OneAZ Credit Union Prescott Valley AZ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Oneaz, your trusted financial partner in Prescott Valley, Arizona! Located at 7111 Pav Way, we have been serving our community since 1972. With a commitment to fostering financial well-being, we proudly support over 199,000 members who rely on us for their banking needs. At Oneaz, we understand that every member's journey is unique. That's why our dedicated team of 513 employees, led by CEO Brandon Michaels and Board President Jon Borge, is here to provide personalized service tailored to your specific requirements. Our branch offers a range of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to save for the future or secure a loan for a new vehicle, we're here to help. With total assets exceeding $3.36 billion and total deposits of $200 million, Oneaz stands as a pillar of strength in the community. We are proud of our financial health, boasting a net worth of $322 million and cash in hand amounting to $19 million. This ensures that we can continue providing competitive rates and exceptional service to all our members. While you can visit us at our Prescott Valley branch, any official correspondence should be directed to the same address: 7111 PAV WAY, PRESCOTT VALLEY, AZ 86314. If you have questions or need assistance, don't hesitate to reach out at 928-777-6121. Join us in building a brighter financial future together visit our website at oneazcu.com or stop by today!

Branch History & Mission

Our Journey

Since opening our doors at 7111 Pav Way, Prescott Valley, AZ 86314, Oneaz has seen remarkable growth and transformation. With total assets now exceeding $3.36 billion, we take pride in offering a wide range of financial services that empower individuals and families. Over the years, we've built strong relationships with our members by providing personalized service and innovative solutions that make banking easier and more accessible. Our journey has been marked by several key milestones, including the introduction of digital banking services that allow members to manage their finances anytime and anywhere. We have embraced technology while ensuring our facilities are ADA compliant, making banking accessible to everyone in Prescott Valley.

Our Mission

At Oneaz, our mission is simple yet profound: to improve the financial well-being of our members and support the communities we serve. We are dedicated to providing exceptional financial services that enhance lives while fostering an environment of trust and respect. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we are here to help you achieve your goals. We believe in giving back to Prescott Valley through various community outreach programs and partnerships. By investing in local initiatives and supporting charitable organizations, we strive to make a positive impact on those around us.

Visit Us Today

While members can visit us at 7111 Pav Way for all their banking needs, official correspondence should be sent to our mailing address at 7111 PAV WAY, PRESCOTT VALLEY, AZ 86314. You can reach us at (928) 777-6121 during our operating hours: Monday and Friday from 9 AM to 6 PM; Tuesday through Thursday from 9 AM to 5 PM. With ATM availability and drive-thru banking services for added convenience, we invite you to experience what makes Oneaz special. Join us today and become part of a credit union that truly cares about its members and community! For more information about membership eligibility or to open an account online, visit us at Oneaz.

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance, don't hesitate to call us at 928-777-6121. We're here to help you navigate your financial journey with ease. Come see us today at Oneaz in Prescott Valley where community banking meets convenience!

Convenient Access

Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services without hassle. If you're in a hurry, take advantage of our drive-thru banking service for quick transactions such as deposits and withdrawals. For those who prefer to bank at their own pace, we also offer a reliable ATM on-site for cash withdrawals and balance checks.

Operating Hours That Fit Your Schedule

We understand that life can be busy, so we've designed our operating hours to accommodate your schedule. Visit us Monday and Friday from 9 AM to 6 PM or stop by Tuesday through Thursday from 9 AM to 5 PM. Our friendly staff is ready to assist you during these hours with everything from checking accounts and auto loans to personal loans and mortgage refinancing. While members can visit us at 7111 Pav Way Prescott Valley Az 86314, official correspondence should be sent to our mailing address at 7111 PAV WAY, PRESCOTT VALLEY, AZ 86314.

Member Eligibility

At Oneaz, we believe that everyone deserves a supportive financial community, and becoming a member is just a step away! If you live, work, or worship in the Prescott Valley area, you're likely eligible to join us. We welcome individuals from various backgrounds and are committed to serving our members with exceptional banking services tailored to your needs. To learn more about the specific eligibility requirements and find out if you qualify, check out our detailed guidelines at https://www.oneazcu.com/about/about-us/membership/. Joining Oneaz is an easy process that opens doors to numerous benefits, including personalized financial advice and competitive rates on loans and savings. Ready to take the next step? You can conveniently open an account online by visiting https://www.oneazcu.com/personal/loans/, or feel free to give us a call at (928) 777-6121 if you have any questions. We're excited to help you become part of our growing family at Oneaz, located at 7111 Pav Way Prescott Valley Az 86314!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, making it easy for you to accept payments from customers. Whether it's in-store or online, we provide reliable solutions that keep your cash flow steady. Located at 7111 Pav Way Prescott Valley Az 86314 in Prescott Valley, AZ, we invite you to visit us or call (928) 777-6121 to learn more about how our services can help your business thrive. Let's work together to unlock your business potential!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect with Us

