OneAZ Credit Union Flagstaff AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Oneaz at Flagstaff Sawmill, your trusted financial partner located at 825 E Butler Ave, Flagstaff, AZ 86001. Since our establishment in 1972, we have been dedicated to supporting our community with a range of financial services that cater to the diverse needs of our members. With a growing membership of over 199,112 individuals and total assets reaching an impressive $3,362,434,189, we pride ourselves on being a reliable resource for personal and business banking. At Oneaz, we understand that each member's financial journey is unique. That's why we offer personalized solutions including auto loans, mortgages, credit cards with rewards, and much more. Our total deposits amount to $200,445,322, reflecting the trust our members place in us. Additionally, with a net worth of $322,945,765, you can feel confident knowing your finances are secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027. Whether you prefer in-person assistance or digital banking options like online payments and mobile app services, we've got you covered. Our team is led by CEO Brandon Michaels and Board President Jon Borge, both committed to ensuring that Oneaz remains a pillar of support in the Flagstaff community. With a dedicated staff of 513 employees, we strive to provide exceptional service every day. If you're ready to take the next step in your financial journey or simply want more information about how we can assist you, don't hesitate to reach out! Call us at 928-213-6701 or visit our website at oneazcu.com today!

Branch History & Mission

Community Commitment

Our commitment goes beyond transactions; we actively engage with local organizations and events to contribute positively to the Flagstaff area. By partnering with various community groups, we strive to make a lasting impact through outreach programs that support education, health, and economic development.

Join Us

As we continue this journey of growth and service, we invite you to become part of the Oneaz family. Discover how our range of financial products can help you achieve your goals while benefiting from personalized service in a community-focused environment. Visit us today or learn more about joining by exploring our website at https://www.oneazcu.com/. Experience firsthand the difference of being a member at Oneaz!

Our Journey

Located at 825 E Butler Ave Flagstaff Az 86001, near the heart of Flagstaff, we have grown alongside our community. Over the years, we have expanded our services and offerings to meet the evolving needs of our members. Today, we proudly manage assets totaling $3,362,434,189 while maintaining a focus on personalized service and community engagement. In addition to traditional banking services, we provide innovative solutions that include online and mobile banking, ensuring that our members can access their accounts anytime, anywhere. We also offer essential features like ATMs and drive-thru banking for added convenience.

Our Mission

At Oneaz, our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a strong sense of community. We believe in not just meeting financial needs but also supporting local initiatives and partnerships that uplift those around us. We are committed to providing sound financial guidance and products tailored to the unique circumstances of each member whether it's helping with auto loans, mortgages, or personal loans. Our team is always ready to assist you in navigating your financial journey. While members can visit us at 825 E Butler Ave Flagstaff Az 86001, official correspondence should be sent to 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027 if different. You can reach us at (928) 213-6701 during our operating hours: 9 AM - 6 PM on Mondays and Fridays, 9 AM - 5 PM on Tuesdays, Wednesdays, and Thursdays.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we strive to make banking as easy as possible. Our doors are open from 9 AM to 6 PM on Mondays and Fridays, and from 9 AM to 5 PM on Tuesdays, Wednesdays, and Thursdays. This gives you plenty of time to stop in for personal banking services, whether it's for checking accounts, auto loans, or mortgage options.

Services Offered

At Oneaz, we offer a range of services designed to help you manage your finances effectively. From personal loans and credit cards with rewards to business banking solutions like merchant services, we have something for everyone. You can also take advantage of our ATM availability and drive-thru banking for quick transactions without leaving your car. Whether you're a longtime member or considering joining us for the first time, our friendly staff is here to assist you with any questions or concerns. Don't hesitate to reach out at (928) 213-6701 if you need assistance or want more information about what we offer. Come visit us at Oneaz today! We look forward to welcoming you into our community-focused family!

Member Eligibility

Becoming a member of Oneaz is like joining a welcoming family where your financial well-being is our priority. If you live, work, or attend school in the areas we serve, you're already on the right path to joining us! At Oneaz, we strive to create a supportive environment that offers not just banking services but also financial education and community involvement. We believe in making membership accessible and beneficial for everyone. To explore more about eligibility criteria, feel free to check out this resource: Membership Eligibility. Once you confirm your eligibility, opening an account with us is simple and straightforward. Just give us a call at (928) 213-6701, and our friendly team will guide you through the process. You can also find all the details on how to open an account by visiting Account Opening. Join us at our convenient location at 825 E Butler Ave Flagstaff Az 86001, and let's start building your financial future together!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $354,842,508, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services simplify transactions for your business. Imagine running your operations seamlessly with tools that allow you to accept payments easily, manage cash flow efficiently, and focus on what you do best serving your customers. Located at 825 E Butler Ave Flagstaff Az 86001 in Flagstaff, AZ, we invite you to explore how our tailored financial solutions can empower your business. For more information or to get started, call us at (928) 213-6701 today!

Comprehensive List Of Services

Credit Cards and Business Banking

We believe that rewards should come with spending. That's why our credit cards with rewards offer fantastic benefits that help you earn back on purchases you make every day. For entrepreneurs, we provide tailored business banking services, including merchant services and business loans designed to help your company grow. We know that running a business can be challenging, so we're here to support you with flexible financial options.

Digital Banking Features

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking features allow you to manage your finances anytime, anywhere. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, and pay bills effortlessly. Need cash? Our ATM and cash withdrawal services ensure that access is always within reach. If you prefer face-to-face interactions but still want ease of access, our basic drive-thru banking offers simple transactions like deposits and withdrawals without stepping inside the branch.

Get Started Today!

At Oneaz, we're more than just a credit union; we're your partner in achieving financial success. Whether you're an individual looking for personal finance solutions or a business owner needing support, we've got something for everyone. Want to learn more about how we can help you? Give us a call at (928) 213-6701 or visit us at our branch in Flagstaff, AZ. We're excited to assist you in reaching your financial goals!

Personal Banking Services

For everyday banking, we offer checking and savings accounts that fit your lifestyle. Imagine easily accessing your funds while enjoying competitive interest rates this is what we aim to provide. If you're considering buying a car or need financing for one, our auto loans and vehicle financing options make the process smooth and hassle-free. We understand how important it is to get behind the wheel without financial stress. When it comes to securing your dream home, look no further than our mortgage loans and refinancing services. Our experts guide you through every step, ensuring you understand your options fully. For those unexpected expenses or projects you've been putting off, our personal loans and debt consolidation solutions can give you the financial relief you need.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services available at https://www.oneazcu.com/, you can check balances, pay bills, and transfer money without having to visit a branch. Need to send money to a friend? Our person-to-person transfers make it easy to share funds instantly. Plus, with our mobile payments feature, paying for goods and services is as simple as tapping your phone. Security is paramount in everything we do. You can rest assured knowing that our platform includes electronic signature authorization for safe transactions and e-statements that keep your financial documents secure and easily accessible. If you prefer managing your accounts on the go, our mobile application offers all the tools you need at your fingertips. Whether you're making deposits or checking recent transactions, everything is user-friendly and designed for real-time account management. In today's fast-paced world, banking should be simple and efficient. That's why at Oneaz, we're committed to providing you with a hassle-free digital experience that fits into your lifestyle seamlessly. Join us today and take advantage of these innovative services!

Financial Strength

A Dedicated Team

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 52 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 409,098, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $67,291,740 provide additional assurance of our commitment to growth and stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oneaz is your trusted partner. Visit us at 825 E Butler Ave Flagstaff Az 86001 or call (928) 213-6701 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $314,420,578 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is reflected in our lending capacity; we offer $18,962 in used auto loans and $2,272,424,037 in total loans and leases.

Secure Savings for Members

Members' savings are secured through $165,856,550 in share certificates and $370,592,625 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $322,945,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $959 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $398,307,582 in used vehicle loans and $245,670,310 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make your car purchase as affordable as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $354,842,508 provide the capital needed to grow and expand. We understand the unique challenges faced by local businesses and aim to provide tailored solutions that fit your needs. In addition to these products, we offer refinancing options for existing loans, allowing you to lower your payments or adjust your terms based on your current situation. If you're not sure about eligibility or want to explore more about how our loans work, please visit our membership page for more information. We pride ourselves on being part of the community and supporting our members' financial journeys. If you have questions or need assistance, don't hesitate to reach out at (928) 213-6701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and see how Oneaz can help you find the right loan product for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,080,485, make buying or refinancing simple. We believe that every member deserves a chance at owning their own home, and our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $84,546,231 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, helping you make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the genuine value and reliability that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that the offers you see are not only accurate but also fair and transparent.

Oneaz

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans