One Credit Union Springfield VT | Quick Personal Loans & Rewards Cards

Introduction

Welcome to One, your trusted financial partner located at 55 Clinton St, Springfield, VT 05156. Established in 1952, we have proudly served our community for over seven decades, helping nearly 18,890 members achieve their financial goals. Our commitment to you is reflected in our impressive assets of $260,768,143 and total deposits amounting to $20,644,971. At One, we believe in putting our members first. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. With a dedicated team of 61 employees, led by our CEO Brett Smith and Board President Jeffrey Taft, we are here to provide personalized service tailored to your needs. While members can visit us at the branch for all your banking needs, official correspondence should be sent to the same address: 55 CLINTON ST, SPRINGFIELD, VT 5156. We ensure that you have access to your accounts anytime with features like online and mobile banking, along with basic drive-thru services for convenient transactions. Our financial stability is evident not only through our significant assets but also through our net worth of $19,433,631 and cash in hand amounting to $2,497,746. We take pride in supporting local businesses with a net member business loan balance of $13,014,191. Explore how we can assist you today! Visit our website at onecu.org or give us a call at 800-578-5024. Join the One family and experience the difference a community-focused credit union can make in your life!

Branch History & Mission

Community Focus

We take pride in our community outreach efforts and partnerships with local organizations. By participating in various initiatives and events, we aim to make a positive impact on the lives of those around us. Whether it's through financial literacy programs or supporting local charities, we believe that together we can create lasting change.

Join Us

If you're looking for a credit union that truly cares about its members and community, look no further than One. We invite you to experience the benefits of membership firsthand. Visit us today or call us at 800-578-5024 for more information on how you can join our family and take control of your financial future!

Member-Centric Services

Our branch is equipped with features designed for your convenience. While we do not have ATM availability at this location, we do offer drive-thru banking for quick transactions like deposits and withdrawals. Our operating hours are Monday through Friday from 8:30 AM to 5 PM, ensuring you can access our services when you need them most. As technology advances, so do we. Members enjoy online banking options along with mobile payments for easy access to their accounts anytime, anywhere.

Our Journey

From our humble beginnings, One has always aimed to provide financial services that genuinely meet the needs of our members. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. With total assets reaching an impressive $260,768,143, we continue to be a pillar of financial strength in our community.

Our Mission

At One, our mission goes beyond just banking; we are dedicated to supporting the financial well-being of our members while actively contributing to the community. We believe that everyone deserves access to quality financial services regardless of their circumstances. Our goal is to empower individuals and families by providing personalized service and innovative solutions tailored to their unique needs. While members can visit us at 55 Clinton St, official correspondence should be sent to 55 CLINTON ST, SPRINGFIELD, VT 5156 if different.

Branch Location & Accessibility

Welcome to One, located at 55 Clinton St, Springfield, VT 05156. Our branch is nestled in a vibrant area, making it easy for you to stop by for all your banking needs. Whether you're commuting from work or enjoying a day out in the neighborhood, we are here to serve you with convenience and care. While members can visit us at our branch address, official correspondence should be sent to 55 CLINTON ST, SPRINGFIELD, VT 5156. Just a stone's throw away from local favorites and essential services, our branch is easily accessible. With ample parking available and ADA-compliant features such as ramps, we ensure that everyone can access our services comfortably. At One, we pride ourselves on our friendly atmosphere and commitment to your financial well-being. Our lobby hours are designed to fit your busy schedule: we are open Monday through Friday from 8:30 AM to 5 PM. If you need assistance outside these hours, don't worry! Our ATM is available 24/7 for your convenience. For those who prefer a little extra ease, we offer drive-thru banking services for quick deposits and withdrawals without leaving your car. Plus, our dedicated staff is always ready to help with personal banking needs like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. If you have any questions or need assistance, feel free to give us a call at 800-578-5024. We invite you to stop by soon we look forward to welcoming you!

Member Eligibility

Joining One is like becoming part of a close-knit family where your financial well-being truly matters. To become a member, we welcome individuals who live, work, worship, or attend school in our community. Whether you're looking to open a checking account, secure a loan, or simply want to enjoy the benefits of being part of a member-focused credit union, we're here for you. You can learn more about the specific eligibility criteria by visiting our website. The process is straightforward and friendly just give us a call at (800) 578-5024, and our team will guide you through the steps. Ready to take the next step? Check out how easy it is to open an account by visiting https://cu.memberfirst.com/onecu/?apply. We can't wait to welcome you to our 55 Clinton St Springfield Vt 05156 location!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,057,683, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services tailored for today's businesses. Imagine being able to accept payments seamlessly, manage transactions effortlessly, and gain insights into your sales all while receiving personalized support from our dedicated team. Whether you're a local retailer or a service provider, our merchant services can help you focus on what you do best: growing your business. Choose One as your partner in success. Let's work together to turn your vision into reality! For more information, call us at (800) 578-5024 or visit us online at https://www.onecu.org/.

Comprehensive List Of Services

Business Banking

For local businesses seeking support, our Business Banking services include Merchant Services and Business Loans. We know how important it is for small businesses to thrive in our community, so we offer tailored solutions to help you grow and succeed.

Convenient Services

At One, convenience is key. Our Online & Mobile Banking platforms let you bank from wherever you are. Plus, our ATM & Cash Withdrawal Services ensure you have access to your funds whenever necessary. And if you're in a hurry? Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without stepping out of your vehicle. No matter what financial journey you're on, One is here for you every step of the way. Contact us today at 800-578-5024 or visit us at onecu.org to learn more about how we can assist you with all your banking needs!

Credit Cards

Shopping rewards? Yes, please! Our Credit Cards with Rewards program offers benefits that make every purchase more rewarding. Enjoy points on everyday purchases that can be redeemed for travel, merchandise, or cashback because who doesn't love a little extra?

Loans and Financing

When it comes to financing, we've got flexible options to suit various needs. Our Auto Loans & Vehicle Financing allow you to drive away in your dream car without the stress of complicated terms. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to help you navigate the process smoothly. For those unexpected expenses or plans that require a little extra cash, look into our Personal Loans & Debt Consolidation solutions. These loans can help you manage debt more effectively or fund that special project you've been dreaming about.

Personal Banking

We understand that personal finance can be overwhelming. That's why our Personal Banking options include Checking & Savings Accounts designed to fit your lifestyle. Imagine effortlessly managing your money while earning interest on your savings. With our user-friendly online and mobile banking features, you can check balances, transfer funds, and pay bills right from your phone or computer anytime and anywhere.

Digital & Online Banking

At One, we understand that life can be busy, and your banking should fit seamlessly into your day. That's why we offer a suite of digital and online banking services designed to give you convenience and peace of mind, all while keeping your information secure. With our 24/7 online banking services available at https://www.onecu.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or managing your e-statements, everything is just a few clicks away. Speaking of e-statements, they're not only eco-friendly but also allow you to keep track of your financial activity without the clutter of paper. If you prefer to manage your finances on the go, our mobile application provides an intuitive interface for all your banking needs. Plus, with mobile payments, you can make purchases directly from your phone no cash or cards required! For those times when you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy and instant. We take security seriously. With electronic signature authorization, you can sign documents safely online without the need for physical paperwork. This means less hassle for you and more protection for your sensitive information. At One, our goal is to empower you with tools that simplify banking while providing robust security features. We believe that managing your finances should be straightforward and accessible, no matter where life takes you. Join us today and experience the ease of digital banking that puts you in control!

Financial Strength

Member Savings Secured

Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $143,766 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $14,192,960 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $3,359 in used auto loans and $186,386,785 in total loans and leases.

Solid Financial Health

With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

Total Share Accounts: 40,585, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $401,178 further highlight our commitment to providing reliable financial solutions tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 55 Clinton St Springfield Vt 05156 or call (800) 578-5024 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,512,853 in used vehicle loans and $12,443,098 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options, making it easier for you to take advantage of better rates or terms as they become available.

Business Financing

For business owners, our outstanding commercial loans totaling $11,057,683 provide the capital needed to grow and expand your operations. We understand that businesses require support tailored to their specific needs, which is why our team is here to assist you throughout the lending process. At One, we're dedicated to ensuring that our members have access to the financial products they need. If you're interested in exploring your eligibility for any of these loan options or would like assistance with refinancing existing loans, please don't hesitate to reach out at (800) 578-5024. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,857,418, make buying or refinancing simple. We strive to guide you through each phase of the mortgage process so that you can make informed decisions that suit your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,364,335 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power while keeping costs manageable.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By using verified data, LendMesh guarantees that all loan comparisons reflect genuine rates from reputable lenders.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the tool can be for anyone seeking better loan options. To explore your options further and take control of your borrowing experience, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ONE CREDIT UNION - Springfield, VT

Compare Loan Rates Near You

Loan rates in Springfield, VT (05156)