OneAZ Credit Union Phoenix AZ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Oneaz, your trusted partner in financial wellness since 1972! Located at 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027, we are proud to serve our community with a commitment to excellence and personalized service. With over 199,000 members, Oneaz has become a cornerstone of financial support in the Phoenix area. Our robust assets of $3,362,434,189 ensure that we can offer competitive rates and valuable services tailored just for you. At Oneaz, we believe in fostering strong relationships with our members. Our dedicated team, led by CEO Brandon Michaels and Board President Jon Borge, is here to help you navigate your financial journey. Whether you're looking for a new auto loan or seeking the best savings account options, we've got you covered. In fact, we've facilitated over 69,922 loans and leases, reflecting our commitment to supporting your dreams. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027-1261. If you have any questions or need assistance, don't hesitate to reach out at 602-452-4800. Join us as we continue to build a brighter financial future together. Explore our offerings by visiting our website today!

Branch History & Mission

Looking Ahead

As we look to the future, we remain dedicated to enhancing our digital offerings and customer experiences. With online banking options available 24/7 and mobile payment capabilities, managing finances has never been easier or more convenient. We invite you to join us at Oneaz. Experience firsthand the benefits of being part of a community-focused credit union that genuinely cares about your financial well-being. Whether you're opening your first account or seeking advice on loans, we're here to help every step of the way. Call us today at (602) 452-4800 or visit our website at Oneaz to learn more about how we can assist you on your financial journey!

Our Commitment to Community

Our mission centers around more than just financial services; it's about making a real impact in the lives of those we serve. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions tailored to meet the unique needs of our members. We also focus on community outreach initiatives, partnering with local organizations to support events that uplift and empower residents of Phoenix. While members can visit us at 2355 W Pinnacle Peak Rd Phoenix Az 85027, official correspondence should be sent to 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027-1261. We aim to create an inclusive environment where everyone feels valued and supported. Our branch is equipped with modern technology to ensure accessibility for all members, including ADA compliance features.

Branch Location & Accessibility

Welcome to Oneaz, your friendly neighborhood credit union located at 2355 W Pinnacle Peak Rd in the beautiful city of Phoenix, AZ. Our branch is easily accessible and nestled in the heart of Maricopa County, making it a convenient stop for all your banking needs. Just a stone's throw away from popular local spots, our location offers both ease of access and a welcoming environment. While members can visit us at our branch address, official correspondence should be sent to the same address: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027-1261. We understand that accessibility is key; that's why our branch is designed with features that cater to everyone, including ADA-compliant ramps and ample parking spaces. At Oneaz, we're committed to serving you during our lobby hours from Monday to Friday, open from 9 AM to 5 PM. Whether you need assistance with personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated staff is here to help. Plus, if you're on the go, you can take advantage of our ATM services available right outside our branch. Although we don't offer drive-thru banking at this location, we ensure a quick and friendly experience inside. If you have any questions or need further assistance, feel free to give us a call at 602-452-4800. We invite you to stop by and experience the Oneaz difference where community and convenience come together!

Member Eligibility

Becoming a member of Oneaz means joining a welcoming community that truly cares about your financial well-being. If you live, work, or attend school in the area served by Oneaz, you're likely eligible for membership! This includes anyone who is part of the local community whether you're just starting out or looking to manage your finances more effectively. As a member, you'll enjoy benefits like competitive loan rates, personalized service, and access to a wide range of financial products designed to help you succeed. To make things even easier, opening an account is a straightforward process! You can find all the details on how to get started by visiting our website at https://www.oneazcu.com/personal/loans/ . For any questions or if you want to chat about membership options, feel free to give us a call at (602) 452-4800. For more specific eligibility criteria, check out this resource: https://www.oneazcu.com/about/about-us/membership/ . We're excited to welcome you into the Oneaz family at 2355 W Pinnacle Peak Rd Phoenix Az 85027!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services tailored for today's marketplace. Imagine easily processing payments at your store or online while keeping track of sales seamlessly. Our services help you focus on what matters most growing your business. Visit us at 2355 W Pinnacle Peak Rd Phoenix Az 85027 in Phoenix, AZ, or call us at (602) 452-4800 to learn how we can assist you in achieving your business goals. Let's build your future together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. At Oneaz, we understand that managing a business requires flexibility and support, so we're here to provide solutions that help your venture thrive.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why our online and mobile banking platforms allow you to check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments right from your smartphone. Plus, if you ever have questions or need assistance, our dedicated team is just a phone call away at (602) 452-4800. We invite you to explore all that Oneaz has to offer at our location in 2355 W Pinnacle Peak Rd Phoenix Az 85027 or visit us online at Corporate Hq. With so many services available under one roof, we're confident you'll find exactly what you need. Ready to take the next step? Stop by today or give us a call! We look forward to serving you!

Loans and Financing

When it comes to financing, Oneaz has you covered with a variety of loan options. If you're considering buying a new car, our auto loans and vehicle financing make it simple to drive off in your dream vehicle without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and flexible terms tailored just for you. If you're facing unexpected expenses or need some extra cash flow, our personal loans and debt consolidation options can help ease financial stress. Plus, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases!

Personal Banking

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with no monthly fees and competitive interest rates. You can also enjoy the convenience of our online and mobile banking features, allowing you to manage your accounts from anywhere at any time. Need cash? Our ATMs offer basic access for withdrawals and balance checks, ensuring that your money is always within reach.

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform is available 24/7 at https://www.oneazcu.com/ . You can check your account balances, view transaction history, and even pay bills without stepping foot in a branch. Plus, our user-friendly interface makes it easy to navigate through all the features.

E-Statements and Mobile Access

Say goodbye to paper clutter! With e-statements available, you can access your statements whenever you need them no more waiting for the mail. Our mobile application provides another layer of convenience, allowing you to manage your accounts on the go. Download it today and enjoy banking at your fingertips!

Effortless Payments and Transfers

Need to send money quickly? Our person-to-person transfer feature makes it simple to send money to friends or family instantly. Plus, with mobile payments enabled, you can make purchases directly from your smartphone making transactions smoother than ever. At Oneaz, we're committed to making banking easier for you. Whether you're at home or on the move, our digital services provide the accessibility and real-time account management you deserve. Experience modern banking today!

Enhanced Security Features

Security is our top priority. We use advanced encryption technology to ensure that your personal and financial information remains safe. With electronic signature authorization available, you can sign important documents securely from the comfort of your home.

Financial Strength

Building Trust Through Transparency

Total Share and Deposit Accounts stand at 409,098, showing a strong and growing member base that trusts us with their finances. This trust is essential as we work together towards achieving your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 2355 W Pinnacle Peak Rd Phoenix Az 85027 or call (602) 452-4800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Committed Team Ready to Assist

We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can count on us for assistance whenever you need it.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our focus on efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. This operational strength allows us to stay flexible and responsive to your needs.

Reinvestment for Growth

With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you receive the best possible services tailored to your needs.

Secure Savings Opportunities

Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. This approach helps protect your investments while allowing them to grow over time.

Solid Financial Foundations

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $18,962 in used auto loans and $2,272,424,037 in total loans and leases available to support your financial goals across various sectors. Whether you're looking to purchase a vehicle or secure a loan for personal projects, we've got you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or a used vehicle, we have flexible options tailored for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funds for operational expenses, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We believe that owning a home should be accessible to everyone, and our dedicated team is here to guide you through every step of the process.

Refinancing Options

If you're looking for ways to improve your current loan terms, we offer refinancing options across many of our loan products. This can help lower monthly payments or reduce overall interest costs, making it easier for you to manage your financial commitments. Feel free to reach out to us at (602) 452-4800 if you have any questions about our loan offerings or eligibility requirements. Our knowledgeable staff is ready to assist you in finding the right solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Oneaz, we're committed to empowering our members with smart financial solutions that make life easier.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your everyday spending while keeping your finances manageable.

Loan Aggregator

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ONEAZ CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans