OneAZ Credit Union Gilbert AZ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Oneaz at 3349 E Queen Creek Rd, Gilbert, AZ 85297, where we believe that community matters. Established in 1972, our credit union has been dedicated to serving the financial needs of over 199,000 members. With total assets amounting to a robust $3,362,434,189, we are proud to offer a wide range of financial services tailored to empower individuals and businesses alike. At Oneaz, we understand that each member's journey is unique. That's why we provide personalized banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our commitment extends beyond just providing products; it's about building lasting relationships rooted in trust and support. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 3349 E Queen Creek Rd, GILBERT, AZ 85297-8501. With total deposits reaching $200,445,322, and net worth standing at $322,945,765, we ensure your money is safe and well-managed. Our team of 513 employees, led by CEO Brandon Michaels and Board President Jon Borge, is here to help you navigate your financial goals with ease. Whether you have questions or need assistance with our online banking services available through our website at oneazcu.com, don't hesitate to reach out by calling us at 602-644-4610. Join us today and experience the difference with Oneaz where your financial well-being is our priority!

Branch History & Mission

Community Engagement

At Oneaz, we're more than just a credit union; we're part of the Gilbert community. We actively engage in local outreach initiatives and partnerships aimed at uplifting those around us. From sponsoring local events to offering financial literacy workshops, we take pride in making a positive impact beyond banking.

Join Us

As we look forward to the future, we invite you to become part of our growing family at Oneaz. Experience personalized service and discover how we can help you thrive financially. Visit us today at 3349 E Queen Creek Rd or call us at (602) 644-4610 we're excited to welcome you!

Modern Banking Solutions

In today's fast-paced world, we've adopted digital advancements that make banking easier for everyone. Our members enjoy features like online banking, mobile payments, and electronic statements all designed with your convenience in mind. Additionally, our branch is ADA compliant and offers both ATM access and drive-thru services for quick transactions.

Our Legacy

Since opening our doors, Oneaz has been committed to serving the community with integrity and compassion. As we evolved, we embraced innovations that enhance the banking experience while staying true to our mission: to provide accessible financial services that empower individuals and families. Today, we proudly manage total assets of over $3.36 billion, a testament to our members' trust and commitment.

Our Mission

Our mission is simple yet profound: We aim to help our members achieve their financial goals while supporting the community around us. Whether it's through personal banking services like checking and savings accounts, auto loans, or mortgages, we strive to offer solutions tailored to individual needs. We believe in building strong relationships with our members, understanding their unique situations, and providing guidance every step of the way. While members can visit us at 3349 E Queen Creek Rd Gilbert Az 85297, official correspondence should be sent to 3349 E Queen Creek Rd, GILBERT, AZ 85297-8501. This ensures that you stay connected with us no matter where life takes you.

Branch Location & Accessibility

Accessibility Features

At Oneaz, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily access our services. You'll feel right at home as you walk through our doors.

Convenient Location

Our branch is conveniently situated near several local landmarks, making it easy for you to find us. Whether you're coming from the bustling downtown area or nearby residential neighborhoods, we're just a short drive away. Plus, with ample parking available right outside, visiting us is hassle-free. While members can visit us at 3349 E Queen Creek Rd, official correspondence should be sent to the same address for consistency.

Operating Hours and Services

We understand that your time is valuable. That's why we offer flexible operating hours: Monday and Friday from 9 AM to 6 PM, and Tuesday through Thursday from 9 AM to 5 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our dedicated team is here to help during these hours. For added convenience, we also provide ATM services and a drive-thru banking option for quick deposits and withdrawals without leaving your car. This means that whether you're on the go or have a few moments to spare, accessing your funds has never been easier.

Reach Out Today!

If you have questions or need assistance, don't hesitate to call us at 602-644-4610. We invite you to stop by our branch and experience the Oneaz difference for yourself. Your financial wellness is our priority!

Member Eligibility

Joining Oneaz is more than just opening a bank account; it's about becoming part of a welcoming community that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility requirements, which are designed to ensure that everyone feels included. Typically, anyone who lives, works, worships, or attends school in the area around 3349 E Queen Creek Rd Gilbert Az 85297 can join. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle, Oneaz is here to support you every step of the way. Opening an account is easy and straightforward. You can find all the details you need by visiting our website at https://www.oneazcu.com/about/about-us/membership/ , where we outline the specific criteria and guide you through the process. If you have any questions or would like assistance, feel free to reach out to us at (602) 644-4610. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a busy café that wants to streamline payments. With our merchant services, they can accept card payments quickly and securely, giving their customers a better experience while keeping their cash flow smooth. Whether you're a startup or an established company, our tailored solutions are designed to meet your specific needs. Partner with us at Oneaz today and discover how our business banking and commercial services can help your venture succeed! For more information, call us at (602) 644-4610 or visit our website at Oneaz.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know access matters. With our extensive network of ATMs and convenient drive-thru service at our branch located at 3349 E Queen Creek Rd Gilbert Az 85297, withdrawing cash or making deposits is quick and hassle-free. Stop by anytime during our operating hours: 9 AM - 5 PM on Monday & Friday; 9 AM - 6 PM on Tuesday through Thursday. At Oneaz, we're proud to serve the members of our community with these essential financial services. If you're ready to take the next step in achieving your financial goals, give us a call at (602) 644-4610 or visit us today! Let us partner with you on this journey toward financial success.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Oneaz, we offer competitive auto loans and vehicle financing to help you get behind the wheel of your dream vehicle without breaking the bank. We work with you to find terms that fit your budget, making car ownership more accessible than ever.

Business Banking Services

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our tailored services will support your growth.

Credit Cards with Rewards

With our credit cards featuring rewards, spending can actually work in your favor! Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's an easy way to maximize your spending potential while enjoying all the benefits of membership.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Oneaz offers robust online and mobile banking services, allowing you to manage your finances anytime, anywhere. From transferring funds and paying bills to checking balances with just a few taps on your smartphone banking has never been easier!

Mortgage Loans & Refinancing

For those ready to buy a home or refinance their current mortgage, our mortgage loans provide flexible options and rates designed for every situation. Whether you're a first-time homebuyer or looking to reduce monthly payments, we're here to guide you through every step of the process.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are tailored for convenience and growth. Imagine having an account that not only keeps your money safe but also earns you interest! With our checking and savings accounts, you can manage your day-to-day expenses while building your savings effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options. These loans can help you tackle large purchases or consolidate existing debts into one manageable payment, giving you peace of mind and financial stability.

Digital & Online Banking

Convenient Online Access

Our 24/7 online banking services allow you to check your balance, pay bills, and transfer funds anytime, anywhere. Whether you're at home or on the go, real-time account management is just a few clicks away. No more rushing to the branch before closing time; you can take care of your banking needs whenever it suits you.

Mobile Banking on Your Terms

For those who prefer banking on their smartphones, our mobile application is available for download, giving you access to all these features right in your pocket. You can even make mobile payments directly from the app, making transactions as smooth as possible. The user-friendly interface ensures that even those new to digital banking will find it simple and straightforward. At Oneaz, we prioritize your security while providing you with the tools necessary for effective financial management. Enjoy peace of mind knowing that your information is protected while taking advantage of all the conveniences our digital services offer. Embrace modern banking with us today!

User-Friendly Features

We've made banking easy with features like electronic signature authorization, which lets you sign documents securely from your device. Plus, our e-statements ensure you can review your financial activity without the clutter of paper statements. And if you're looking for a quick way to send money to friends or family, our person-to-person transfer service makes it effortless.

Financial Strength

Growing Membership Base

With total share accounts reaching 409,098, it's clear that more members are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. In conclusion, whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 3349 E Queen Creek Rd Gilbert Az 85297 or call (602) 644-4610 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment supports our lending capacity with $18,962 in used auto loans and $2,272,424,037 in total loans and leases, helping you achieve your financial goals across various sectors.

Solid Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're interested in lowering your current car payments.

Business Financing

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand your business. We work closely with local businesses to ensure they have the resources required for success. At Oneaz, we pride ourselves on not only offering competitive loan products but also providing exceptional member service. If you're interested in exploring any of these options or want more information about eligibility, please don't hesitate to reach out at (602) 644-4610 or visit us during our operating hours: 9-5 Tuesday through Thursday and 9-6 on Monday and Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us, and we're committed to helping you every step of the way!

Credit Lines and Personal Loans

For those needing flexibility, our credit lines total $976,870,303, offering you access to funds when you need them most. Additionally, our unsecured credit card loans amounting to $84,546,231 provide an excellent way to manage everyday expenses without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We can guide you through the process and help you find the best terms for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh in connecting consumers with the best available options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for users seeking loans. By relying on verified financial institutions, LendMesh guarantees that the loan information presented is both accurate and trustworthy.

ONEAZ CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans