OneAZ Credit Union Oro Valley AZ | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Oneaz, your trusted financial partner right here in Oro Valley, AZ! Located at 10718 N Oracle Rd, our credit union has been serving the community since 1972. With a strong membership of over 199,000 members and total assets reaching an impressive $3.36 billion, we are dedicated to providing financial solutions that cater to your unique needs. At Oneaz, we believe in the power of community and are committed to making a positive impact in Oro Valley. Our experienced team, led by CEO Brandon Michaels and Board President Jon Borge, works tirelessly to offer you a range of services from personal banking and auto loans to business financing. With over 513 employees, we ensure personalized service every step of the way. Our financial strength is evident in our solid figures: we have total loans amounting to 69,922 and total deposits of $200,445,322. With a net worth of $322,945,765 and cash reserves totaling $19,158,609, you can trust that your money is safe with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 10718 N Oracle Rd, Oro Valley, AZ 85737-9338. Ready to take the next step towards better financial health? Call us today at 520-784-5179 or visit our website at oneazcu.com for more information on how we can assist you!

Branch History & Mission

Community-Centric Services

While you can visit us at 10718 N Oracle Rd, official correspondence should be sent to 10718 N Oracle Rd, Oro Valley, AZ 85737-9338 if needed. Our operating hours are convenient for all: Monday and Friday from 9 AM to 6 PM, and Tuesday through Thursday from 9 AM to 5 PM. We also offer ATM availability for quick access to your funds when you need it most. Although we do not have drive-thru services or shared service centers at this location, our commitment to online and mobile banking ensures that you can manage your finances anytime, anywhere.

Join Us Today!

As we look forward to the future, we invite you to be part of the Oneaz family. Experience firsthand how we prioritize your financial health while nurturing our vibrant community spirit. Whether you're looking for loans or simply want guidance on your finances, we're here for you every step of the way. Join us today at Oneaz where community meets commitment! For more information about membership or services, please call us at 520-784-5179 or visit our website at oneazcu.com. Let's build a brighter future together!

Our Evolution

Since opening our doors, Oneaz has remained committed to supporting the financial well-being of our members. Over the years, we have expanded our services and offerings to meet the diverse needs of our community. From personal banking solutions such as checking and savings accounts to auto loans and mortgage financing, we strive to provide accessible and affordable financial products. Our total assets now exceed $3.36 billion, showcasing our stability and dedication to responsible growth. Oneaz is more than just numbers; it represents dreams fulfilled and goals achieved. We take pride in being part of our members' journeys, helping them navigate their financial lives with confidence. Today, with 199,112 members and counting, our impact continues to resonate throughout Oro Valley.

Our Mission

At the heart of Oneaz's mission is a commitment to enhance the lives of our members and the community we serve. We believe in providing exceptional financial services while fostering an environment of trust and support. Our goal is simple: to empower individuals and families by offering tailored solutions that help them thrive financially. We understand that banking goes beyond transactions. That's why we engage in various community outreach initiatives designed to uplift those around us. Whether through partnerships with local organizations or hosting educational workshops, we are dedicated to making a positive difference in Oro Valley.

Branch Location & Accessibility

Accessibility Features

At Oneaz, we prioritize your comfort and convenience. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring that everyone can visit us easily. Whether you're coming in for personal banking or need assistance with a loan, our friendly staff is ready to help you.

Get in Touch

Have questions? Feel free to call us at 520-784-5179 for more information about our services or anything else you may need. We invite you to come visit Oneaz in Oro Valley where personalized service meets community spirit! Whether you're opening an account or exploring loan options, we're excited to assist you on your financial journey.

Operating Hours

We understand that life gets busy. That's why we're open Monday through Friday from 9 AM to 6 PM and Tuesday through Thursday until 5 PM. This schedule allows you ample opportunity to drop by when it's most convenient for you.

Services Offered

Our branch offers a variety of services designed to support both individuals and businesses. From checking and savings accounts to auto loans and credit cards, we've got what you need. Plus, if you're on the go, take advantage of our ATM availability for quick cash withdrawals or balance checks without any hassle.

Member Eligibility

Joining the Oneaz family means becoming part of a caring community that's dedicated to your financial well-being. At Oneaz, we welcome individuals who live, work, worship, or attend school in our service areas. This means if you're part of the vibrant Oro Valley community or nearby, you're likely eligible to enjoy all the benefits we offer. Plus, membership isn't just about access; it's about being part of a supportive network that prioritizes your needs with personalized services and competitive rates. If you're ready to take the next step, opening an account is simple! You can find more details about eligibility and how to become a member by visiting this link. If you have any questions or need assistance, feel free to call us at (520) 784-5179. We're excited to welcome you into our Oneaz family at 10718 N Oracle Rd, Oro Valley, AZ 85737!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions easy. Imagine running your day-to-day operations smoothly with fast payment processing, allowing you to focus more on serving your customers. From point-of-sale systems to online payment options, we equip you with the tools needed to thrive in a competitive market. Visit us at 10718 N Oracle Rd Oro Valley Az 85737 in Oro Valley, AZ, or give us a call at (520) 784-5179 to explore how our business banking solutions can help you achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans. Your business deserves the best tools for growth, which is why our offerings are designed to support you every step of the way.

Convenient Access

Convenience is key at Oneaz. With our ATM services, accessing cash is quick and easy. You can perform basic transactions like withdrawals and balance checks without any hassle. In today's fast-paced world, having access to reliable digital banking features ensures that you can manage your finances anytime and anywhere. Our online platform provides all the tools you need right at your fingertips. We invite you to explore all these services and more by visiting us or giving us a call at (520) 784-5179. Join us at Oneaz where your financial success is our priority! For more information on how to become a member or open an account, visit our website. We look forward to serving you!

Home Loans

For those considering home ownership or refinancing, our mortgage loans cater to all types of buyers. Whether you're a first-time homeowner or looking to upgrade, we're here to provide personalized support throughout your journey. Our mortgage specialists are ready to assist you in finding the perfect loan that fits your budget.

Personal Banking Services

When it comes to personal banking, we understand that everyone's needs are different. That's why we offer various checking and savings accounts designed to suit your lifestyle. Our members can enjoy the benefits of competitive interest rates while easily managing their finances through our online and mobile banking platforms. Imagine checking your balance or transferring funds right from your phone while waiting in line at your favorite coffee shop!

Personal Loans & Credit Cards

If you're facing unexpected expenses or planning a big purchase, our personal loans and credit cards with rewards can help bridge the gap. These options allow you to manage your finances flexibly while earning rewards for your spending. Picture yourself using those rewards for something special just because you chose Oneaz for your banking needs!

Vehicle Financing

Are you thinking about purchasing a new car? At Oneaz, we offer auto loans and vehicle financing options that make driving away in your dream car a reality. With flexible terms and competitive rates, our team can guide you through the process, ensuring you get the best deal possible. We believe that financing should be straightforward and stress-free.

Digital & Online Banking

Accessibility and Real-Time Management

With everything at your fingertips, managing your finances has never been simpler. Whether you're looking to check your balance while waiting in line or pay a bill during lunch, our online banking services provide real-time access whenever you need it. This level of accessibility empowers you to stay on top of your finances easily. In summary, Oneaz is committed to providing innovative solutions that enhance your banking experience. Explore all our digital services today by visiting https://www.oneazcu.com/ and take control of your financial future with confidence!

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills without stepping into a branch. If you're always on the go, our mobile application makes it even easier to keep track of your accounts right from your smartphone. You can enjoy features like person-to-person transfers, making it simple to send money to friends and family in an instant. Security is a top priority at Oneaz. We utilize electronic signature authorization for safe transactions and offer e-statements that allow you to view your account statements securely online. No more waiting for paper statements to arrive in the mail! Plus, with mobile payments available, you can make purchases directly from your phone quickly and securely.

Financial Strength

Growing Member Base

Your trust is reflected in our growing community; we have a total of 409,098 share accounts. This strong member base indicates that many individuals choose Oneaz as their trusted partner for financial matters. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is here for you. Visit us at 10718 N Oracle Rd Oro Valley Az 85737 or call (520) 784-5179 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

We prioritize your savings with $165,856,550 in share certificates and $370,592,625 in money market shares, providing you with stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is solely on benefiting our members. Although we currently have $0 in non-member deposits, all resources are directed towards enhancing your experience through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, allowing us to provide competitive loan rates and solid financial products tailored for our members. Additionally, we take pride in having 461 full-time employees and 52 part-time employees who are always ready to assist you with knowledgeable service.

Reinvestment for Growth

With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our capacity to support your financial goals is evident in our lending portfolio, which includes $18,962 in used auto loans and $2,272,424,037 in total loans and leases.

Strong Financial Health

With a net worth of $322,945,765, we maintain robust financial health that empowers us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 further illustrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand. We recognize that businesses are vital to our community's economy and are here to support your business needs. If you're considering refinancing any existing loans or checking eligibility for one of our products, we encourage you to reach out. Our team is here to answer all your questions and help find the best solution tailored for you. You can visit us at 10718 N Oracle Rd Oro Valley Az 85737, Oro Valley, AZ, or give us a call at (520) 784-5179 during our operating hours: 9-6 Mon & Fri and 9-5 Tues-Thurs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Oneaz can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We aim to guide you through the process and ensure that your journey to homeownership is smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make everyday spending easier while also rewarding you along the way.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Oneaz

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans