ONEAZ CREDIT UNION

Welcome to Oneaz, your trusted financial partner in Prescott Valley, Arizona! Located at 7111 Pav Way, we have been serving our community since 1972. With a commitment to fostering financial well-being, we proudly support over 199,000 members who rely on us for their banking needs. At Oneaz, we understand that every member's journey is unique. That's why our dedicated team of 513 employees, led by CEO Brandon Michaels and Board President Jon Borge, is here to provide personalized service tailored to your specific requirements. Our branch offers a range of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to save for the future or secure a loan for a new vehicle, we're here to help. With total assets exceeding $3.36 billion and total deposits of $200 million, Oneaz stands as a pillar of strength in the community. We are proud of our financial health, boasting a net worth of $322 million and cash in hand amounting to $19 million. This ensures that we can continue providing competitive rates and exceptional service to all our members. While you can visit us at our Prescott Valley branch, any official correspondence should be directed to the same address: 7111 PAV WAY, PRESCOTT VALLEY, AZ 86314. If you have questions or need assistance, don't hesitate to reach out at 928-777-6121. Join us in building a brighter financial future together visit our website at oneazcu.com or stop by today!

At Oneaz, we believe that everyone deserves a supportive financial community, and becoming a member is just a step away! If you live, work, or worship in the Prescott Valley area, you're likely eligible to join us. We welcome individuals from various backgrounds and are committed to serving our members with exceptional banking services tailored to your needs. To learn more about the specific eligibility requirements and find out if you qualify, check out our detailed guidelines at https://www.oneazcu.com/about/about-us/membership/ . Joining Oneaz is an easy process that opens doors to numerous benefits, including personalized financial advice and competitive rates on loans and savings. Ready to take the next step? You can conveniently open an account online by visiting https://www.oneazcu.com/personal/loans/ , or feel free to give us a call at (928) 777-6121 if you have any questions. We're excited to help you become part of our growing family at Oneaz, located at 7111 Pav Way Prescott Valley Az 86314!

At Oneaz, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial journey, ensuring that you can trust us with your savings and loans. With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is also reflected in our lending capacity: we have $18,962 in used auto loans and $2,272,424,037 in total loans and leases. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $67,291,740. Total Share Accounts: 409,098, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 7111 Pav Way Prescott Valley Az 86314 or call (928) 777-6121 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Oneaz, we understand that life is full of opportunities and challenges that may require financial support. Whether you're looking to buy a new vehicle, refinance your mortgage, or manage your expenses with a credit card, we have a range of loan products designed to meet your needs. Located at 7111 Pav Way, Prescott Valley, AZ 86314, our branch is here to help you navigate your financial journey. With over 69,922 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have facilitated over $245,670,310 in new vehicle loans and $398,307,582 in used vehicle loans already helping members get on the road. If you're considering homeownership or refinancing an existing mortgage, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485. We make the process simple and straightforward so you can focus on what matters most: enjoying your new home. For those who need business financing, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand your business. We cater to both individual and commercial borrowers with flexible solutions tailored for various financial situations. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $84,546,231 in unsecured credit card loans helping members manage their finances effectively, you can enjoy the convenience of easy access to funds when needed. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 928-777-6121 during our operating hours: Monday and Friday from 9 AM to 6 PM; Tuesday through Thursday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Oneaz Credit Union, we're committed to providing clear information about our offerings so you can make informed decisions about your financial future.

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