One Credit Union Claremont NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to One, your trusted financial partner located at 5 Kinney Pl, Claremont, NH 03743. Since our establishment in 1952, we've been dedicated to serving our community with integrity and commitment. With a strong membership of 18,890 and total assets reaching an impressive $260,768,143, we strive to provide exceptional financial services tailored to meet your needs. At One, we understand that banking is more than just numbers; it's about building relationships and supporting our members in their financial journeys. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking options such as merchant services and business loans, we have you covered. Our team, led by CEO Brett Smith and Board President Jeffrey Taft, is here to ensure you receive the best service possible. While members can visit us at our Claremont location, official correspondence should be sent to the same address: 5 KINNEY PL, CLAREMONT, NH 3743. We invite you to explore the various services we offer and discover how we can help you achieve your financial goals. With total deposits of $20,644,971 and a net worth of $19,433,631, our sound financial foundation allows us to support our members effectively. Plus, with cash in hand amounting to $2,497,746, we're always prepared to meet your needs. Ready to experience the difference? Give us a call at 603-543-0222 or visit our website at www.onecu.org today! We look forward to serving you.

Branch History & Mission

Community Commitment

Beyond banking services, we take pride in being an active part of the Claremont community. We regularly partner with local organizations and participate in outreach efforts aimed at strengthening our neighborhoods. By supporting local initiatives and providing educational resources about personal finance, we aim to uplift everyone around us. Join us at One where you're not just a member; you're part of a family that values connection and community spirit. Whether you're looking to open an account or need assistance with a loan application, our friendly staff is here for you every step of the way. To experience the benefits of being a member at One, visit us today or give us a call at (603) 543-0222. We look forward to welcoming you into our community!

Our Evolution

From our humble beginnings in 1952, we've seen significant growth and change. Over the years, we have embraced new technologies and services to better serve you. Today, we offer online banking, mobile payments, and person-to-person transfer options to ensure you can manage your finances conveniently from anywhere. Our drive-thru service makes banking easy for those on the go, while our ATM availability ensures you can access your funds when you need them most. Our team is dedicated to providing top-notch customer service with compassion and understanding. We're not just here to process transactions; we're here to build relationships and support each member's journey toward financial stability and success.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. With ADA-compliant features and ramps available, we make sure everyone can comfortably access our services. Plus, parking is readily available right outside our door, so you won't have to worry about finding a spot when you visit.

Get in Touch

If you have any questions or would like more information about our services, don't hesitate to give us a call at 603-543-0222. We're here to help! We invite you to stop by our Claremont branch today and discover how One can support your financial journey.

Operating Hours

We know how busy life can get, which is why we offer flexible hours for your convenience. Our lobby is open Monday through Friday from 9 AM to 5 PM. If you're in need of quick banking services on the go, our drive-thru service is available from 8:30 AM to 5 PM during the same days.

Services Offered

At the Claremont Office of One, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is conveniently accessible for withdrawals and balance checks. For those who prefer face-to-face interactions, our drive-thru allows for simple transactions like deposits and withdrawals.

Member Eligibility

At One, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is easy! If you're a resident, employee, or have family members living in the area around 5 Kinney Pl Claremont Nh 03743, you're likely eligible to become a member. We welcome individuals from various walks of life, so whether you're starting your financial journey or looking to enhance your banking experience, we've got something for you. By becoming a member, you'll gain access to a wide range of services designed to meet your needs, including personal banking options like checking and savings accounts, auto loans, and even mortgage services. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our detailed page. If you're ready to take the next step, opening an account is simple! Just head over to https://cu.memberfirst.com/onecu/?apply or give us a call at (603) 543-0222. We're excited to welcome you into our One family!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,057,683, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services empower local businesses to handle transactions smoothly. Picture a small café using our payment processing solutions to accept credit cards with ease, enhancing customer satisfaction and increasing sales. Our merchant services not only streamline payments but also provide valuable insights into sales trends, helping you make informed decisions. Visit us at 5 Kinney Pl Claremont Nh 03743 in Claremont, NH, or call us at (603) 543-0222 to learn how One can help your business reach new heights!

Comprehensive List Of Services

Business Banking Support

For our business members, we provide essential banking services including merchant services and business loans. Whether you're starting fresh or expanding an existing venture, we understand what it takes to run a business successfully and are here to help every step of the way.

Connect with Us Today!

Ready to explore how One can assist you with all your financial needs? Visit us at 5 Kinney Pl, Claremont NH 03743, or give us a call at 603-543-0222 during our lobby hours from Monday to Friday from 9 AM - 5 PM (and drive-thru hours from 8:30 AM - 5 PM). We look forward to helping you achieve all your financial goals!

Convenience at Your Fingertips

We recognize that everyone leads busy lives; that's why we've ensured our services are accessible both online and offline. From electronic statements to mobile payments, everything is designed for ease of use. Our drive-thru service allows for quick banking without needing to step inside if you're on the go.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs tailored for everyday purchases, you can earn points while making the purchases you already do. It's a great way to maximize benefits from your spending.

Financing Your Dreams

If you're looking to buy a new car or finance a vehicle, our auto loans and vehicle financing options make it easy. With competitive rates and flexible terms, you can drive off in the car you want without breaking the bank. And when it comes to homeownership, we provide mortgage loans and refinancing solutions designed to help you achieve your goals while keeping monthly payments manageable.

Personal Banking Made Easy

In today's busy world, managing your finances should be simple and convenient. At One, we offer various personal banking options including checking and savings accounts that fit your lifestyle. Imagine having the ability to check your balance or transfer funds anytime with our robust online and mobile banking platforms. You can also access cash easily at our ATMs or through drive-thru services for quick transactions like deposits and withdrawals.

Simplifying Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that allow you to tackle those financial hurdles head-on. Whether it's for medical bills, education expenses, or just getting through a tough month, our team is here to guide you through the application process.

Digital & Online Banking

Accessibility and Security

Security is a top priority for us at One. Our online banking system employs advanced security measures to protect your information while ensuring that it's user-friendly. You can manage your accounts in real-time without worrying about safety. In summary, whether you're interested in e-statements, mobile payments, or simply want the convenience of 24/7 online banking services, One has everything you need for effective account management all designed with you in mind. Explore more about our digital offerings today by visiting https://www.onecu.org/!

Key Features

We offer e-statements for those who prefer a greener approach to banking. You can view your account statements online whenever you need them, making it simple to keep track of your financial activities. If you're always on the move, our mobile application ensures you have full access to all these features right from your smartphone. Our mobile payments feature allows you to make purchases with just a tap, providing an extra layer of ease during shopping trips. And if you want to send money to friends or family quickly, our person-to-person transfer service makes it straightforward.

Financial Strength

Committed Team Ready to Serve You

Our dedicated team consists of 61 full-time employees who are always ready to assist you with any inquiries or needs you may have. Whether you prefer visiting us at the branch or utilizing our online services, we're here to support your banking experience.

Growing Together

Total Share Accounts: 40,585 show a strong and growing member base that trusts us with their finances. We also have net shares available for lending and investments amounting to $401,178. This allows us to continue serving our community effectively while maintaining robust financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One is your trusted partner. Visit us at 5 Kinney Pl Claremont Nh 03743 or call (603) 543-0222 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Members' savings are secured through $67,085,260 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on serving our members first, it's also important to note that we have no non-member deposits at $0. This means all resources are concentrated on benefiting you whether through better loan rates or exclusive perks.

Reinvesting for Growth

With $14,192,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us foster an environment where your financial goals can thrive.

Strong Net Worth

With a net worth of $19,433,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is backed by our net worth ratio of 7.45%, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Journey

We proudly offer $3,359 in used auto loans and $186,386,785 in total loans and leases. This lending capacity supports members' financial aspirations across various sectors. Additionally, our efficient operations reflect positively with a net income of $143,766, which enables us to continue delivering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,512,853 in used vehicle loans and $12,443,098 in new vehicle loans already helping members get on the road. We cater to various financing needs, making it easy for you to drive away in the vehicle of your choice.

Business Financing

For business owners, our outstanding commercial loans totaling $11,057,683 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most. At One, we're committed to making financing accessible and straightforward for everyone. If you're interested in any of our loan products or want more details on refinancing options, please don't hesitate to contact us or visit our website at https://www.onecu.org/. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us, and we're here to help you every step of the way!

Credit Lines and Personal Loans

For those needing flexible financing options, we also provide credit lines with a total of $41,723,481 available for our members. This can be a great way to cover unexpected expenses or consolidate debt. Additionally, our unsecured credit card loans amounting to $6,364,335 allow you to manage your finances effectively without needing collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,857,418, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers that users can trust. By only featuring offers from verified institutions, LendMesh provides a solid foundation for informed decision-making.

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and peace of mind. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony underscores the platform's effectiveness in delivering valuable insights that lead to substantial savings. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ONE CREDIT UNION - Claremont, NH

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