One Credit Union Essex Junction VT | Top Auto Loans & Personal Banking

Introduction

Welcome to One, your trusted financial partner located at 1 Market Pl, Essex Junction, VT 05452. Since our establishment in 1952, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our members. With a strong membership base of 18,890 and total assets amounting to an impressive $260,768,143, we are dedicated to fostering financial well-being for everyone we serve. At One, we believe that your financial journey deserves personal attention and care. Our experienced team, led by CEO Brett Smith and Board President Jeffrey Taft, is here to guide you through various services like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. We understand that every member has distinct financial goals, which is why we focus on creating customized solutions that empower you to achieve them. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to 1 Market Pl, Suite 9, Essex Junction, VT 5452. Our friendly staff is available during lobby hours from Monday to Friday, 9 AM to 5 PM. If you have any questions or need assistance, don't hesitate to call us at 802-879-7747. Join the One family today and experience the difference of being part of a credit union where members come first. Explore more about what we offer by visiting our website at onecu.org. Your journey towards better financial health starts here!

Branch History & Mission

Community Engagement

We take pride in being active participants in Essex Junction's vibrant community. From local sponsorships to outreach programs aimed at enhancing financial literacy among residents, we believe that giving back is just as important as providing excellent financial services. Our partnerships with local organizations help us make a meaningful impact right here at home. While members can visit us at 1 Market Pl Essex Junction Vt 05452, official correspondence should be sent to 1 Market Pl, Essex Junction, VT 5452.

Join Us Today!

With operating hours from Monday to Friday between 9 AM and 5 PM, we're always ready to assist you with your financial needs. If you're looking for a credit union that truly cares about its members and the community it serves, look no further than One Credit Union. We invite you to join us today and experience the benefits firsthand! For more information or to become a member, please call us at (802) 879-7747 or visit our website.

Our Journey

Located at 1 Market Pl, Essex Junction, VT 05452, our branch has grown alongside the community it serves. Over the years, we have expanded our services to meet the evolving needs of our members while maintaining a personal touch that sets us apart. With total assets exceeding $260 million, we have worked hard to provide financial stability and support through various offerings like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our headquarters is based in Springfield, VT, where we continue to uphold our mission of putting members first. We understand that financial services are not just about numbers; they're about people and their dreams. That's why we strive to create a welcoming environment where every member feels valued.

Our Mission

At One Credit Union, our mission is simple: to empower individuals and strengthen communities through accessible financial solutions. We believe in providing top-notch service that not only meets your banking needs but also supports local initiatives and fosters community growth. We are committed to being transparent and supportive in all aspects of banking. Whether it's helping families secure their first home or providing small businesses with the necessary resources to thrive, we focus on building lasting relationships with our members. As part of our dedication to modern banking practices, we embrace digital advancements while ensuring accessibility for everyone. We offer online banking services and mobile payments so that managing your finances is convenient and straightforward.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 802-879-7747. Our friendly staff is ready to assist you! We invite you to visit us at the One Credit Union Essex Office today and experience the difference of local service. Your financial well-being is our priority!

Operating Hours

We know your time is valuable! That's why we are open Monday through Friday from 9 AM to 5 PM. Our operating hours are designed to fit into your busy schedule so you can stop by whenever it's most convenient for you.

Parking and Accessibility

Our branch is designed with accessibility in mind. There are ample parking spaces available right outside our doors, making it easy for everyone to visit us. We also comply with ADA standards to ensure that all members can access our services comfortably. If you have any special needs or require assistance, feel free to ask one of our staff members who are always ready to help.

Services Offered

At One Credit Union Essex Office, we offer a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Looking for business banking? Our team provides merchant services and business loans as well. Plus, with online and mobile banking options available, managing your finances has never been easier!

Member Eligibility

At One, we believe that everyone deserves a chance to belong to a community that supports their financial journey. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the area around 1 Market Pl Essex Junction Vt 05452, you're already eligible to join us! We take pride in offering personalized services and resources that cater specifically to our members' needs. Plus, being part of One means you gain access to an array of financial products designed to help you thrive whether it's a checking account, loan options, or credit cards with rewards. To get started on your membership journey, just visit our website for more details on eligibility criteria. Once you're ready, opening an account is as easy as clicking over to our application page here: https://cu.memberfirst.com/onecu/?apply. If you have any questions or need assistance, don't hesitate to give us a call at (802) 879-7747. We're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,057,683, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our services can help streamline operations, so you can concentrate on serving your customers. Visit us at 1 Market Pl Essex Junction Vt 05452 in Essex Junction, VT or call us at (802) 879-7747 to discover how our tailored solutions can support your business dreams!

