Onenebraska Credit Union Columbus NE | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Onenebraska, your trusted partner in financial success since 1949. Located at 704 E 23Rd St, Columbus, NE 68601, we are dedicated to serving our community with a personal touch and a commitment to your financial well-being. With a total membership of over 7,000 individuals, we pride ourselves on creating meaningful relationships that empower our members to achieve their financial goals. At Onenebraska, we understand the importance of accessible banking solutions. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our commitment is not just to provide financial products, but to enhance your overall experience through convenient online and mobile banking options. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 585, Columbus, NE 68602-0585. We are here for you with total assets amounting to an impressive $78,845,232, ensuring that your money is in good hands. Our CEO, Brian Christensen, alongside Board President Daniel Fuchs, leads a team of 27 dedicated employees who work tirelessly to support our mission of providing excellent service and community-focused initiatives. With total deposits exceeding $5,675,457 and cash in hand at $869,019, we maintain a robust financial foundation ready to serve you. Whether you're looking for a new car loan or need help managing your finances through debt consolidation and personal loans, Onenebraska is here for you every step of the way. We encourage you to reach out by calling us at 402-563-4597 or visiting our website at bankingwithyou.com for more information on how we can assist you today!

Branch History & Mission

At Onenebraska, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1949, our branch has grown alongside the city of Columbus, Nebraska, becoming a trusted financial partner for thousands of members over the decades. With a focus on fostering relationships and understanding the unique needs of our community, Onenebraska has evolved into a cornerstone of financial support for residents. Our branch is conveniently located at 704 E 23rd St, Columbus, NE 68601. This prime location allows us to be easily accessible to all members. Whether you are visiting us for personal banking services or seeking guidance on loans and mortgages, we are here to help. While members can visit us at this address, official correspondence should be sent to PO Box 585, Columbus, NE 68602-0585. Since our inception, we have achieved significant milestones. Today, we proudly serve over 7,000 members and manage total assets exceeding $78 million. Our commitment to providing excellent financial services is matched only by our dedication to community involvement and outreach initiatives. We work tirelessly to create opportunities that uplift our neighbors and improve the quality of life in Columbus. At Onenebraska, our mission is clear: we aim to empower individuals and families through affordable financial products while promoting responsible money management. We believe that everyone deserves access to quality banking services that support their goals and dreams. From checking and savings accounts to auto loans and credit cards with rewards, our diverse range of offerings is designed with your needs in mind. We understand that times are changing, which is why we have invested in digital advancements to enhance your experience. With features such as online banking, mobile payments, and electronic statements, managing your finances has never been easier. Our ATM availability ensures you can access your funds whenever you need them. As part of our commitment to accessibility and inclusivity, we ensure that all members can enjoy a positive experience at our branch. Our drive-thru service offers convenience for those who prefer quick transactions without leaving their vehicles. We also recognize the importance of partnerships within our community. Through various outreach efforts, we strive to support local organizations and initiatives that make a difference in people's lives. Join us at Onenebraska today! Experience firsthand how we can help you achieve your financial goals while being an integral part of this wonderful community. For more information or assistance, feel free to reach out at 402-563-4597 or visit us online at bankingwithyou.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Onenebraska, we prioritize your comfort and convenience. Our facility features ADA-compliant entrances and ramps, making it easy for everyone to visit us. There's ample parking available right outside, so you won't have to worry about finding a spot when you come by.

Operating Hours

We're here for you during the week! Our lobby is open from 9:00 A.M. to 5:00 P.M., Monday through Friday, making it easy to stop by after work or on your lunch break. For those who prefer drive-thru banking, we offer service from 8:00 A.M. to 5:30 P.M. on weekdays and from 9:00 A.M. to noon on Saturdays. Whether you need to make a deposit or simply want to check your account balance, we've got you covered!

Services Offered

Our branch is equipped with an ATM for your convenience, allowing you access to cash whenever you need it. We also provide drive-thru banking services for quick transactions without leaving your vehicle. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with all your financial needs. While members can visit us at 704 E 23Rd St, official correspondence should be sent to PO Box 585, Columbus, NE 68602-0585 if needed. Feel free to reach out at 402-563-4597 if you have any questions or would like more information about our services. We look forward to welcoming you soon!

Member Eligibility

At Onenebraska, we believe that becoming a member means joining a caring community that supports your financial goals. If you're looking to join us at our welcoming branch located at 704 E 23Rd St Columbus Ne 68601, the process is straightforward and friendly. To be eligible, you simply need to live, work, worship, or attend school in our service area, or have a family member who is already a member. This inclusive approach allows us to welcome a diverse group of individuals who can benefit from our range of financial services. Once you're ready to take the next step, opening an account is easy! You can find detailed information about eligibility on our website at http://www.bankingwithyou.com/about-us/membership. If you have any questions or need assistance, feel free to call us at (402) 563-4597. We're excited to help you start your journey with Onenebraska and enjoy the advantages of being part of our credit union family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $427,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance cash flow for your business. From accepting credit card payments easily to managing payroll efficiently, our services ensure you spend less time on operations and more time on what matters growing your business. Visit us at 704 E 23Rd St Columbus Ne 68601 in Columbus, NE or call us at (402) 563-4597 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Business Banking

For our business members, we provide tailored banking solutions including merchant services and business loans. If you're starting or expanding your business, having the right financial partner is crucial. We're committed to helping local businesses thrive with personalized service and expert advice.

Convenience Features

In today's fast-paced world, convenience matters more than ever. At Onenebraska, we offer ATM services and cash withdrawal options so you can access your funds whenever you need them. Our drive-thru banking ensures that even on busy days, making deposits or withdrawals is quick and easy. And don't forget about our digital features! With online banking, mobile payments, person-to-person transfers, and e-statements available at your fingertips, managing your money has never been easier. If you have any questions or want to learn more about how we can assist you with your financial journey, don't hesitate to reach out! Call us at (402) 563-4597 or visit us at 704 E 23Rd St Columbus Ne 68601 in Columbus, NE. Your financial well-being is our priority!

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Need extra funds for a project? Or perhaps you're looking to consolidate multiple debts into one manageable payment? We're here to help with competitive rates and simple terms. Looking to earn rewards while you spend? Our credit cards offer great benefits that can add value every time you swipe. You'll be surprised at how quickly those rewards can add up!

Personal Banking

Our personal banking services include checking and savings accounts that make it easy to manage your daily finances. Imagine having an account that not only helps you save but also offers easy access through our online and mobile banking platforms. You can check balances, transfer funds, and even pay bills right from your phone. If you're in the market for a vehicle, our auto loans and vehicle financing options are straightforward and flexible. We work with you to ensure you find a plan that fits your budget. Plus, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed to make the process smooth and stress-free.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.bankingwithyou.com, is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You no longer need to rush to the bank before closing; our online services put you in control of your finances around the clock. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family, whether they're nearby or miles away. Plus, with mobile payments enabled, you can pay for purchases directly from your phone no wallet needed!

Security and Convenience

Your security is our priority. We utilize electronic signature authorization for secure transactions, ensuring that your personal information remains protected. And if you're looking for easy access to your statements, our e-statements service allows you to view them online whenever you need them no more paper clutter! For those on the go, don't forget about our mobile application. It's user-friendly and packed with features that allow you to manage your accounts right from your smartphone. Whether you're checking balances or making payments, everything is at your fingertips. In today's fast-paced world, having access to reliable digital banking tools can make all the difference. At Onenebraska, we strive to offer not just services but solutions that fit seamlessly into your life. Embrace the ease of banking with us today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Onenebraska is your trusted partner. Visit us at 704 E 23Rd St Columbus Ne 68601 or call (402) 563-4597 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $19,537,553 in share certificates and $13,759,085 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $172,220 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 25 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We understand that our members look for assurance when it comes to their finances. That's why we maintain a strong commitment to transparency and community support. Total Share Accounts stand at 12,382, showing a strong and growing member base that trusts us with their finances.

Our Financial Health

With a net worth of $7,921,375, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for You

With $7,723,527 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $1,920 in used auto loans and $59,879,905 in total loans and leases, demonstrating our capacity to support your financial goals across various sectors.

Loan Offering

Additional Financing Options

For those looking for alternative funding solutions, our total credit lines amount to $16,064,633. These options can give you the flexibility needed for larger purchases or unexpected expenses. If you're considering refinancing any of your existing loans, we have options available that may lower your monthly payments or help you pay off your loan faster. Feel free to reach out to us for more details on eligibility and how we can assist you. At Onenebraska, we prioritize transparency and support, ensuring that all our members receive personalized assistance tailored to their needs. For more information about our loan offerings or to start your application today, visit us at 704 E 23Rd St Columbus Ne 68601 in Columbus, NE, or call us at (402) 563-4597. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,500,880 in used vehicle loans and $5,163,657 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you can find the right financing for your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,479,072, make buying or refinancing simple. We offer various mortgage products tailored to fit your unique situation. Our team is here to guide you through the process and ensure you have the support you need every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require additional resources. We also offer flexible terms on unsecured credit card loans, with a total of $182,546 in loans helping members manage their finances effectively. This option provides a convenient way to handle unexpected costs or consolidate existing debt.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency and helps users feel confident in their choices. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that serve the best interests of users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ONENEBRASKA FEDERAL CREDIT UNION - Columbus, NE

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