Onpath Credit Union New Orleans LA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Onpath, your trusted financial partner located at 411 N Carrollton Ave, New Orleans, LA 70119. Since our establishment in 1961, we have been dedicated to serving our community with exceptional banking services tailored to meet the needs of our 84,664 members. With total assets exceeding $1 billion, specifically $1,024,310,284, and total deposits amounting to $69,297,751, we pride ourselves on being a stable and reliable credit union. At Onpath, our mission is to empower our members by providing valuable financial solutions. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our team of 265 employees, led by CEO Jared Freeman and Board President Martha Castillo, is committed to ensuring that your experience with us is both friendly and professional. While members can visit us at our branch location, official correspondence should be sent to the same address: 411 N Carrollton Ave, New Orleans, LA 70119-6817. We invite you to explore our range of services including online banking and mobile payments designed for your convenience. Join us today and experience how Onpath can help you achieve your financial goals! For inquiries or assistance, feel free to call us at (504) 482-2986 or visit our website at beonpath.org. Your journey towards financial well-being starts here!

Branch History & Mission

Onpath has a rich history rooted in community service and financial empowerment. Established in 1961, the Mid City Branch of Onpath has proudly served the residents of New Orleans, LA, for over six decades. Located at 411 N Carrollton Ave, our branch is not just a place to manage finances; it is a cornerstone of support for our local community. Since opening our doors, we have grown significantly, now boasting a total membership of 84,664 and assets reaching an impressive $1024310284. This growth reflects our commitment to providing exceptional financial services and fostering strong relationships with our members. Our journey has been marked by key milestones that include expanding our range of services to meet the evolving needs of our community. At Onpath, we believe in the power of community. Our mission is clear: to empower individuals and families with reliable financial solutions while actively supporting local initiatives. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Additionally, we pride ourselves on providing online and mobile banking features that enhance accessibility for all members. While members can visit us at 411 N Carrollton Ave for in-person assistance, official correspondence should be sent to our mailing address at 411 N Carrollton Ave, New Orleans, LA 70119-6817. Our operating hours are designed to accommodate busy lifestyles: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. As part of our dedication to serving everyone in our community, we ensure ADA compliance and offer ATM access for convenience. Although we do not have drive-thru services or shared service centers at this location, our team is always ready to assist you inside the branch or through digital channels. We also understand the importance of giving back. Over the years, Onpath has partnered with various local organizations to support education, health initiatives, and economic development programs. These efforts reflect our belief that when our community thrives, we all benefit. Join us at Onpath today! Experience personalized service and discover how we can help you achieve your financial goals while making a positive impact in New Orleans. For more information or to open an account online, please visit our website or call us at 504-482-2986. Together, let's build a brighter future for everyone in our community!

Branch Location & Accessibility

Welcome to Onpath's Mid City Branch, conveniently located at 411 N Carrollton Ave in the vibrant city of New Orleans, Louisiana. Nestled in the heart of Orleans County, our branch is easily accessible and just a stone's throw away from popular local landmarks, making your visit not only quick but also enjoyable. Whether you're stopping by for personal banking or exploring our financial services, you'll find our location to be a perfect fit for your needs. While members can visit us at 411 N Carrollton Ave, official correspondence should be sent to the same address for your convenience. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can visit us with ease. At Onpath, we understand that your time is valuable. That's why we offer convenient operating hours: our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. Feel free to call us at 504-482-2986 if you have any questions or need assistance before your visit! In addition to personal banking services like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards, we also provide ATM access for quick cash withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside. We invite you to stop by our Mid City Branch today! Experience the welcoming atmosphere of Onpath and discover how we can help meet your financial goals. We look forward to serving you!

Member Eligibility

At Onpath, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. Our friendly team is here to guide you through the process and help you enjoy all the benefits of membership, including competitive rates on loans and savings, personalized service, and access to a variety of financial products tailored just for you. To learn more about specific eligibility criteria, feel free to visit our website at . When you're ready to take the next step towards becoming a member, opening an account with us is quick and easy! You can find all the details about how to get started at https://www.beonpath.org/open-account . If you have any questions or need assistance, don't hesitate to give us a call at (504) 482-2986. We're excited to welcome you to the Onpath family at 411 N Carrollton Ave New Orleans La 70119!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $194 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,674,417, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine being able to accept payments easily, manage cash flow effectively, and track sales seamlessly all from one platform. Our tools are designed to help you focus on what you do best: running your business. Located at 411 N Carrollton Ave New Orleans La 70119 in New Orleans, LA, we're here to help local businesses thrive. Whether you're starting out or looking to expand, let us partner with you on your journey. For more information or assistance, call us at (504) 482-2986.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier for you to hit the road in style. With competitive rates and flexible terms, financing your dream vehicle is just a phone call away at 504-482-2986.

Business Banking

For those venturing into entrepreneurship, our Business Banking services include merchant services and business loans to help you get started or expand your operations. You'll find tools designed to support your business growth right here at Onpath.

Convenience and Accessibility

In today's fast-paced world, convenience matters. That's why we offer ATM services for cash withdrawals and balance checks without any hassle. With our online and mobile banking features, accessing your accounts has never been easier. At Onpath in New Orleans, we pride ourselves on being more than just a credit union; we are your financial partner committed to helping you achieve your goals. Visit us today or explore our offerings online at beonpath.org to learn more about how we can assist you. If you have questions or want more information about any of our services, don't hesitate to give us a call at 504-482-2986. Let's embark on this financial journey together!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Onpath, we offer Mortgage Loans & Refinancing solutions designed to simplify the process. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking

We understand that managing your money can be overwhelming. That's why our Personal Banking services include both checking and savings accounts tailored to fit your lifestyle. With user-friendly online and mobile banking options, you can check balances, transfer funds, and pay bills from anywhere. Plus, our credit cards with rewards offer perks that make everyday purchases more rewarding.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide financial relief when you need it most. If you're juggling multiple debts, we can help consolidate them into a single manageable payment.

Digital & Online Banking

Mobile Access and Payments

For those who are always on the go, our mobile application puts the power of banking right in your pocket. You can make mobile payments easily and even send money to friends or family with our person-to-person transfer feature. Imagine splitting a dinner bill or sending a gift without the hassle of cash it's all possible with just a few taps on your smartphone.

Online Banking Services

Visit us at https://www.beonpath.org/ to explore our robust online banking services. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking ensures you have access when you need it most. You can also enjoy the convenience of e-statements, which allow you to view your financial statements digitally no more waiting for paper statements in the mail.

Security Features

At Onpath, security is paramount. Our electronic signature authorization adds an extra layer of protection when you're completing transactions online. You can bank with confidence knowing that your personal information is safeguarded by advanced security measures. In today's fast-paced world, accessibility and ease-of-use are key. Whether you're at home or out running errands, our digital and online banking tools help you manage your finances in real-time. Join us at Onpath today and experience how simple banking can be!

Financial Strength

A Growing Community

Total Share Accounts stand at 168,971, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $49,851. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpath is your trusted partner. Visit us at 411 N Carrollton Ave New Orleans La 70119 or call (504) 482-2986 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation and Growth

With $63,122,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your needs with $8,769 in used auto loans and $791,519,035 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $160,461,603 in share certificates and $82,769,046 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $67,911,769, our resources are focused on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $119,802,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position gives us the flexibility to support you in achieving your financial goals. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $158,531,306 in used vehicle loans and $61,709,385 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier than ever to drive away in a vehicle you love.

Commercial Loans

For business owners, our outstanding commercial loans totaling $97,674,417 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and tailor financing solutions that support their success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $27,035,075, designed to make buying or refinancing simple. With tailored solutions for first-time buyers and seasoned homeowners alike, we are here to guide you through every step of the process.

Refinancing Options

If you're looking to lower your monthly payments or access cash for unexpected expenses, ask us about our refinancing options. We can help you evaluate your current financial situation and find solutions that work for you. Our team is ready to assist you at our branch located at 411 N Carrollton Ave New Orleans LA 70119. Feel free to reach out by calling 504-482-2986 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Onpath, we believe in empowering our members with the financial tools they need for a successful future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,492 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that enhance your spending power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer you see on LendMesh comes from legitimate financial institutions, ensuring fair and transparent offers for users.

ONPATH FEDERAL CREDIT UNION