Comprehensive List Of Services

Additional Services

While we don't currently offer ATM or drive-thru services at this location, rest assured that we are committed to providing various other banking services that cater to your needs. Whether it's cash withdrawal assistance or personalized support from our friendly staff at our branch located at 1 Market Pl Essex Junction Vt 05452, we're here for you. If you're ready to explore any of these services further or have questions about how we can assist you better, don't hesitate to reach out! You can contact us at (802) 879-7747, and our team will be happy to help.

Business Banking Solutions

For local businesses, we offer specialized Business Banking services, including merchant services and business loans. We know how important it is for businesses in Essex Junction to have reliable banking support, and our team is here to help you grow and thrive.

Credit Options with Rewards

Don't forget about our Credit Cards with Rewards, which not only offer convenience but also allow you to earn points on everyday purchases. Whether it's cash back or travel rewards, we have options that fit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Essex Office, we've invested in robust Online & Mobile Banking solutions. You can manage your accounts from anywhere with ease whether it's checking your balance on-the-go or transferring funds with just a few taps on your smartphone. Our features include mobile payments, person-to-person transfers, and e-statements that keep you informed while reducing paper clutter.

Join Us Today!

At One, we believe in making banking straightforward and beneficial for all members of our community. Visit us today at 1 Market Pl Essex Junction Vt 05452 in Essex Junction, VT, or check out our website here for more information about opening an account or applying for a loan. Your financial journey starts here!

Personal Banking Services

We understand that managing personal finances can be overwhelming at times. That's why we offer comprehensive Personal Banking options, including checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. If you're thinking about buying a car, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to get you on the road without breaking the bank. For those considering home ownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services can guide you through the process. We strive to ensure that financing your home is as smooth as possible. In addition, if you're facing unexpected expenses or seeking to consolidate debt, our Personal Loans & Debt Consolidation options can provide the relief you need.

Digital & Online Banking

Convenient Access Anytime, Anywhere

Our 24/7 online banking services make it simple for you to check balances, pay bills, and transfer funds whenever you need to. Whether you're at home or on the go, just visit https://www.onecu.org/ to access your account with ease. Plus, with our mobile application available, you can handle all your banking tasks right from your smartphone.

Effortless Payments and Transfers

With our mobile payments feature, paying for everyday purchases is a breeze. You can also send money directly to friends and family using our person-to-person transfer service no need for cash or checks anymore! At One, we're committed to providing accessible and straightforward banking solutions that fit into your busy life. Experience the freedom of managing your finances with just a few clicks!

Safe and Secure Transactions

Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are safe and validated every step of the way. You can have peace of mind knowing that your personal information is protected as you manage your accounts online.

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to view and download your account statements digitally. This not only saves trees but also makes it easy for you to keep track of your finances in one secure location.

Financial Strength

At One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, you want to know that your money is safe and that you have a reliable partner for your financial journey. That's why we are proud to share insights into our financial strength. With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is reflected in our $14,192,960 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,359 in used auto loans and $186,386,785 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $143,766, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees ready to assist you with any questions or needs you may have. Finally, the trust of our growing member base is clear with 40,585 accounts held at One. This shows the confidence placed in us by individuals like you who choose us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 1 Market Pl Essex Junction Vt 05452 or call (802) 879-7747 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Solutions

For business owners, our outstanding commercial loans totaling $11,057,683 provide the capital needed to grow and expand. We are committed to supporting local businesses and ensuring they have access to necessary funding. At One, we pride ourselves on transparency and ease of access. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, our knowledgeable staff is ready to help. For any inquiries or assistance, feel free to call us at (802) 879-7747 during our lobby hours: Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $52,512,853 in used vehicle loans and $12,443,098 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to assist you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,857,418, make buying or refinancing simple. We offer various terms and flexible eligibility options to help you secure the home of your dreams while making sure that your financial future remains bright.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,364,335 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that can enhance your purchasing power without straining your budget.

Loan Aggregator

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ONE CREDIT UNION - Essex Junction, VT

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Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Get in Touch

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Solutions

Credit Options with Rewards

Digital Banking Convenience

Join Us Today!

Personal Banking Services

Digital & Online Banking

Convenient Access Anytime, Anywhere

Effortless Payments and Transfers

Safe and Secure Transactions

Stay Updated with E-Statements

Financial Strength

Loan Offering

Additional Financing Solutions

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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