OneAZ Credit Union Tucson AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Oneaz, your trusted partner in financial wellness since 1972. Located at 6456 N Oracle Rd, Tucson, AZ 85704, we pride ourselves on providing personalized banking services that cater to the needs of our community. With a solid membership base of over 199,112 members and total assets reaching an impressive $3,362,434,189, we're here to help you achieve your financial goals. At Oneaz, we believe in the power of community. Our dedicated team of 513 employees, led by our CEO Brandon Michaels and Board President Jon Borge, is committed to offering a wide range of services from personal checking accounts to auto loans and business financing. We understand that every member's journey is unique, which is why we strive to deliver tailored solutions to meet your specific needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 6456 N ORACLE RD, TUCSON, AZ 85704. Whether you're looking for a new loan or just need some advice on managing your finances, we're here for you. With total deposits amounting to $200,445,322 and net worth standing strong at $322,945,765, we ensure that your money is safe and working hard for you. Our focus on building relationships allows us to provide competitive loan offerings with a total of 69,922 loans and leases currently in action. We invite you to explore what makes Oneaz special. Visit our website at oneazcu.com or give us a call at 520-784-5100 during our convenient hours: Monday & Friday from 9 AM - 6 PM and Tuesday - Thursday from 9 AM - 5 PM. Let's take this journey together towards financial success!

Branch History & Mission

Community Commitment

Oneaz is not just about numbers; it's about people. We actively engage in community outreach efforts to support local initiatives and foster partnerships that benefit everyone. From sponsoring local events to providing educational resources on financial literacy, we believe in giving back to the community that has supported us for so long.

Innovation and Accessibility

In today's fast-paced world, we are committed to embracing digital advancements that enhance your banking experience. Our online banking platform offers convenience with features such as mobile payments and e-statements. We also ensure that our facilities are ADA compliant so that everyone can access our services without barriers.

Join Us Today!

As we continue this journey together, we invite you to become a part of the Oneaz family. Experience the difference of a credit union that truly cares about its members and their futures. Visit us or give us a call at 520-784-5100 to learn more about how we can help you achieve your financial goals!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members and empower them through tailored banking solutions. We strive to make banking accessible and straightforward. Our services range from personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards ensuring that we meet the diverse needs of those we serve. While members can visit us at our Tucson location, official correspondence should be sent to our mailing address at 6456 N ORACLE RD, TUCSON, AZ 85704.

Branch Location & Accessibility

Convenient Access

Parking is readily available right outside our doors, ensuring a hassle-free visit. Our branch is also ADA compliant, featuring ramps and spacious entryways to accommodate all members of the community. Whether you prefer walking in or using our ATM services, we've got you covered.

Get in Touch

Have questions or need assistance? Feel free to call us at 520-784-5100. We invite you to come in and see how Oneaz can help you achieve your financial goals!

Operating Hours

We understand your time is valuable. That's why we're open Monday and Friday from 9 AM to 6 PM, and Tuesday through Thursday from 9 AM to 5 PM. This schedule allows us to serve you during convenient hours while still giving our team time to prepare for your visits.

Services Tailored for You

At Oneaz, we offer a wide range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to assist you every step of the way. If you're looking for business banking solutions or have questions about credit cards with rewards, don't hesitate to ask we're here to help! While members can visit us at 6456 N Oracle Rd Tucson Az 85704, official correspondence should be sent to 6456 N ORACLE RD, TUCSON, AZ 85704.

Member Eligibility

At Oneaz, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that looks out for each other. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! We welcome individuals from various walks of life and backgrounds, ensuring everyone has access to our fantastic financial services. For complete details on who can join, feel free to visit our eligibility page at https://www.oneazcu.com/about/about-us/membership/ . Opening an account with us is a breeze! Just head over to our account opening page at https://www.oneazcu.com/personal/loans/ , and you'll find everything you need to get started. If you have any questions or want to chat about membership options, don't hesitate to give us a call at (520) 784-5100. We're here to help you every step of the way as you begin your journey with Oneaz at our welcoming location on 6456 N Oracle Rd Tucson Az 85704.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. From credit card processing to mobile payments, we provide tools that enhance customer experiences and streamline operations. Located at 6456 N Oracle Rd Tucson Az 85704 in Tucson, AZ, we invite you to discover how our tailored solutions can elevate your business. Contact us at (520) 784-5100 today to learn more!

Comprehensive List Of Services

Business Solutions

For entrepreneurs and small business owners, we provide comprehensive Business Banking solutions. From merchant services that help streamline transactions to tailored business loans, we are here to support your growth every step of the way.

Connect With Us

No matter where you are on your financial journey, Oneaz is here to support you with personalized service and expert advice. For more information about our offerings or to speak with a representative, please call us at (520) 784-5100. We invite you to visit us at our branch or explore our website at Tucson Oracle for more details on how we can assist you in achieving your financial goals!

Digital Convenience

In today's fast-paced world, accessibility is key. That's why at Oneaz, we prioritize digital banking features. With our robust online and mobile banking platforms, managing your finances is just a click away. You can perform cash withdrawals at ATMs or conduct balance checks easily through our network of ATM services.

Loans Made Easy

Whether you're in the market for a new car or looking to purchase your dream home, Oneaz has you covered. Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. We also offer Mortgage Loans & Refinancing options to help you achieve homeownership or save on your current mortgage payments. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide relief and simplify your finances. Plus, our Credit Cards with Rewards allow you to earn points on purchases while enjoying competitive rates.

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking options including both checking and savings accounts. Imagine having the peace of mind that comes with knowing your money is safe and accessible whenever you need it. Our accounts come with features designed for your convenience, such as online banking and mobile app access, allowing you to check balances and make transactions from anywhere.

Digital & Online Banking

Key Features

Our online banking platform allows you to take control of your finances with ease. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. You can also enjoy the benefits of e-statements, which are readily available for all members. This means less clutter in your mailbox and quicker access to your important documents. If you're on the go, our mobile application is perfect for managing your accounts right from your smartphone. You can even make mobile payments, making it simple to shop or pay friends directly from your device. Plus, our person-to-person transfer feature lets you send money to anyone quickly and securely.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that all transactions are protected. Our user-friendly interface makes navigating through various services straightforward, so you can focus on what matters most your financial goals. With real-time account management available around the clock through our online banking system, you're always in control of your finances at Oneaz. We strive to provide not just banking services but a complete experience that fits seamlessly into your daily life. Explore all these great features today at https://www.oneazcu.com/ and see how we can help simplify your banking experience!

Financial Strength

Commitment to Growth and Innovation

With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,962 in used auto loans and $2,272,424,037 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 409,098, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $67,291,740, reinforcing our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 6456 N Oracle Rd Tucson Az 85704 or call (520) 784-5100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance is further highlighted by our $0, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on member benefits over non-member deposits.

Strong Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible terms and competitive rates to suit your needs.

Credit Lines and More

In addition to auto and mortgage loans, our credit lines total $976,870,303, giving you the flexibility you need for larger purchases or emergencies. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to assist you every step of the way. Our branch is located at 6456 N Oracle Rd Tucson Az 85704 in Tucson, AZ, and you can reach us at (520) 784-5100 during business hours for more information or personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your borrowing needs at Oneaz!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We aim to make the home-buying process straightforward and accessible for everyone.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be a great way to handle unexpected expenses or consolidate debt.

Loan Aggregator

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ONEAZ CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans