One Credit Union Newport NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to One, your trusted financial partner located at 70 John Stark Hwy, Newport, NH 03773. Since our establishment in 1952, we have been dedicated to providing exceptional banking services tailored to the needs of our community. With a growing membership of 18,890 and total assets reaching an impressive $260,768,143, we are proud to support our members with a wide range of services. At One, we understand that every financial journey is unique. That's why we offer personalized solutions including checking and savings accounts, auto loans, mortgages, and business banking services. Whether you're looking for a simple savings account or need assistance with financing your next vehicle, we're here to help you every step of the way. While members can visit us at our Newport branch, official correspondence should be sent to 380 River Street, Springfield, VT 5156. Our friendly staff is always ready to assist you during lobby hours from Monday through Friday, 9 AM - 5 PM. For those who prefer the convenience of drive-thru service, we open at 8:30 AM. Led by our dedicated CEO Brett Smith and Board President Jeffrey Taft, our team of 61 employees works tirelessly to ensure that your experience with us is positive and rewarding. With total loans amounting to 12,581 and deposits totaling $20,644,971, we take pride in being a solid foundation for your financial needs. Feel free to reach out by calling us at 800-578-5024 or explore more about what we offer on our website at www.onecu.org. At One Credit Union, we're committed to empowering you towards a brighter financial future!

Branch History & Mission

At One Credit Union, we are proud of our rich history and our unwavering commitment to the community of Newport, NH. Founded in 1952, our branch has been a cornerstone of financial support for nearly 70 years. Located at 70 John Stark Hwy, Newport, NH 03773, we have grown alongside our members, adapting to their needs and building lasting relationships. Over the years, One Credit Union has evolved significantly. We started with a small group of members and have since expanded to serve over 18,890 individuals today. Our total assets have also grown impressively, now amounting to $260,768,143. This growth reflects not only our dedication to providing valuable financial services but also our role as an integral part of the Newport community. Our mission is simple yet impactful: to empower our members through accessible financial services while fostering a spirit of community support. We believe that everyone deserves a chance to thrive financially, and we strive to make banking easy and effective for all. From personal banking options like checking and savings accounts to auto loans and business services, our offerings are designed with you in mind. While members can visit us at 70 John Stark Hwy Newport Nh 03773, official correspondence should be sent to 380 River Street, Springfield, VT 5156. Our operating hours are convenient for busy lifestyles: Lobby hours are Monday through Friday from 9 AM to 5 PM, and our Drive-Thru is open Monday through Friday from 8:30 AM to 5 PM. We also offer ATM services for quick access to your funds when you need them. As we look ahead, One Credit Union remains committed to embracing digital advancements that enhance member experiences while ensuring compliance with ADA standards. Our online banking platform provides easy access to account management tools and mobile payment options, making it easier than ever for you to manage your finances on the go. Community outreach is at the heart of what we do. We actively seek partnerships that allow us to give back and support local initiatives. Whether it's sponsoring local events or participating in charitable drives, we believe in making a positive impact on those around us. Join us at One Credit Union and experience the difference that comes from being part of a supportive financial family. We're here not just to serve you but to help you achieve your goals and dreams. Visit us today or give us a call at (800) 578-5024 we're excited to welcome you!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure everyone can access our services without any hassle. For those who prefer a quick visit, we also offer a drive-thru banking option, making it even easier to handle your transactions on the go.

Operating Hours

At One Credit Union, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM, while our drive-up service operates from 8:30 AM to 5 PM on weekdays. This schedule ensures that you have plenty of opportunities to connect with us when it suits you best.

Services Offered

We're proud to offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need assistance? You can easily reach us at 800-578-5024 for any questions or inquiries. While members can visit us at 70 John Stark Hwy Newport Nh 03773, official correspondence should be sent to our mailing address at 380 River Street, Springfield, VT 5156. So why wait? Come visit us today! We look forward to helping you with all your banking needs right here at the One Credit Union Newport Office!

Member Eligibility

At One, we believe that joining our community is about more than just banking; it's about being part of something special. To become a member, you'll find that eligibility is straightforward and welcoming. If you live, work, worship, or attend school in the Newport area, you're already on your way to enjoying the benefits of membership! Our members enjoy personalized service and a range of financial products tailored to their needs. For specific details about eligibility criteria and to make sure you qualify, feel free to check out our resource at . Opening an account with us is as easy as pie! Simply visit us online through this link: https://cu.memberfirst.com/onecu/ ?apply or give us a call at (800) 578-5024 if you have any questions. We're here to help you every step of the way so you can start taking advantage of all that One has to offer. Welcome aboard!

