Onpath Credit Union Thibodaux LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Onpath, your trusted financial partner located at 978 S Acadia Rd, Thibodaux, LA 70301. Since our establishment in 1961, we've been committed to serving our community with integrity and care. As a member-focused credit union, we pride ourselves on offering a wide range of financial services tailored to meet the needs of our 84,664 members. At Onpath, we understand that every member's journey is unique. With total assets exceeding $1,024,310,284, and deposits amounting to $69,297,751, we are well-positioned to provide you with competitive rates on loans and savings accounts. We have processed over 59,142 loans and leases, ensuring that whether you're looking for an auto loan or a mortgage, we can help turn your dreams into reality. Led by our dedicated CEO, Jared Freeman, and Board President Martha Castillo, our team of 265 employees is here to assist you every step of the way. We believe in building strong relationships with our members and are proud to offer personalized service that big banks often overlook. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 978 S Acadia Rd, Thibodaux, LA 70301-4866. With a net worth of $119,802,042 and cash readily available at $16,668,191, we ensure that your funds are secure while also being accessible whenever you need them. Our commitment extends beyond just numbers; it's about enriching lives within our community. We invite you to explore all that Onpath has to offer by visiting our website at beonpath.org or giving us a call at 985-447-6057. Whether you're opening a new account or seeking advice on managing your finances effectively, we're here for you!

Branch History & Mission

Our Evolution

Since opening our doors, Onpath has focused on building strong relationships with our members. We understand that each member's financial journey is unique. This understanding has driven us to expand our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As we grew, so did our commitment to innovation; today, we proudly offer online and mobile banking options that make managing finances easier than ever. Our total assets now stand at an impressive $1,024,310,284. This growth reflects not just numbers but the trust placed in us by our community. With an ATM available for convenient access and drive-thru services ensuring ease of transactions, we strive to meet the needs of every member who walks through our doors or connects with us online.

Our Mission

At Onpath, our mission is simple yet profound: to empower our members by providing exceptional financial services while enhancing their quality of life. We believe that by fostering financial literacy and offering personalized support, we can help individuals achieve their goals whether that's buying a new home or saving for retirement. We are also dedicated to making a positive impact in Thibodaux and beyond. Through various community outreach efforts and partnerships with local organizations, we aim to uplift those around us. Whether it's sponsoring events or providing resources for financial education workshops, giving back is part of who we are. While you can visit us at 978 S Acadia Rd for all your banking needs during our operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m., any official correspondence should be directed to our mailing address: 978 S Acadia Rd, Thibodaux, LA 70301-4866. As we look ahead, we invite you to join Onpath Credit Union. Experience firsthand how we're more than just a financial institution we're your partner in achieving dreams and building brighter futures together. Connect with us today at Onpath's website or call us at 985-447-6057. Let's take this journey together!

Branch Location & Accessibility

Banking Features

At Onpath, we prioritize your comfort and convenience. Enjoy the ease of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. Additionally, we have an ATM available on-site for those who prefer cash transactions or quick balance checks. For any inquiries or to learn more about what we offer, feel free to give us a call at 985-447-6057. We look forward to welcoming you into our branch and assisting you with all your financial needs!

Operating Hours

We are here for you from Monday to Friday, opening our doors at 9:00 a.m. and closing at 5:00 p.m. During these hours, our friendly staff is ready to assist with a variety of services including personal banking, auto loans, mortgage refinancing, and more.

Member Eligibility

At Onpath, we believe that joining our community should feel welcoming and straightforward. Becoming a member is easy! If you live, work, or worship in the Thibodaux area, you're likely eligible to join us. Our members enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to financial resources designed just for them. If you want to dive deeper into the specifics of eligibility, we invite you to check out more details at . Once you're ready to take the next step, opening an account is a breeze! You can find all the information you need at https://www.beonpath.org/open-account , or if you prefer speaking to someone directly, give us a call at (985) 447-6057. We're here to help you every step of the way as you join our family at Onpath located at 978 S Acadia Rd Thibodaux La 70301.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly, manage transactions efficiently, and gain insights into your sales all from one platform. Our merchant services help you streamline operations so you can focus on what matters most: running your business. From point-of-sale systems to mobile payment options, we make it easier for you to serve your customers while growing your bottom line. Visit us at 978 S Acadia Rd Thibodaux La 70301, Thibodaux, LA, or give us a call at (985) 447-6057 to learn how our business banking solutions can help you thrive.

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $194 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,674,417, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience matters. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, access cash quickly through our convenient ATM services available right at the branch.

Personal Banking Made Easy

Our personal banking services are crafted with you in mind. With checking and savings accounts, you can easily manage your day-to-day finances while growing your savings. When it comes time to purchase a car, consider our auto loans and vehicle financing options, which offer competitive rates and flexible terms to help get you on the road faster. If you're thinking about buying a home or refinancing your current mortgage, our dedicated team is here to guide you through every step with our mortgage loans and refinancing solutions. Additionally, our personal loans and debt consolidation services can help ease financial burdens by combining multiple debts into one manageable payment.

Quick Transactions Made Simple

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service is perfect for those on the go. You can conduct simple transactions without leaving your car! And for added convenience, our ATM allows for easy withdrawals and balance checks whenever you need them. At Onpath, we're dedicated to serving you our member by offering comprehensive financial solutions that fit your lifestyle. We invite you to visit us at 978 S Acadia Rd Thibodaux La 70301 or give us a call at (985) 447-6057 during our operating hours from Monday through Friday, 9:00 AM to 5:00 PM. Ready to take the next step? Explore all that we have to offer by visiting us online at Thibodaux Branch or start your journey by opening an account today!

Rewards That Benefit You

For those who enjoy using credit, our credit cards with rewards allow you to earn points on everyday purchases, turning spending into savings. It's an excellent way to make the most out of your spending habits!

Supporting Local Businesses

We understand how vital local businesses are in building a strong community. That's why we offer tailored solutions through our business banking services, including merchant services and business loans. We're here to help entrepreneurs thrive in their ventures.

Digital & Online Banking

Key Features

One standout feature of our service is the availability of electronic statements. Instead of waiting for paper statements in the mail, you can receive your e-statements instantly and securely through our online platform. This not only saves time but also helps you manage your finances more efficiently. If you're always on the go, our mobile application is perfect for you. It allows you to handle banking tasks directly from your smartphone. Need to make a quick payment? Our mobile payments feature lets you send money easily, while person-to-person transfers make it simple to send cash to friends or family without any hassle. To ensure that your experience is as smooth as possible, we also provide electronic signature authorization. This means you can sign documents electronically no need for printing or mailing making transactions quicker and more convenient. At Onpath, we believe that managing your finances should be easy and accessible. With our user-friendly digital banking services, you can take control of your finances like never before. Join us today and experience the ease of online banking!

Financial Strength

A Trusted Partner

At Onpath, we have a total of 168,971 accounts held by members who trust us with their finances. With net shares available for lending and investments totaling $49,851, we stand ready to assist you with your next financial endeavor. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpath is your trusted partner. Visit us at 978 S Acadia Rd Thibodaux La 70301 or call (985) 447-6057 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our commitment to growth is reflected in our $63,122,002 in undivided earnings. This enables us to reinvest in innovative banking tools and stronger lending options while enhancing security measures for your peace of mind. With $8,769 in used auto loans and $791,519,035 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Your savings are safe with us. We have $160,461,603 in share certificates and $82,769,046 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; with non-member deposits at $67,911,769, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We are proud of our operational efficiency, as shown by our $0. This performance empowers us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team of 265 full-time employees ensures that you receive knowledgeable service whenever you visit us.

Solid Financial Foundation

With a net worth of $119,802,042, we demonstrate our robust financial standing. This strength allows us to offer better rates, lower fees, and enhanced member services that cater to your needs. Our net worth ratio of $1,168 showcases our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,531,306 in used vehicle loans and $61,709,385 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $97,674,417 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with financing solutions that fit your needs. At Onpath, we believe in making borrowing easy and accessible for everyone. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at (985) 447-6057 during our operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you navigate your financial journey with confidence and support every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,035,075, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $45,540,492 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while having access to funds when you need them most.

Loan Aggregator

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Onpath