OneAZ Credit Union Tucson AZ | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Oneaz, your trusted financial partner located at 777 S Alvernon Way, Tucson, AZ 85711. Since opening our doors in 1972, we have proudly served our community, growing to a robust membership of over 199,000 members. With total assets exceeding $3.36 billion, we are committed to providing our members with personalized service and competitive financial products. At Oneaz, we understand that financial decisions can be daunting. That's why we strive to create an environment where you feel confident and informed about your options. Whether you're looking for a new auto loan, a mortgage for your dream home, or simply a safe place to save your money, we've got you covered. Our total loans and leases stand at an impressive 69,922, ensuring that we have the resources to help you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 777 S ALVERNON WAY, TUCSON, AZ 85711. Our dedicated team is here for you during business hours Monday and Friday from 9 AM to 5 PM, and Tuesday through Thursday from 9 AM to 6 PM. If you have any questions or need assistance, feel free to call us at 520-389-5110. Our leadership team embodies our commitment to the community. Led by CEO Brandon Michaels and Board President Jon Borge, we prioritize member satisfaction and community engagement in everything we do. We take pride in being more than just a credit union; we are your neighbors invested in your success. With total deposits of $200 million and net worth of $322 million, Oneaz stands solidly behind our members' interests. We invite you to explore our wide range of services from personal banking solutions like checking and savings accounts to business banking options tailored for local entrepreneurs. Join us today at Oneaz! Visit our website at oneazcu.com or stop by the branch to learn more about how we can help you reach your financial dreams. Your journey towards financial wellness begins here!

Branch History & Mission

Community Impact

Our efforts extend beyond traditional banking; we engage in various community outreach initiatives aimed at fostering growth and prosperity throughout Tucson. We partner with local organizations to support education, wellness programs, and economic development projects that directly benefit our members and neighbors alike. As we look toward the future, we invite you to join the Oneaz family. Experience the difference that comes from being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information about membership or to explore our services further, please visit Oneaz or call us at 520-389-5110 today!

Mission Statement

At Oneaz, our mission is clear: we are dedicated to providing exceptional financial services while actively supporting and uplifting our community. We believe that when our members thrive, so does Tucson. Our comprehensive offerings include personal banking options like checking and savings accounts, auto loans, mortgage financing, and business services. Each service is designed with you in mind. We understand that accessibility is key in today's fast-paced world. That's why we offer online and mobile banking solutions along with ATM services available for your convenience. While we currently do not provide drive-thru banking or shared service centers at this location, we remain committed to making your banking experience as smooth as possible.

Our Evolution

From humble beginnings, Oneaz has evolved significantly. We have embraced innovation and technology while maintaining our focus on personal service. Our branch in Tucson has witnessed countless milestones: expanding our services, enhancing member experiences, and forging strong ties within the community. As we continue to grow, we strive to make banking accessible for all. Located near local landmarks such as the Reid Park Zoo and El Con Mall, our branch is well-positioned to serve the vibrant Tucson community. While members can visit us at 777 S Alvernon Way, official correspondence should be sent to the same address for convenience.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 520-389-5110 or simply drop by during our operating hours. We look forward to welcoming you at Oneaz Tucson Alvernon where your financial well-being comes first!

Nearby Landmarks & Accessibility Features

Our branch is nestled near popular local spots, making it a breeze to visit while you're out and about. You'll find us just a short drive from the bustling El Con Mall and close to several parks, making it perfect for a quick banking stop during your errands. We prioritize accessibility, featuring ADA-compliant entrances and ample parking spaces to ensure that everyone can easily access our services.

Operating Hours & Services Offered

We understand that life can be busy, which is why we offer flexible hours. You can visit us Monday and Friday from 9 AM to 6 PM, or Tuesday through Thursday from 9 AM to 5 PM. Our team is ready to assist you with personal banking solutions like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. For those on the go, we provide ATM services right here at our branch for quick cash withdrawals and balance checks. While we don't have a drive-thru service available, our friendly staff is always eager to help you inside the branch.

Member Eligibility

Welcome to the Oneaz community, where we believe that everyone deserves a place to thrive financially. If you're interested in becoming a member of Oneaz, you'll be happy to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in the area around Tucson is welcome to join us. This means whether you're a long-time resident or new to the neighborhood, you can enjoy all the benefits our credit union has to offer. Not only will you gain access to personalized banking services and competitive rates on loans and savings accounts, but you'll also be part of a supportive network that prioritizes your financial well-being. To learn more about the specific eligibility requirements and see if you qualify, check out our detailed information at Oneaz Membership Eligibility. Once you've confirmed your eligibility, opening an account is simple! You can find all the necessary details for account setup at Account Opening Information. If you have any questions or need assistance along the way, feel free to call us at (520) 389-5110. We're here to help you every step of the way as you join the Oneaz family at 777 S Alvernon Way, Tucson AZ 85711.

