OneAZ Credit Union Sedona AZ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Oneaz, your trusted financial partner in Sedona, Arizona. Located at 20 Roadrunner Dr Ste C, Sedona, AZ 86336, we have proudly served our community since 1972. Our mission is to empower our members with personalized financial solutions and a strong sense of community. At Oneaz, we believe in building lasting relationships. With over 199,112 members and assets totaling an impressive $3,362,434,189, we are committed to providing exceptional service tailored to your needs. Whether you're looking for auto loans, mortgages, or business banking services, our dedicated team is here to help you every step of the way. Our leadership team is headed by CEO Brandon Michaels and Board President Jon Borge, who work diligently to ensure that we meet the highest standards of service and integrity. Together with our team of 513 employees, we strive to create a welcoming atmosphere for all members. As a credit union that prioritizes your financial health, we offer a variety of services including personal banking, vehicle financing, and online banking options. With total deposits reaching $200,445,322 and a net worth of $322,945,765, you can trust that your money is in safe hands. While members can visit us at our Sedona branch for all their banking needs, official correspondence should be sent to our mailing address: 20 E. Roadrunner Drive, Suite C, Sedona, AZ 86336. We invite you to explore how Oneaz can make a difference in your financial journey. Call us today at 928-649-7350 or visit our website at oneazcu.com to learn more about membership options and services available just for you. Join us in building a brighter financial future together!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we actively engage in local initiatives that uplift Sedona and its residents. From sponsoring events to supporting local charities, Oneaz believes in giving back and making our community a better place for everyone. With operating hours designed for your convenience Monday and Friday from 9 AM to 6 PM and Tuesday through Thursday from 9 AM to 5 PM we're here when you need us most. Plus, with ATM availability ensuring easy access to your funds anytime you need them, managing your finances has never been simpler. Join us today at Oneaz! Experience firsthand the benefits of membership with a credit union that prioritizes you and your financial future. Together, let's build a brighter tomorrow for ourselves and our community! For more information or assistance, give us a call at 928-649-7350 or visit our website at oneazcu.com.

Our Mission

At the heart of Oneaz is our mission: to empower our members through exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to affordable banking options that help them achieve their dreams. Our team is dedicated not only to managing finances but also to enriching lives through community outreach programs and partnerships that make a real impact. Whether you're looking for a loan or need assistance with your savings plan, you can trust us to provide personalized service tailored to your unique situation. While members can visit us at 20 Roadrunner Dr Ste C, official correspondence should be sent to 20 E. Roadrunner Drive, Suite C, Sedona, AZ 86336.

Branch Location & Accessibility

Welcome to Oneaz, your friendly neighborhood credit union located at 20 Roadrunner Dr Ste C in beautiful Sedona, AZ. We pride ourselves on being easily accessible for all your banking needs. Nestled in Yavapai County, our branch is conveniently situated near popular local landmarks, making it easy for you to stop by while enjoying the scenic views of Sedona. While you can visit us at our branch address, please note that any official correspondence should be sent to 20 E. Roadrunner Drive, Suite C, Sedona, AZ 86336. Our welcoming space is designed with accessibility in mind, featuring ADA-compliant entryways and ample parking to ensure everyone can visit us comfortably. We understand that your time is valuable, which is why we offer flexible operating hours to fit your busy schedule. Come see us Monday and Friday from 9 AM to 6 PM, or Tuesday through Thursday from 9 AM to 5 PM. Whether you're looking to open a new account or need assistance with loans and financial services, our team is here to help. At Oneaz, we're committed to providing a full range of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, for those on the go, we have ATM access available for quick cash withdrawals and balance checks. Although we don't currently offer drive-thru banking or shared services at this location, our friendly staff is always ready to assist you inside the branch. If you have any questions or need assistance before visiting us, feel free to call us at 928-649-7350. We invite you to stop by and experience the Oneaz difference today! Your financial journey starts here let's make it a great one together!

Member Eligibility

At Oneaz, we believe that joining our community is like becoming part of a family that truly cares about your financial well-being. To become a member, you'll need to meet some friendly eligibility criteria. If you live, work, worship, or go to school in our service area, you're likely already qualified! We welcome everyone who wants to enjoy the benefits of personalized banking and exceptional service. Becoming a member opens doors to a variety of financial products tailored just for you. For more specific details on eligibility, feel free to check out this resource. Once you know you're eligible, opening an account is a breeze! Just visit us at our branch located at 20 Roadrunner Dr Ste C Sedona Az 86336 or give us a call at (928) 649-7350. Our team is ready to guide you through the process and answer any questions you might have. Joining Oneaz means gaining access to exclusive services and support designed with your needs in mind. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and easily from your customers. Our merchant services make this possible, allowing you to focus on what really matters growing your business. From credit card processing to online payment solutions, we provide tools that help streamline your operations. Located conveniently at 20 Roadrunner Dr Ste C Sedona Az 86336 in Sedona, AZ, we invite you to reach out at (928) 649-7350 for more information about how our business banking services can empower your enterprise today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATM services allow for easy withdrawals and balance checks at various locations throughout Sedona. Enjoy basic ATM access without the hassle so you can focus on what matters most. We invite you to experience all these services at Oneaz, located at 20 Roadrunner Dr Ste C Sedona Az 86336 in Sedona, AZ. If you have questions or want to learn more about how we can assist you with your financial needs, give us a call at (928) 649-7350 or visit us online at Sedona. Your journey towards better financial health starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car or refinancing an existing vehicle? At Oneaz, we provide competitive auto loans and vehicle financing solutions. With flexible terms and affordable rates, getting behind the wheel of your dream car has never been easier. Our team is here to guide you through the process, ensuring that you find the best option for your budget.

Business Banking Services

For entrepreneurs and small business owners in Sedona, Oneaz offers robust business banking services. From merchant services that streamline transactions to business loans designed to help you grow, we understand the unique challenges faced by local businesses and are here to support your success.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards! Whether you're using it for everyday purchases or special occasions, our cards offer points that can be redeemed for travel, merchandise, and more. It's a convenient way to earn benefits while managing your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we offer tailored solutions that fit your needs. Imagine stepping into a home that is truly yours while taking advantage of our expert guidance every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. Access your accounts anytime, anywhere whether you're checking balances, transferring funds, or paying bills on-the-go. You'll also find features like person-to-person payments that make sending money simple.

Personal Banking Solutions

Whether you're looking to manage your everyday finances or save for a special goal, our personal banking options have you covered. We offer checking and savings accounts that cater to various lifestyles, making it easy for you to handle your daily expenses while earning interest on your savings. Imagine having the peace of mind that comes from knowing your money is secure and accessible anytime you need it.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We understand that life can throw curveballs, and having access to quick funds can make all the difference. Our friendly staff will work with you to create a plan that fits comfortably within your financial situation.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can complete important transactions without needing to visit a branch. Plus, with e-statements available, you can go green while keeping track of your finances easily. If you're always on the go, our mobile application makes banking even more accessible. You can use it for mobile payments, making purchases with just a tap. And for those times when you need to send money quickly, our person-to-person transfer feature allows you to send funds to friends or family with ease.

Security and Support

Your security is our priority. We use top-notch encryption technology to keep your information safe while you bank online. If you have any questions or need assistance, our friendly support team is just a phone call away at (928) 649-7350. With all these tools at your fingertips, managing your money has never been easier or more secure. Join us at Oneaz and discover how digital and online banking can enhance your financial journey!

Financial Strength

Member-Centric Savings Options

We prioritize our members' needs with significant resources dedicated to securing their savings. Currently, we hold $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members rather than external investors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees who are always ready to assist you with knowledgeable service.

Robust Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to stability is further illustrated by our net worth ratio of $959, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

The trust our members place in us is evident through our growing community. We currently manage a total of 409,098 share accounts, showcasing the confidence that many individuals have chosen to invest with us. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 20 Roadrunner Dr Ste C Sedona Az 86336 or call (928) 649-7350 to learn more about how we can help you achieve your financial goals.

Sustainable Growth and Earnings

Our financial strength is backed by $314,420,578 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $18,962 in used auto loans and $2,272,424,037 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to competitive rates and flexible terms.

Business Financing

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to offering solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We help guide you through the mortgage process, making it easier to find a solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. We have competitive rates and terms designed to help you save money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. To learn more about our loan offerings or discuss eligibility options, feel free to reach out to us at (928) 649-7350 or visit us at our branch located at 20 Roadrunner Dr Ste C Sedona Az 86336. We're here to assist you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help enhance your purchasing power without the burden of high interest rates.

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Real-Time Rate Comparisons

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ONEAZ CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans