ONE CREDIT UNION

Welcome to One, your trusted financial partner in the heart of Vergennes, Vermont! Located at 48 Green St, our branch has been serving the community since 1952. With a strong commitment to our members, we proudly support a vibrant community of over 18,890 individuals and families who rely on us for their financial needs. At One, we understand that every member's journey is unique. That's why we offer a wide range of services, from personal banking accounts to auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $260,768,143, with total deposits reaching $20,644,971. This financial strength allows us to offer competitive rates and personalized service tailored to your needs. Our dedicated team is led by CEO Brett Smith and Board President Jeffrey Taft, who are committed to fostering a culture of trust and transparency. With 61 skilled employees at our branch, we're here to assist you with any questions or concerns you may have. While you can visit us at our physical location in Vergennes, official correspondence should be sent to the same address: 48 Green St, Vergennes, VT 5491. We invite you to explore our website at onecu.org for more information about our offerings and how we can help you achieve your financial goals. Whether you're looking for a new loan or simply want to open an account, we encourage you to reach out by calling us at 802-877-3321 during our lobby hours from Monday through Friday, 9 AM - 5 PM. Join us today and experience the One difference!

At One, located in the heart of Vergennes, Vermont, our journey began in 1952. With a deep commitment to our community and a mission to provide accessible financial services, we have grown into a trusted partner for nearly 19,000 members. Over the years, we have adapted and expanded, always prioritizing the needs of our members. Our branch is situated at 48 Green St, a welcoming space that reflects our dedication to personal service. While members can visit us here, official correspondence should be sent to 48 Green St, Suite 1, Vergennes, VT 5491 if needed. This location is not just an address; it's part of our rich history and a hub for financial support and community engagement. One's mission is simple yet powerful: to empower individuals and businesses with personalized financial solutions while fostering strong community ties. We strive to make banking straightforward and approachable, offering services like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our total assets now stand at an impressive $260,768,143, underscoring our stability and commitment to serving our members effectively. We recognize that technology plays a vital role in modern banking. That's why we offer online banking and mobile payment options that are user-friendly and secure. Our goal is to ensure everyone has access to essential financial tools while maintaining compliance with ADA standards for inclusivity. Throughout the years, we have engaged in various community outreach efforts. Whether partnering with local organizations or supporting events that uplift our neighbors, One believes in giving back to those we serve. Our initiatives reflect our values supporting financial literacy programs and contributing to local causes. As we continue to grow and evolve, we invite you to become part of our story. Experience firsthand how One can help you achieve your financial goals while being part of a community-focused credit union. Visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM or give us a call at 802-877-3321. Join us today and discover the benefits of membership at One!

At One, becoming a member is like joining a close-knit family where your financial well-being matters. We welcome individuals who live, work, or worship in the Vergennes area to join us on this journey toward better financial health. If you have a connection to our community, you're likely eligible! Membership comes with many benefits, including access to personalized banking services and competitive loan rates that can help you achieve your goals. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . Opening an account is simple and straightforward! Just visit our website at https://cu.memberfirst.com/onecu/ ?apply or give us a call at (802) 877-3321 for assistance. We're excited to help you take this important step towards being part of our supportive community at One, located at 48 Green St Vergennes Vt 05491.

At One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of your trust, and we work hard every day to ensure our financial strength reflects that commitment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $745 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving our community is reflected in our $14,192,960 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures for your benefit. With $3,359 in used auto loans and $186,386,785 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 61 full-time employees who are dedicated to providing excellent service whenever you need assistance. In addition to our knowledgeable staff, we boast a robust member base with 40,585 total share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 48 Green St Vergennes Vt 05491 or call (802) 877-3321 to learn more about how we can help you achieve your financial goals.

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