OneAZ Credit Union Prescott AZ | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Oneaz, your trusted financial partner located at 550 E Gurley St, Prescott, AZ 86301. Established in 1972, we've dedicated over five decades to serving our community with integrity and care. With a proud membership of 199,112 individuals, we understand the importance of building strong relationships and providing personalized service to each member. At Oneaz, we believe in empowering our members with the right financial tools. Our total assets exceed $3.36 billion, showcasing our stability and commitment to responsible banking. We manage a robust loan portfolio with over 69,922 loans and leases, enabling us to support our members' dreams whether it's buying a new car or purchasing a home. While you can visit us directly at our Prescott branch for all your banking needs, please note that any official correspondence should be sent to the same address: 550 E Gurley St, Prescott, AZ 86301. Our leadership team is here to serve you; under the guidance of CEO Brandon Michaels and Board President Jon Borge, we strive to create an environment where members feel valued and supported. With a total employee count of 513, our team is ready to assist you with everything from personal banking and auto loans to business services. We're proud of our community impact, reflected in our total deposits of $200,445,322 and net worth of $322,945,765. Every day, we aim to contribute positively not just financially but also socially within Prescott and beyond. Whether you're looking for traditional banking services or innovative solutions like online banking and mobile payments, Oneaz has got you covered. Feel free to explore all we offer by visiting our website at oneazcu.com or give us a call at 928-777-6002. Join us today and experience the Oneaz difference!

Branch History & Mission

Community Engagement

Our roots run deep in Prescott, where we've partnered with local organizations and initiatives to give back. We actively engage in community outreach efforts that uplift those around us. By working together with local schools, charities, and businesses, we aim to create a positive impact that resonates throughout Yavapai County. In conclusion, we invite you to join Oneaz and become part of something bigger a community-focused credit union committed to your financial well-being and the betterment of Prescott. Experience the difference today by visiting us or reaching out at 928-777-6002! Together, let's build a brighter future for all.

Our Mission

At Oneaz, our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support. We believe that banking should be more than just transactions; it should empower individuals and strengthen neighborhoods. Our team is dedicated to helping members achieve their financial goals through personalized services ranging from checking accounts and auto loans to mortgages and credit cards with rewards. We understand the importance of being accessible to everyone in our community. That's why we offer various conveniences such as ATM availability and drive-thru banking to ensure your banking experience is smooth and hassle-free. While members can visit us at 550 E Gurley St, official correspondence should be sent to 550 E GURLEY ST, PRESCOTT, AZ 86301. As part of our commitment to innovation, we embrace digital advancements that enhance your banking experience. From online banking to mobile payments, we strive to meet the evolving needs of our members while ensuring ADA compliance so that everyone can access our services without barriers.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to reach out! You can give us a call at (928) 777-6002 or stop by to see how we can assist you today. We're excited to welcome you into the Oneaz family!

Operating Hours

Our team is eager to assist you during our operating hours: Monday and Friday from 9 AM to 6 PM, and Tuesday through Thursday from 9 AM to 5 PM. Whether you're dropping by for a quick transaction or need more time for detailed banking needs, we're here when you need us!

Parking and Accessibility

We understand that easy access is important, which is why we offer ample parking for our members. Our branch is also designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.

Services Offered

At Oneaz, we provide a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, our experienced staff is ready to help you achieve your financial goals. Plus, if you prefer banking on the go, we offer online and mobile banking options. Need cash? We have an ATM available on-site, along with drive-thru services for those quick visits.

Member Eligibility

At Oneaz, we believe that everyone deserves to be part of a caring community. Becoming a member is simple and welcoming! To join us at our branch located at 550 E Gurley St Prescott Az 86301, you need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're already on your way to enjoying all the benefits we offer. Additionally, family members of current members are also encouraged to join. This means more people can share in our mission of providing personalized financial services and support. For detailed information about eligibility requirements, feel free to check out this helpful resource: Membership Eligibility. Once you're ready to take the next step towards membership, opening an account with us is straightforward and convenient! You can start your journey online by visiting our Account Opening page or give us a call at (928) 777-6002 if you have any questions. We're here to help make your transition into our community smooth and enjoyable!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer tailored merchant services that simplify transactions for local businesses. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our solutions provide fast processing times, ensuring that funds are available when you need them most. Visit us at 550 E Gurley St Prescott Az 86301 in Prescott, AZ, or call us at (928) 777-6002 to discover how our business banking and commercial services can support your journey towards success!

Comprehensive List Of Services

Business Banking

For our business members, we understand that managing finances can be complex. That's why we provide business banking services, including merchant services that simplify transactions for your customers and business loans tailored to help you grow.

Convenient Digital Banking

In today's fast-paced world, convenience is key. With online and mobile banking at Prescott Gurley, you can access your accounts anytime, anywhere. Our digital features allow you to check balances, transfer funds, pay bills, and even send money to friends all from your smartphone or computer. Need cash? Our ATMs provide easy access for withdrawals and balance checks without any hassle.

Drive-Thru & ATM Services

If you prefer face-to-face interactions but are short on time, our drive-thru banking makes deposits, withdrawals, and simple transactions quick and easy. This ensures that whether you're in a rush or just want the comfort of seeing a friendly face at the window, we've got you covered.

Financial Flexibility

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. These options help you manage bills or unplanned costs with ease. Plus, our credit cards come with rewards that let you earn while you spend perfect for those who love to shop or travel.

Get Started Today!

We invite you to explore all that Oneaz has to offer by visiting us at 550 E Gurley St Prescott Az 86301 or giving us a call at (928) 777-6002. Join our community today and experience how our comprehensive range of services can enhance your financial journey!

Personal Banking

Whether you're looking to open a new checking or savings account, we have options designed for various lifestyles and financial habits. Our personal banking services are straightforward and user-friendly, allowing you to manage your finances effectively. For those who need a little extra help, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of a new car without the stress of complicated terms. If you're planning to buy a home, our mortgage loans and refinancing solutions are here to guide you through every step of the process.

Digital & Online Banking

Key Features

Our mobile application makes banking even simpler. With features like mobile payments, you can make quick and secure transactions directly from your smartphone. Plus, our electronic signature authorization allows for fast document signing without the need to visit a branch saving you time and hassle. For those who prefer a paperless approach, we offer e-statements that are not only environmentally friendly but also easy to access. You can review your statements anytime and keep track of your spending without cluttering your mailbox. If you ever need to send money to friends or family quickly, our person-to-person transfer feature has got you covered. Just a few taps on your phone, and the money is on its way!

Security and Accessibility

At Oneaz, security is a top priority. Our online services are equipped with advanced security features to protect your personal information while providing an easy-to-navigate experience. You can rest assured knowing that your financial data is safe with us. In today's fast-paced world, managing your finances shouldn't be complicated. Our digital banking options provide accessibility and ease-of-use that cater to all members of our community. Experience the convenience of modern banking with Oneaz today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 409,098, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $67,291,740. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 550 E Gurley St Prescott Az 86301 or call (928) 777-6002 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $18,962 in used auto loans and $2,272,424,037 in total loans and leases.

Strong Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry. We have already issued over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners in need of capital to grow and expand their operations, we have outstanding commercial loans totaling $354,842,508. These loans are aimed at supporting local businesses in achieving their potential while fostering economic growth within our community. At Oneaz, we're committed to helping you navigate your borrowing needs efficiently and affordably. For more information about any of our loan products or to discuss your specific requirements with one of our representatives, please don't hesitate to reach out at 928-777-6002. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and let's work together towards your financial future!

Credit Lines and Unsecured Loans

For those looking for flexibility, we offer total credit lines amounting to $976,870,303. These lines are perfect for managing unexpected expenses or funding projects without taking on traditional debt. Additionally, we provide unsecured credit card loans totaling $84,546,231, designed to help members manage their finances effectively with flexible repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485. We make buying or refinancing simple with clear terms and competitive rates. If you're interested in refinancing your existing mortgage or exploring eligibility options for first-time buyers, our knowledgeable staff can guide you through the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By partnering with legitimate financial institutions, LendMesh provides verified data that you can trust.

Take Action Today

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ONEAZ CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans