Onpath Credit Union Gramercy LA | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Onpath, your trusted financial partner located at 1643 Highway 3125, Gramercy, LA 70052. Established in 1961, our credit union has been a cornerstone of the community for over six decades, dedicated to serving our members with reliable and personalized banking solutions. With a robust membership of 84,605 individuals, we pride ourselves on offering a variety of services tailored to meet the unique needs of our community. At Onpath, we understand that managing your finances is crucial. That's why we maintain total assets of $1,096,605,018 and total deposits reaching $131,926,375. Our commitment to transparency and member satisfaction is reflected in our strong net worth of $119,871,325 and substantial cash reserves of $24,713,848. Whether you're looking for auto loans where we've issued nearly 58,000 loans or exploring personal banking options like checking and savings accounts, we're here to support you every step of the way. While members can visit us at our branch location in Gramercy for all their banking needs, official correspondence should be sent to our mailing address at 3131 N I 10 Service Rd E, Metairie, LA 70002-6053. Our friendly team is always ready to assist you during our operating hours: Monday through Friday from 9 a.m. to 5 p.m., and Wednesdays from 10 a.m. to 5 p.m. Under the leadership of CEO Jared Freeman and Board President Martha Castillo, we are committed to fostering a welcoming environment where everyone feels valued and supported. We believe that together we can build a stronger financial future for our community. Ready to take the next step? Visit us today or call us at 985-652-4990 to learn more about how Onpath can help you achieve your financial goals!

Branch History & Mission

Community Engagement and Services

At Onpath, we also embrace technology while ensuring accessibility for all. Our branch offers digital banking solutions like online banking and mobile payments, making it easier than ever for members to manage their finances from anywhere. We prioritize ADA compliance so that everyone can access our services comfortably. With ATM availability and drive-thru banking options at our Gramercy Branch, convenience is at your fingertips. Our operating hours are designed with your busy schedule in mind open Monday through Friday from 9 a.m. to 5 p.m., and Wednesday from 10 a.m. to 5 p.m. we're here when you need us most. As we look toward the future, we're excited about what lies ahead for Onpath and our beloved community. If you're not already a member, we invite you to join us on this journey. Experience firsthand the benefits of membership by visiting us at our Gramercy location or exploring more about us online at Onpath. Together, let's build a brighter financial future!

Mission Statement

Our mission at Onpath is simple yet profound: we aim to enhance the financial well-being of our members while fostering community growth. We believe that every member deserves access to quality financial services and personalized support. Whether you're opening a checking account or seeking advice on loans and investments, we're here to guide you every step of the way. In addition to our financial services, we are committed to making a positive impact in the Gramercy area. Our outreach efforts include partnerships with local organizations and initiatives that promote education and economic development within our community. We understand that strong communities lead to thriving individuals, which is why we actively seek opportunities to give back.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is key. That's why our branch is designed to be welcoming for everyone, featuring ADA-compliant ramps and spacious parking areas right outside. Whether you're visiting for a quick transaction or a detailed consultation, you'll find our facilities accommodating.

Contact Us

Should you have any questions or need assistance, feel free to reach out at (985) 652-4990. While members can visit us at our Gramercy location for all their banking needs, official correspondence should be sent to our mailing address at 3131 N I 10 Service Rd E, Metairie, LA 70002-6053. We invite you to stop by the Onpath Gramercy Branch today! Our team is ready and eager to help you achieve your financial goals with personalized service that puts you first.

Operating Hours

Our doors are open to serve you with convenient operating hours: Monday, Tuesday, Thursday, and Friday from 9 a.m. to 5 p.m., and Wednesday from 10 a.m. to 5 p.m. We're here to assist with all your banking needs!

Services Offered

At Onpath, we offer a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, enjoy the convenience of online and mobile banking services that make managing your finances easier than ever! If you're in a hurry, take advantage of our drive-thru banking for deposits and withdrawals.

Member Eligibility

Welcome to the vibrant community at Onpath! Becoming a member is not just about opening an account; it's about joining a supportive family that values your financial well-being. If you live, work, or worship in our area, you're likely eligible to join us. We embrace individuals from all walks of life, making it easy for everyone to access our services. To learn more about the specific eligibility requirements, feel free to visit our website at . Opening an account with us is a breeze! You can get started by visiting us at 1643 Highway 3125 Gramercy La 70052 or checking out the details online at https://www.beonpath.org/open-account . Our friendly team is always here to help if you have any questions just give us a call at (985) 652-4990. Joining Onpath means more than just banking; it's about being part of a community that cares for you and your financial future.

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that make day-to-day operations smoother. Whether you're processing payments at your restaurant or managing subscriptions for an online store, our services provide reliable transaction solutions. You can focus on what matters most growing your business while we handle the details. Visit us at 1643 Highway 3125 Gramercy La 70052 in Gramercy, LA, or give us a call at (985) 652-4990 to learn more about how we can support your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $183 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $86,638,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans and vehicle financing options can make the process smooth and straightforward. Picture yourself cruising down the road in your new car, knowing that you've secured an affordable loan tailored to fit your budget. Our friendly staff is ready to assist you every step of the way.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, our team at Onpath is committed to supporting your growth with tailored financial solutions.

Convenient Access

At Onpath, we pride ourselves on making banking convenient for everyone. With features like ATM access for withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions, getting the service you need has never been easier. If you're ready to experience personalized service from a credit union that truly cares about its members' success, call us today at 985-652-4990 or visit us at our branch in Gramercy. Together, let's achieve your financial goals!

Credit Cards with Rewards

Looking for a credit card that rewards you for everyday purchases? Our credit cards with rewards give you the opportunity to earn points for travel, shopping, or dining out. Enjoy the benefits while managing your spending wisely.

Mortgage Loans & Refinancing

Thinking about buying a home? Or perhaps you want to take advantage of lower interest rates? Our mortgage loans and refinancing services can help turn your dream of homeownership into reality or reduce your monthly payments on an existing mortgage. With our expertise at Onpath, you can feel confident in making one of life's biggest investments.

Personal Banking

For many members, starting with a solid foundation in personal banking is essential. We offer checking and savings accounts designed to help you manage your everyday expenses while also growing your savings. Imagine easily accessing your funds through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us; that's where our personal loans and debt consolidation options come in handy. If you're facing mounting bills or need extra cash for a major purchase, we're here to provide solutions that fit your financial situation.

Digital & Online Banking

Key Features

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with just a few clicks. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can make purchases directly from your phone no wallet needed! Security is a top priority for us. Our electronic signature authorization means you can sign documents safely online, avoiding the hassle of printing and mailing paperwork. And for those who prefer paperless options, e-statements are available to help keep your account information organized and accessible anytime.

Mobile Access

Need to manage your finances on the go? Our mobile application offers all the features of our online banking platform right in your pocket. Whether you're making deposits, checking transactions, or setting up alerts for account activity, everything is designed to be user-friendly and efficient. With these tools at your fingertips, managing your finances has never been easier. Explore all that Onpath has to offer through our digital services today!

Financial Strength

Commitment to Growth

With $61,904,562 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,706 in used auto loans and $789,699,127 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 253 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 168,508, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $63, reinforcing our ability to support the community's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onpath is your trusted partner. Visit us at 1643 Highway 3125 Gramercy La 70052 or call (985) 652-4990 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $149,886,578 in share certificates and $169,378,782 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,290,502, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $119,871,325, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $156,580,969 in used vehicle loans and $60,963,909 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier for you to drive away in your next vehicle.

Credit Lines and Business Loans

For those needing extra funds for personal projects or business ventures, our credit lines total $381,964,821. Additionally, for business owners looking to expand operations or invest in growth opportunities, our outstanding commercial loans amounting to $86,638,024 can provide the capital needed to succeed. At Onpath, we believe in empowering our members through tailored financial solutions. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 985-652-4990 for more information or visit our website at beonpath.org for details on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,982,594, make buying or refinancing simple. We offer competitive rates and various programs to meet your needs. Don't miss out on the chance to secure your future with a home of your own.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,638,211 in loans helping members manage their finances effectively. These cards come with rewards and are perfect for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. With this level of diligence, LendMesh stands out as a reliable resource in the crowded field of loan comparison tools.

ONPATH FEDERAL CREDIT UNION