With all these services available at Oneaz, there's no better time than now to get started on achieving your financial goals. If you have any questions or want to learn more about how we can assist you, please reach out at (928) 777-6121 or visit us at https://www.oneazcu.com/. We're excited to help you navigate your financial journey! Let's take the next step together join us today!

Convenient Access Anytime

Understanding that convenience is key in today's fast-paced world, we offer ATM access and drive-thru services for quick transactions like deposits and withdrawals. Our digital banking features mean you don't have to visit us in person if you prefer not to. You can handle many of your banking needs from the comfort of your home or on the go.

Home Financing Options

If you're thinking about buying a home or refinancing your current mortgage, Oneaz offers mortgage loans tailored just for you. We understand that purchasing a home is one of the biggest decisions you'll ever make, which is why our team is here to guide you through every step of the process. With various options available, you'll find a mortgage solution that fits your lifestyle and budget.

Personal Banking Made Simple

Our personal banking offerings include checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills right from your smartphone! For those looking to finance a new vehicle or consolidate debt, we provide auto loans and personal loans that come with competitive rates and flexible terms. Plus, our credit cards with rewards make every purchase a little more rewarding.

Support for Your Business

For our business members, we offer comprehensive banking services including merchant services and business loans. Whether you're just starting out or looking to expand, our business banking team can provide the support you need to thrive. We know how important it is for businesses to have reliable financial partners let us help you achieve your goals.

Digital & Online Banking

Key Services

Our online banking platform is designed to be user-friendly and accessible 24/7. You can easily check your account balance, make transfers, and pay bills whenever it suits you best. Just visit us at https://www.oneazcu.com/ to get started. With features like E-Statements, you can go paperless and access your financial documents anytime, helping you stay organized while protecting the environment. Plus, our Electronic Signature Authorization means you can sign important documents without needing to visit a branch saving you time and hassle. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send money instantly to friends or family members right from your phone. And if you're someone who loves using mobile payments, you're in luck! Our services support this feature, making transactions smoother than ever.

Mobile Application

For those who prefer banking on their smartphones, our Mobile Application provides everything you need at your fingertips. From managing accounts to making payments, it's designed for easy navigation so you can complete tasks in no time. At Oneaz, we prioritize your security with robust measures in place to keep your information safe as you bank online. With real-time account management and easy accessibility, we make sure that whether it's day or night, your banking experience is efficient and worry-free. So why wait? Embrace the ease of digital banking with us today!

Financial Strength

At Oneaz, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial journey, ensuring that you can trust us with your savings and loans. With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is also reflected in our lending capacity: we have $18,962 in used auto loans and $2,272,424,037 in total loans and leases. Our operational efficiency is highlighted by our $14,510,320, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $67,291,740. Total Share Accounts: 409,098, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 7111 Pav Way Prescott Valley Az 86314 or call (928) 777-6121 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Oneaz, we understand that life is full of opportunities and challenges that may require financial support. Whether you're looking to buy a new vehicle, refinance your mortgage, or manage your expenses with a credit card, we have a range of loan products designed to meet your needs. Located at 7111 Pav Way, Prescott Valley, AZ 86314, our branch is here to help you navigate your financial journey. With over 69,922 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have facilitated over $245,670,310 in new vehicle loans and $398,307,582 in used vehicle loans already helping members get on the road. If you're considering homeownership or refinancing an existing mortgage, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485. We make the process simple and straightforward so you can focus on what matters most: enjoying your new home. For those who need business financing, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand your business. We cater to both individual and commercial borrowers with flexible solutions tailored for various financial situations. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $84,546,231 in unsecured credit card loans helping members manage their finances effectively, you can enjoy the convenience of easy access to funds when needed. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 928-777-6121 during our operating hours: Monday and Friday from 9 AM to 6 PM; Tuesday through Thursday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Oneaz Credit Union, we're committed to providing clear information about our offerings so you can make informed decisions about your financial future.

Loan Aggregator

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ONEAZ CREDIT UNION - Prescott Valley, AZ

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Home Equity Loans

Personal Loans

Vehicle Loans

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