that everyone deserves access to quality financial services. Our dedicated team of 1,158 employees works tirelessly to provide personalized solutions tailored to your needs. Whether you're looking for auto loans, mortgages, or everyday banking services, we have you covered with a wide range of offerings. In fact, our total loans amount to 200,970, showcasing our dedication to helping you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to PO Box 3750, Portland, OR 97208. With total deposits exceeding $2,038,766,763, you can trust that your money is in safe hands. Our net worth stands at an impressive $1,235,497,002, ensuring our stability and reliability as your trusted financial partner. Under the leadership of CEO Robert Stuart and Board President Katherine Durham, we strive to create a welcoming environment where you feel valued and understood. Your needs are our focus; whether you need assistance in-person or through our online services available at Onpoint Community, we are here for you. As part of our community commitment, we encourage you to reach out with any questions or visit us during our operating hours: Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. We even open on Saturdays from 9 AM to 1 PM for your convenience. Join us at Onpoint Community where your journey toward financial empowerment begins! Call us today at 541-749-2230 or explore more about our services online. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to Onpoint Community, a beacon of financial support and community service in Bend, Oregon. Since our doors first opened in 1932, we have proudly grown alongside our members, fostering a legacy built on trust, innovation, and unwavering dedication to the people we serve. With a total membership of over 585,000 individuals, we are more than just a credit union; we are a vital part of the community fabric. Located at 61276 S Highway 97 Ste 100, Bend, OR 97702, our branch is easily accessible for all your banking needs. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru service and ATM availability make banking with us even more convenient. Our mission is clear: to empower our members by providing high-quality financial services while actively supporting local communities. We believe that financial well-being goes hand-in-hand with community strength. This commitment drives us to offer personal banking solutions such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also provide essential business banking services tailored for local entrepreneurs. As we look back on our history, we celebrate key milestones that have shaped who we are today. From our humble beginnings nearly a century ago to becoming one of the largest credit unions in Oregon with total assets exceeding $9.6 billion, every step has been about serving our members better. Our headquarters in Portland remains the heart of our operations while each branch brings a unique touch to its local community. At Onpoint Community, we understand the importance of digital advancements in enhancing member experience. We offer online and mobile banking services that make managing your finances easier than ever. You can check your balance, transfer funds, or apply for loans all at your convenience. Community outreach is another cornerstone of our mission. We partner with local organizations and participate in events that uplift those around us. Whether it's providing financial education workshops or supporting local charities, we're dedicated to making a positive impact. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 3750, Portland, OR 97208. Join us at Onpoint Community and become part of something bigger where your financial goals meet genuine community support. Experience the difference today by calling us at 541-749-2230 or visiting our website here. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Onpoint Community, we prioritize accessibility for all our members. Our facility complies with ADA standards, featuring ramps and ample parking spaces to ensure everyone can visit us comfortably. Whether you prefer to walk in or use our drive-thru service for quick transactions, we've got you covered.

Call to Action

We invite you to stop by our Bend location today! If you have questions or need assistance before visiting, don't hesitate to give us a call at 541-749-2230. Our friendly team is ready to help you achieve your financial goals!

Nearby Landmarks

Our branch is close to popular local spots, making it easy to combine your banking visit with other errands. If you're near the Cascade Village Shopping Center or enjoying a day out at the nearby parks, swing by! We're just a short drive away.

Operating Hours

We're open Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. Need to stop by on Saturday? Our drive-thru is available from 9 AM until 1 PM for those who can't make it during the week. With these flexible hours, we aim to accommodate your busy schedule!

Services Offered

At Onpoint Community, we offer a wide range of services tailored to meet your financial needs be it personal banking like checking and savings accounts, auto loans, mortgage options, or business banking solutions. Plus, with our ATM available on-site and online banking features at your fingertips, managing your finances has never been easier.

Member Eligibility

At Onpoint Community, we believe that everyone deserves a chance to thrive in a supportive financial community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the areas served by our branch at 61276 S Highway 97 Ste 100 Bend Or 97702, you're likely eligible to join us. We also extend membership to immediate family members of existing members, creating a network of support for your loved ones. To explore the specific eligibility details further, feel free to visit our website at . Joining Onpoint Community opens up a world of benefits, from competitive loan rates to personalized service that puts your needs first. The account opening process is simple just reach out to us at (541) 749-2230 or start online at https://secure.onpointcu.com/opccuonline_42/sdk/idologyautoenrollmente2e . We're excited to welcome you into our community where your financial goals can become a reality!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services designed to streamline your operations. Imagine being able to accept payments seamlessly, whether online or in-person, giving your customers more ways to shop with you. This flexibility helps boost sales while simplifying your cash flow management. At Onpoint Community, we aim to be more than just a bank; we're your partner in success. Visit us at 61276 S Highway 97 Ste 100 Bend Or 97702 or call us at (541) 749-2230 to learn how we can help take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $473 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $372,418,556, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For those running their own ventures, we offer business banking services that include merchant services and business loans. We know how crucial it is for small businesses to have reliable financial support, so we strive to create solutions that cater specifically to entrepreneurs like you.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Manage your accounts anytime, anywhere with ease whether it's checking balances, transferring funds, or paying bills. Our ATM and cash withdrawal services ensure that accessing your money is always hassle-free.

Credit Card Rewards

Don't forget about our credit cards! With rewards programs that offer cash back or points towards travel, using your card becomes a smart way to earn while spending. It's not just about transactions; it's about making each purchase work for you.

Drive-Thru and ATM Access

For quick transactions, take advantage of our basic drive-thru banking services where you can make deposits or withdrawals without leaving your vehicle. Our ATMs offer easy access for balance checks and cash withdrawals at any time. We invite you to experience the diverse range of services available at Onpoint Community. Whether you're visiting us in person or utilizing our digital platforms from the comfort of home, we are committed to making banking simple and accessible for all our members. Ready to get started? Contact us today at (541) 749-2230 or visit us at https://www.onpointcu.com/ for more information on how we can assist you in reaching your financial goals!

Personal Banking Solutions

Our personal banking options are designed with you in mind. Imagine having access to checking and savings accounts that not only keep your money safe but also help you grow it over time. With our competitive interest rates, you can watch your savings flourish. Need to purchase a new car? Our auto loans and vehicle financing solutions offer flexible terms to make driving your dream car a reality. If homeownership is on your horizon, explore our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, so we work closely with you to ensure you find the right loan for your situation. Plus, if you're dealing with debt, our personal loans and debt consolidation services can provide relief and help get you back on track financially.

Digital & Online Banking

Key Features

Our online banking platform, which you can explore at https://www.onpointcu.com/ , provides a user-friendly experience designed with your needs in mind. You can easily check your account balances, pay bills, and transfer money whether it's to another account or using our person-to-person transfer feature. This means sending money to friends or family is as simple as a few taps on your smartphone. For those who prefer mobile banking, our mobile application is available for download, putting all these features right in your pocket. Plus, with options for mobile payments, you can make purchases quickly and securely without needing cash or cards.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added protection when signing important documents online. And if you're looking to reduce paper clutter, our e-statements are available to help you keep track of your finances efficiently and securely. With 24/7 online banking services at Onpoint Community, you have complete control over your accounts whenever you need it. Whether it's checking recent transactions or managing your savings goals, everything is just a click away. Experience the freedom and peace of mind that comes with our digital banking solutions. Join us today at Onpoint Community and take charge of your financial future!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 1,257,919, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. This indicates not only the trust you've placed in us but also the collective strength we have as a community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpoint Community is your trusted partner. Visit us at 61276 S Highway 97 Ste 100 Bend Or 97702 or call (541) 749-2230 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $1,227,067,980 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is backed by $25,972 in used auto loans and $5,685,404,725 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $175,238,849 in share certificates and $3,944,608,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,120 full-time employees and 38 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $1,235,497,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $408,032,196 in used vehicle loans and $1,364,956,423 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can find the right fit for your budget.

Credit Lines and Unsecured Credit Cards

If you need additional flexibility for your spending or unexpected expenses, we also offer total credit lines of $1,811,621,722. Plus, our unsecured credit card loans amounting to $209,932,832 provide members with easy access to funds when needed. These cards come with flexible terms that help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $672,827,213, make buying or refinancing simple. We strive to guide you through every step of the process with competitive rates and personalized service.

Refinancing Options

For those interested in lowering monthly payments or consolidating debt, we have refinancing options available across many of our loan products. Whether it's an auto loan or mortgage refinance, our team is ready to help evaluate your eligibility and find the best solution for your situation. At Onpoint Community located at 61276 S Highway 97 Ste 100 in Bend, OR (zip code 97702), we're dedicated to providing quality service and support. If you have questions about our loans or wish to discuss your options further, feel free to give us a call at 541-749-2230. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users are presented with fair and transparent offers. By relying on verified institutions, LendMesh avoids pitfalls associated with inaccurate or outdated information.

ONPOINT COMMUNITY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Credit Card Rewards

Drive-Thru and ATM Access

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Together

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In

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