One Credit Union Springfield VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to One, your trusted partner in financial services, located conveniently at 380 River St, Springfield, VT 05156. Since our establishment in 1952, we have been dedicated to fostering a sense of community and providing reliable banking solutions tailored to meet your needs. With over 18,890 members and a robust asset base of $260,768,143, we are proud to offer an array of services designed for both personal and business banking. At One, we understand that every member has unique financial goals. That's why we provide everything from checking and savings accounts to auto loans, mortgage options, and even business loans. Our team, led by CEO Brett Smith and Board President Jeffrey Taft, is committed to ensuring you receive the best possible support and guidance on your financial journey. While you can visit us at our Springfield branch for face-to-face assistance, please note that official correspondence should be sent to our mailing address: 380 RIVER ST, SPRINGFIELD, VT 05156. With total deposits reaching $20,644,971 and a strong net worth of $19,433,631, One is well-equipped to help you achieve your financial aspirations. Our dedicated staff of 61 employees is here to serve you during lobby hours from Monday to Friday, 9 AM - 5 PM. We invite you to explore our website at onecu.org for more information or give us a call at 802-886-4228. Whether you're looking for advice on loans or simply need assistance with your account, we're here for you every step of the way. Join us today and experience the difference with One!

Branch History & Mission

Join Us Today!

As we continue our legacy of service and growth, we invite you to become part of the One Credit Union family. Experience firsthand how we prioritize your financial goals while being an active participant in making Springfield a better place for everyone. For inquiries or assistance, feel free to reach us at (802) 886-4228 or explore more about us at onecu.org. Join us today and discover the difference!

Modern Services

In addition to our traditional offerings, we've embraced digital advancements to ensure convenience for all our members. With features like online banking, mobile payments, and ATM access available at our branch, managing finances has never been easier. Our commitment to accessibility is evident in our ADA-compliant facilities and customer-friendly service. While you can always visit us at 380 River St for your banking needs during our lobby hours Monday through Friday from 9 AM to 5 PM we also offer drive-thru services for added convenience from 8:30 AM to 5 PM.

Our Mission

At One Credit Union, our mission is simple yet profound: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services that are tailored to their unique situations. Whether it's through personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, we strive to offer something for everyone. Our dedication goes beyond just transactions; we actively engage with the local community through various outreach initiatives and partnerships. We understand that supporting local organizations and causes enriches not only our members' lives but also the fabric of Springfield itself.

Branch Location & Accessibility

Welcome to the One Springfield Office, your friendly neighborhood credit union located at 380 River St, Springfield, VT 05156! Nestled in the heart of Windsor County, our branch is easily accessible for all your banking needs. Whether you're stopping by to open a new account or simply need assistance with an existing one, our convenient location makes it easy to visit us. As you make your way here, you'll find that we are close to several local landmarks, making us a central hub in the community. Plus, we offer ample parking and ensure that our facilities are ADA-compliant, so everyone can access our services comfortably. Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, and if you prefer the drive-thru service, you can take advantage of that option from 8:30 AM to 5 PM on weekdays as well. This flexibility allows you to choose the most convenient way to bank with us. At One Springfield Office, we believe in providing a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgages, we have what you need to reach your financial goals. And don't forget about our ATM availability it's perfect for quick cash withdrawals or balance checks whenever you need them! If you ever have questions or want more information about our offerings, don't hesitate to give us a call at 802-886-4228. Our friendly staff is ready to assist you. We invite you to come visit us soon!

Member Eligibility

Becoming a member of One is like joining a warm, welcoming family where your financial needs are prioritized. If you're wondering about eligibility, it's simple! Anyone who lives, works, worships, or attends school in the Springfield area can become a member. We believe in making banking accessible to everyone, so if you fit into any of these categories, you're already on the right track! At One, we offer a variety of services designed to help you thrive financially, from personal loans to credit cards with rewards and more. Opening an account is easy and straightforward just visit our website at https://cu.memberfirst.com/onecu/?apply for all the details you need. If you have questions or want to chat about membership benefits, feel free to reach out at (802) 886-4228. For up-to-date information on eligibility criteria, check out this helpful resource. Join us at 380 River St Springfield Vt 05156, and experience the difference that community-focused banking can make in your life!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,057,683, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with ease accepting payments from customers without hassle. Our merchant services make it simple to process transactions so you can focus on what you do best: serving your customers. From card payments to mobile transactions, we provide the tools you need to streamline operations and enhance customer satisfaction. Located at 380 River St Springfield Vt 05156, Springfield, VT, we're here to help your business thrive. For more information, call us at (802) 886-4228 or visit our website at https://www.onecu.org/.

Comprehensive List Of Services

Accessible ATM and Drive-Thru Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking offers easy access for deposits and withdrawals without leaving your vehicle perfect for those busy days! At One, we're not just about providing services; we're about building relationships with our members in Springfield and beyond. Have questions? Reach out to us at (802) 886-4228 or visit us in person during lobby hours Monday through Friday from 9 AM - 5 PM, or take advantage of our drive-up service starting at 8:30 AM. Ready to explore what we can do for you? Visit us online at Springfield Office or stop by today we can't wait to meet you!

Auto Loans and Financing

Thinking about buying a new car? Look no further! At One, we provide competitive auto loans and vehicle financing options that fit your budget. Our friendly staff will guide you through the process, making it straightforward and stress-free.

Business Banking Solutions

For our business members, we offer robust business banking services, including merchant services and business loans tailored to meet your operational needs. We understand that running a business is no small feat, and we're here to help simplify the financial side of things.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. Access your accounts anytime from anywhere with ease! Whether you're making payments, checking balances, or transferring funds, our digital banking tools make managing your finances easier than ever.

Home Sweet Home

If homeownership is on your horizon, our mortgage loans and refinancing services can help turn your dream into reality. Whether you're purchasing your first home or looking to refinance your current mortgage for better rates, we are committed to finding the best solution for you.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options. Our checking and savings accounts are designed with you in mind, making it simple to manage your everyday finances. Need a little extra help? Our personal loans can assist you with debt consolidation or unexpected expenses, ensuring you have the support you need when life throws a curveball.

Rewarding Credit Options

Don't forget about our credit cards with rewards, designed for those who want to earn while they spend. Enjoy the benefits of cash back or travel rewards as you make everyday purchases.

Digital & Online Banking

Key Features

We offer a range of features to enhance your banking experience. For instance, with electronic signatures available, signing documents is straightforward and efficient. You won't need to visit a branch; just authorize transactions from your device with ease. If you prefer paperless options, our e-statements provide a secure way to receive your account statements directly in your inbox. This not only helps the environment but also allows for quick access to your financial information. Our mobile application takes convenience a step further. With it, you can manage your accounts right from your smartphone. Want to make payments? Our mobile payments feature allows you to pay for goods and services instantly, making shopping easier than ever.

Stay Connected

Need to send money to a friend? Our person-to-person transfers let you send cash quickly and securely without needing cash on hand. It's perfect for those little moments when you want to help someone out or split a bill. At One, we prioritize user-friendly experiences alongside top-notch security measures. You can bank with confidence knowing that our systems are designed to protect your data while providing you with real-time account management tools. Explore all these features and more by visiting us at https://www.onecu.org/ today! Your financial health is just a click away with One's digital banking solutions.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $143,766, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts stand at 40,585, showing a strong and growing member base that trusts us with their finances. Our focus on building lasting relationships means your money is always handled with care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 380 River St Springfield Vt 05156 or call (802) 886-4228 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $14,192,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,359 in used auto loans and $186,386,785 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,512,853 in used vehicle loans and $12,443,098 in new vehicle loans already helping members get on the road. We have tailored options for both new and used vehicles, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $11,057,683 provide the capital needed to grow and expand. Whether you're looking to start a new venture or need funds for an existing one, our business loan options are designed to support your entrepreneurial spirit. At One, we also provide refinancing options for many of our loan products, allowing you to adjust your payments based on your current financial situation. To learn more about eligibility requirements or how to apply for any of our loan offerings, feel free to reach out at (802) 886-4228 or visit us at 380 River St Springfield Vt 05156 in Springfield, VT. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,857,418, make buying or refinancing simple. Our team is here to guide you through every step of the process, from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,364,335 in loans helping members manage their finances effectively. These credit cards come with benefits that can help you build your credit while enjoying rewards for your everyday spending.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ONE CREDIT UNION - Springfield, VT

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