Business Banking & Commercial Services

Financing Options Tailored for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,057,683, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient transactions are key. Our merchant services offer solutions that simplify payment processing, allowing you to focus on what matters most growing your business. Imagine your customers enjoying a seamless checkout experience while you effortlessly manage your sales and inventory. That's the kind of convenience we deliver at One. Visit us at 70 John Stark Hwy Newport Nh 03773 in Newport, NH or call us at (800) 578-5024 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive banking services that include merchant services and business loans. If you're a small business owner looking to grow or manage cash flow effectively, our dedicated team is ready to assist you with tailored solutions.

Credit Cards

At One, we know rewards matter. That's why we offer credit cards with rewards programs that fit your spending habits. You can earn points on purchases and redeem them for travel, merchandise, or cash back making every dollar spent work harder for you.

Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. With easy access to ATM and cash withdrawal services, as well as person-to-person payment options, staying on top of your finances has never been easier.

Drive-Thru and ATM Services

If you prefer in-person service but are short on time, our drive-thru banking offers quick transactions like deposits and withdrawals without having to leave your car. Plus, with basic ATM access available for withdrawals and balance checks, you have 24/7 access to your funds. We invite you to discover how One can enhance your financial journey with our extensive range of services. For more information or assistance, feel free to call us at (800) 578-5024 or visit us at Newport Office. Let us partner with you in achieving your financial goals today!

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your everyday expenses and save for the future. With flexible account types, you can choose what works best for your lifestyle. We also offer auto loans and vehicle financing, making it easier than ever to get behind the wheel of your dream car. Imagine driving off in a new vehicle while knowing you're getting competitive rates and personalized service. When it comes to homeownership, our mortgage loans and refinancing options are here to support you. Whether you're buying your first home or refinancing an existing mortgage, our team will guide you through the process with ease. Additionally, we provide personal loans and debt consolidation services to help simplify your finances, so you can focus on what truly matters.

Digital & Online Banking

Convenient Online Services

Visit us online at https://www.onecu.org/ to access our 24/7 online banking services. You can check your account balance, transfer funds, and pay bills anytime you need. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, you can enjoy the peace of mind that comes with electronic signature authorization for secure transactions.

Go Mobile

For those who prefer banking on their smartphones, our mobile application is available for download, making it easier than ever to manage your accounts while you're out and about. You can also make mobile payments effortlessly, whether you're shopping locally or online.

Stay Updated with E-Statements

Keeping track of your finances is essential, which is why we offer e-statements that allow you to view your financial activity in real-time. No more waiting for paper statements; everything you need is just a click away! At One, we prioritize security while ensuring that our digital banking tools are easy to use. Enjoy accessible financial management tailored to fit your busy life, all backed by the trusted service you expect from us. Join us today and experience a smarter way to bank!

Financial Strength

Committed Team

We take pride in having 61 full-time employees ready to serve you with a knowledgeable team dedicated to helping you achieve your financial dreams. Your success is our priority.

Growing Membership Base

With 40,585 total share accounts, we have a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to providing excellent service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 70 John Stark Hwy Newport Nh 03773 or call (800) 578-5024 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors, with $3,359 in used auto loans and $186,386,785 in total loans and leases available for your use. This means we are here to help whether you're looking to buy a car or invest in personal projects.

Member-Focused Savings

Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings reflects our dedication to putting members first.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into real benefits for you.

Prioritizing Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $14,192,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us adapt and grow with your needs.

Solid Financial Health

With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $745 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,512,853 in used vehicle loans and $12,443,098 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $11,057,683 provide the capital needed to grow and expand your business. We understand the challenges businesses face today and strive to offer competitive rates and terms. At One, we pride ourselves on being more than just a lender; we are your partner in achieving financial success. To explore our loan offerings further or learn about refinancing options available to you, don't hesitate to reach out! Call us at (800) 578-5024 or visit us at our location: 70 John Stark Hwy Newport Nh 03773, Newport, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those looking for flexible borrowing options, we also offer credit lines totaling $41,723,481 and unsecured credit card loans amounting to $6,364,335. These products are designed to help you manage your finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,857,418, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each loan offer undergoes a rigorous verification process, guaranteeing that all information is accurate and up-to-date.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates presented are genuine and reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so users can make informed decisions without being influenced by advertising. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping users find the best options available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in simplifying the decision-making process for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ONE CREDIT UNION