Business Banking & Commercial Services

Business Loan Options

Imagine you're ready to expand your cafe, but need funds for new equipment or renovations. Our commercial loans can help bring that dream to life. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, offering convenient payment options is essential. Our merchant services enable you to accept payments easily, whether online or in-store. Imagine your customers checking out swiftly with their preferred payment methods, enhancing their experience while boosting your sales. Whether you're just starting out or looking to grow, Oneaz at 777 S Alvernon Way Tucson Az 85711 in Tucson, AZ is ready to help you take your business further. Connect with us at (520) 389-5110 or visit our website at oneazcu.com for more information on how we can assist your business banking needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, explore our auto loans and vehicle financing options. We understand that buying a car is a significant investment. Our competitive rates and flexible terms make it easier for you to get behind the wheel without breaking the bank.

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to support your growth. Having access to reliable funding can make all the difference when it comes to expanding your operations or managing cash flow.

Convenient Access

At Oneaz, we prioritize convenience with our ATM services, allowing for easy cash withdrawals and balance checks whenever you need them. Plus, our digital features such as mobile payments and person-to-person transfers make it simple to manage your money on-the-go. For any questions or if you're ready to start banking with us today, give us a call at 520-389-5110 or visit our website at oneazcu.com. We're excited to welcome you into our community where we put members first!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also come with benefits like cashback or travel points. It's an excellent way to earn while you spend perfect for those everyday purchases.

Home Financing Options

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing services can help make home ownership more accessible. Our team is here to guide you through each step of the process, ensuring that you find a solution that fits your budget and lifestyle.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to help you achieve your financial goals. With easy access to your funds through online and mobile banking, you can check balances, transfer money, and pay bills from anywhere. Imagine being able to manage your finances right from your smartphone while waiting in line at the grocery store!

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options. Whether it's for medical bills, home repairs, or consolidating high-interest debt, we provide straightforward solutions to help you regain control over your finances.

Digital & Online Banking

Key Services

Our online banking services allow you to check balances, transfer funds, and pay bills anytime, day or night. And with the added convenience of e-statements, you can go paperless and access your statements whenever you need them no more digging through drawers for old papers! Plus, if you ever need to sign documents, our electronic signature authorization makes it quick and hassle-free. For those on the go, our mobile application provides all the features of online banking right at your fingertips. Whether you're making person-to-person transfers or setting up mobile payments for a quick checkout, everything is just a tap away. You can even track spending in real-time and manage your accounts effortlessly.

Security and Accessibility

We prioritize your security as much as your convenience. Our platform uses advanced security measures to protect your information, giving you peace of mind every time you log in. Plus, our services are designed to be accessible for everyone whether you're tech-savvy or new to online banking. With Oneaz, managing your finances is not only easier but also safer. Join us today and experience how our digital banking services can fit into your lifestyle seamlessly!

Financial Strength

Commitment to Service

Our commitment to serving you is reflected in our $314,420,578 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures. With $18,962 in used auto loans and $2,272,424,037 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

We currently serve 409,098 members who trust us with their finances. This growing member base reflects the confidence you have placed in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 777 S Alvernon Way Tucson Az 85711 or call (520) 389-5110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Your savings are safe with us! Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $322,945,765, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Services

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand. If you're looking for personal loans or debt consolidation options, we have various products available designed specifically for those needs as well. If you're considering refinancing any existing loans or unsure about your eligibility for our loan products, feel free to reach out to us at (520) 389-5110. Our friendly staff is here to guide you through your options and help determine what's best for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at https://www.oneazcu.com/ for more information about our loan offerings and how we can assist you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing easier for you, whether you're purchasing a brand-new vehicle or a reliable used option.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We are committed to helping you navigate the home-buying process with ease, ensuring you have access to the funds needed for your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. This product can be a great way to build credit while enjoying the freedom of flexible spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable tool that helps you navigate through various offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees that users receive fair and trustworthy loan offers. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring that users are presented with authentic and competitive rates. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means you receive unbiased results tailored to your specific needs. LendMesh also provides real-time rate comparisons, allowing users to access up-to-date information from multiple institutions. This feature empowers individuals to make informed decisions about their borrowing options without the hassle of sifting through outdated or misleading information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Oneaz

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans