One Credit Union Barre VT | Affordable Vehicle Loans & Checking

Introduction

Welcome to One, your trusted credit union located at 560 S Barre Rd, Barre, VT 05641. Established in 1952, we have proudly served our community for over seven decades, building strong relationships with our 18,890 members. As a member-focused organization, we prioritize your financial well-being and strive to provide personalized services tailored to your needs. At One, we understand that every dollar matters. With total assets exceeding $260 million, our commitment to financial stability ensures that you can rely on us for your banking needs. Our competitive offerings include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. We currently hold over $20 million in deposits and have granted more than 12,581 loans, reflecting our dedication to supporting our members' financial journeys. Our leadership team is here to guide you every step of the way. Under the direction of CEO Brett Smith and Board President Jeffrey Taft, we are committed to fostering a welcoming atmosphere where you feel valued and understood. Whether you're looking for assistance with a loan or seeking advice on saving strategies, our knowledgeable staff of 61 employees is ready to help. While members can visit us at our branch location, please send any official correspondence to our mailing address: PO BOX 550, BARRE, VT 5641. We invite you to explore what sets us apart as a community-oriented credit union. Visit us online at onecu.org or give us a call at 802-479-2836 for any inquiries. Experience the difference of being part of a credit union that genuinely cares about its members!

Branch History & Mission

Commitment to Innovation and Service

We understand that today's world demands modern solutions. That's why we offer online banking, mobile payments, and e-statements ensuring you have access to your finances anytime, anywhere. We are also dedicated to maintaining ADA compliance so that all members can utilize our facilities comfortably. Through partnerships with local organizations and ongoing community outreach efforts, we aim to make a real difference in the lives of those we serve. Join us at One and become part of a credit union that values people over profit. Experience the benefits of membership where your financial success is our top priority! For more information or to open an account, visit us online at our website or call us at (802) 479-2836.

Our Journey

Over the decades, One has experienced remarkable growth. From humble beginnings, we have expanded our services and resources to meet the evolving needs of our members. Today, with total assets amounting to $260,768,143, we continue to provide a wide range of financial solutions including personal banking, auto loans, mortgages, and business services. Our commitment to accessibility is evident through our drive-thru service and ATM availability, making banking easier for everyone.

Our Mission

Our mission at One is simple: to empower individuals and families by providing affordable financial products while fostering a strong sense of community. We believe in putting our members first offering not just exceptional financial services but also support through various outreach programs aimed at enhancing the well-being of our community. We strive to create an inclusive environment where everyone feels valued and supported. While members can visit us at 560 S Barre Rd Barre Vt 05641, official correspondence should be sent to PO BOX 550, BARRE, VT 5641. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM.

Branch Location & Accessibility

Call-to-Action

We invite you to come visit us at One in Barre! If you have any questions or need assistance before stopping by, feel free to give us a call at 802-479-2836. Our friendly staff is ready to help you with whatever you need. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility Features

You'll find us close to local landmarks such as the Barre Town Forest and the scenic Millstone Hill. Our location offers ample parking, making it easy for you to stop by. We also prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and wide doorways to ensure everyone can visit us comfortably.

Operating Hours and Services Offered

At One, we understand that your time is valuable. That's why we offer convenient operating hours from Monday through Friday, 9 AM to 5 PM for our lobby services and drive-thru banking. Need to access cash or check your balance? We have an ATM available on-site for quick transactions. Our dedicated team provides a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We're here to assist you with everything from everyday banking to more complex financial solutions. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO BOX 550, Barre, VT 5641 if you need to reach us by mail.

Member Eligibility

Becoming a member of One is like joining a family that cares about your financial well-being. If you're in the community surrounding 560 S Barre Rd Barre Vt 05641, we welcome you to take advantage of our supportive services and personalized banking experience. Membership is open to anyone who lives, works, or worships in our area, so it's easy to see if you qualify! By choosing to be part of One, you'll gain access to a range of financial products designed with your needs in mind, from checking accounts to loans tailored just for you. The process to join is simple and straightforward. Just visit us at our location or check out our account opening page here. If you have questions or need assistance, feel free to give us a call at (802) 479-2836. We're here to help you every step of the way! For more detailed eligibility criteria, please refer to this resource. Join us today and start enjoying the benefits of being part of our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to streamline your transactions. Imagine a busy Saturday at your retail store; our payment processing solutions allow you to accept payments quickly and securely, so you can focus on providing great customer service. From point-of-sale systems to online payment options, we ensure that your business runs smoothly every day. Visit us at 560 S Barre Rd Barre Vt 05641 in Barre, VT or call us at (802) 479-2836 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,057,683, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting out or looking to expand, we are committed to supporting local businesses in their growth journey.

Community-Focused Service

Lastly, if you prefer face-to-face interactions for simpler transactions, our Basic Drive-Thru Banking offers convenient deposits, withdrawals, and other basic banking needs without leaving your vehicle. You can also use our ATMs for quick withdrawals or balance checks. At One, we prioritize your financial well-being with services that meet your diverse needs. We invite you to visit us at 560 S Barre Rd Barre Vt 05641, call us at (802) 479-2836, or explore our website at Barre Office for more information on how we can assist you today!

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking platforms. Access your accounts anytime and anywhere check balances, transfer funds, and even make mobile payments with ease. Our services extend beyond just digital banking; we also have an accessible ATM & Cash Withdrawal Services, allowing you quick access to cash when you need it most.

Financial Flexibility

We also provide Personal Loans & Debt Consolidation solutions, giving you the financial flexibility you need during unexpected times. Life can throw challenges your way; having access to funds can make all the difference. Credit cards are another essential tool in managing finances. Our Credit Cards with Rewards program allows you to earn points on your purchases, making every dollar spent work for you.

Personal Banking Solutions

When it comes to personal banking, we offer flexible Checking & Savings Accounts that fit your lifestyle. Whether you're saving for a dream vacation or managing everyday expenses, our accounts come with features designed to make your banking experience straightforward and rewarding. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing options can help get you behind the wheel without breaking the bank. We work with you to find terms that suit your budget, ensuring you're comfortable with your monthly payments. For those planning to buy a home, our Mortgage Loans & Refinancing services are here to guide you through the process. We aim to make homeownership attainable, whether it's your first purchase or you're looking to refinance an existing mortgage for better rates.

Digital & Online Banking

Conclusion

At One, we are committed to making banking easier for you. With features designed for both convenience and security, managing your money has never been simpler. Join us today and experience the freedom of digital banking!

Easy Access and Security

You can access our online banking services 24/7, so whether it's early morning or late at night, we're always here for you. Our user-friendly mobile application enhances this experience by allowing you to manage your accounts right from your smartphone. And rest assured, all transactions are protected with top-notch security measures. For those times when you require a signature on important documents, we offer electronic signature authorization. This feature simplifies processes like loan applications and account changes without the hassle of printing and mailing forms.

Explore Our Services

Visit us at https://www.onecu.org/ to dive into our robust online banking platform. You can view your balances, make transfers, and even set up electronic statements no more waiting for paper statements to arrive in the mail! Our e-statements are not only eco-friendly but also give you instant access to your financial information whenever you need it. Need to send money to a friend? Our person-to-person transfer feature makes it easy. Just a few taps on your phone, and you're done! Plus, with our mobile payments option, paying for groceries or dinner is as simple as scanning your phone at checkout.

Financial Strength

A Solid Foundation

With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 40,585, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $401,178, underscoring our commitment to responsible lending practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 560 S Barre Rd Barre Vt 05641 or call (802) 479-2836 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. This reflects our commitment to providing our members with secure options that help their money grow. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $143,766, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees ready to assist you every day.

Reinvestment for Growth

With $14,192,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $3,359 in used auto loans and $186,386,785 in total loans and leases, supporting our members' financial goals across various sectors.

Loan Offering

Additional Information

If you're considering refinancing any of your existing loans or need assistance understanding eligibility options, our team is here to help you every step of the way. We aim to provide clarity and ease when it comes to securing financing. For further information about our loan offerings or to speak with one of our representatives, please call us at (802) 479-2836 or visit us at 560 S Barre Rd Barre Vt 05641 in Barre, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,512,853 in used vehicle loans and $12,443,098 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier than ever to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $11,057,683 provide the capital needed to grow and expand. Whether it's purchasing equipment or managing cash flow, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,857,418, make buying or refinancing simple. We strive to offer competitive rates and clear guidance throughout the process so you can feel confident in your investment.

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $6,364,335 in loans helping members navigate their daily expenses without added stress. Our credit cards come with rewards and features designed for your convenience.

Loan Aggregator

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ONE CREDIT UNION - Barre, VT

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