Branch History & Mission
At One, located in the heart of Vergennes, Vermont, our journey began in 1952. With a deep commitment to our community and a mission to provide accessible financial services, we have grown into a trusted partner for nearly 19,000 members. Over the years, we have adapted and expanded, always prioritizing the needs of our members. Our branch is situated at 48 Green St, a welcoming space that reflects our dedication to personal service. While members can visit us here, official correspondence should be sent to 48 Green St, Suite 1, Vergennes, VT 5491 if needed. This location is not just an address; it's part of our rich history and a hub for financial support and community engagement. One's mission is simple yet powerful: to empower individuals and businesses with personalized financial solutions while fostering strong community ties. We strive to make banking straightforward and approachable, offering services like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our total assets now stand at an impressive $260,768,143, underscoring our stability and commitment to serving our members effectively. We recognize that technology plays a vital role in modern banking. That's why we offer online banking and mobile payment options that are user-friendly and secure. Our goal is to ensure everyone has access to essential financial tools while maintaining compliance with ADA standards for inclusivity. Throughout the years, we have engaged in various community outreach efforts. Whether partnering with local organizations or supporting events that uplift our neighbors, One believes in giving back to those we serve. Our initiatives reflect our values supporting financial literacy programs and contributing to local causes. As we continue to grow and evolve, we invite you to become part of our story. Experience firsthand how One can help you achieve your financial goals while being part of a community-focused credit union. Visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM or give us a call at 802-877-3321. Join us today and discover the benefits of membership at One!
Financial Strength
At One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of your trust, and we work hard every day to ensure our financial strength reflects that commitment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving our community is reflected in our $14,192,960 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures for your benefit. With $3,359 in used auto loans and $186,386,785 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $143,766, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 61 full-time employees who are dedicated to providing excellent service whenever you need assistance. In addition to our knowledgeable staff, we boast a robust member base with 40,585 total share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 48 Green St Vergennes Vt 05491 or call (802) 877-3321 to learn more about how we can help you achieve your financial goals.
