One Vision Credit Union New Albany IN | Best Auto Loans & Business Banking

Introduction

Welcome to One Vision, your trusted partner in financial well-being since 1954. Located at 2441 State St Ste A, New Albany, IN 47150, our branch is dedicated to providing you with personalized banking solutions that cater to your unique needs. With a proud membership of 3,695 and total assets reaching an impressive $62,649,863, we are committed to fostering a community where every member feels valued and empowered. At One Vision, we understand the importance of financial security. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, and personal loans all designed with you in mind. Our total deposits stand at $1,757,059, reflecting the trust our members place in us. With a net worth of $7,758,135 and cash in hand amounting to $590,049, we ensure that your money is safe and accessible whenever you need it. Our leadership team is here to serve you. Under the guidance of CEO Pamela Goodman and Board President Michael Jaynes, our staff of 16 dedicated employees works tirelessly to make your banking experience smooth and rewarding. We pride ourselves on being more than just a credit union; we are a part of this community. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO Box 2007, Clarksville, IN 47131-2007. Whether you're looking for financial advice or ready to take the next step in your financial journey, we're here for you. Feel free to give us a call at 812-948-7998 or visit our website at onevisionfcu.org for more information on how we can help you achieve your goals. Join us today and experience the One Vision difference!

Branch History & Mission

Welcome to One Vision, a credit union with a proud legacy rooted in community service and financial empowerment. Established in 1954, our State St Branch in New Albany, Indiana, has been dedicated to serving our members for nearly seven decades. From humble beginnings, we have grown into a trusted financial partner for over 3,600 members, managing total assets of approximately $62.6 million. Located at 2441 State St Ste A, New Albany, IN 47150, our branch is easy to find near key local landmarks. We invite you to come visit us during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm. For any official correspondence, please send your mail to PO Box 2007, Clarksville, IN 47131-2007. At One Vision, our mission is simple yet impactful: we aim to provide personalized financial services that enhance the lives of our members while fostering a sense of community. We believe that everyone deserves access to quality banking options without unnecessary fees or complicated processes. Our range of services includes checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans and debt consolidation, as well as credit cards with rewards. We are proud of our commitment to innovation and accessibility. Our ATM availability ensures you can manage your finances conveniently at any time. Additionally, we offer drive-thru banking for quick transactions like deposits and withdrawals. Our shared service center allows for basic transactions with partner credit union members, making it easier than ever for you to access your funds. Community outreach is at the heart of what we do. Over the years, we've partnered with local organizations to support initiatives that uplift those in need. Whether it's sponsoring events or contributing resources for educational programs, we strive to make a positive difference in New Albany and beyond. As technology advances, we continue adapting to meet our members' needs through online and mobile banking options. With features like electronic signatures and person-to-person payments available via our mobile application, managing your finances has never been easier. Join us at One Vision today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Together, let's build a brighter future! If you have any questions or want more information about membership benefits, please feel free to call us at 812-948-7998 or visit our website at onevisionfcu.org.

Branch Location & Accessibility

Convenient Access

At One Vision, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us without hassle. Ample parking is available right outside our doors, so you can park with ease when you come in for your banking needs.

Get in Touch

We invite you to visit us at One Vision for all your financial needs! If you have any questions or would like more information before stopping by, feel free to give us a call at 812-948-7998. We look forward to welcoming you into our branch soon!

Operating Hours & Services

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our friendly staff is here to assist you during these hours. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we also provide convenient drive-thru banking for quick transactions. Need cash? We've got you covered with an ATM on-site as well! Plus, if you're a member of another credit union that participates in shared services, you can easily conduct basic transactions with us too.

Member Eligibility

Joining One Vision feels like stepping into a welcoming community where your financial well-being is the top priority. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the area, you're already on the right track! Families of current members and those affiliated with certain organizations also qualify. It's all about creating a supportive space for everyone. You can find detailed eligibility information at https://www.onevisionfcu.org/one-vision-credit-union-better-banking-membership-perks, which will guide you through any specific requirements. Once you're ready to take the next step, opening an account is straightforward and hassle-free! Just visit us online at https://www.onevisionfcu.org/apply to get started. If you have any questions along the way or need assistance, feel free to give us a call at (812) 948-7998. We're here to help you every step of the way as you join our community at One Vision, located conveniently at 2441 State St Ste A New Albany In 47150. Your journey towards better banking begins here!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools that allow you to process payments effortlessly while managing your cash flow efficiently. Our merchant services do just that. From accepting credit card payments to facilitating online transactions, we ensure that you can focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in New Albany, IN. Visit us at 2441 State St Ste A New Albany In 47150 or call us at (812) 948-7998 to learn how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also pride ourselves on accessibility with our ATM services and basic drive-thru banking options for deposits and withdrawals. If you're short on time or prefer not to enter the branch, these services ensure that your banking needs are met quickly and efficiently. At One Vision in New Albany, we believe that quality service should be straightforward and approachable. For any inquiries about our offerings or if you're ready to start your membership journey with us today, don't hesitate to give us a call at 812-948-7998. Experience personalized banking like never before!

Auto Loans & Vehicle Financing

If you're in the market for a new or used car, our auto loans and vehicle financing options provide flexible terms and competitive rates. Picture yourself driving off in your dream car while knowing you secured an affordable loan tailored just for you. We strive to make the auto financing process as smooth as possible so you can focus on what matters hitting the road.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to help your company thrive. We understand that running a business requires flexibility and support; that's why we're committed to offering solutions that empower your growth.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why One Vision provides robust online and mobile banking features that let you manage your accounts anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and even apply for loans without stepping foot in the branch.

Mortgage Loans & Refinancing

Purchasing a home is one of life's biggest decisions. At One Vision, we offer various mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our team will guide you through each step, ensuring you understand every detail as you work towards homeownership or refinancing your current mortgage for better terms.

Personal Banking

For those seeking reliable personal banking solutions, One Vision offers checking and savings accounts designed to fit various lifestyles. Imagine easily managing your budget with user-friendly online tools while enjoying competitive interest rates that help your savings grow. Our credit cards with rewards make everyday purchases rewarding, allowing you to earn points on the things you buy most.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, we're here to lighten the load. Whether it's consolidating high-interest debts into one manageable payment or funding a special project, we provide support that fits your financial situation.

Digital & Online Banking

At One Vision, we understand that modern banking needs to be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to help you manage your finances anytime, anywhere. Whether you're at home or on the go, our online platform makes it easy for you to stay connected with your accounts. One of the standout features is our comprehensive online banking service, accessible 24/7 at https://www.onevisionfcu.org/. With just a few clicks, you can check your account balances, view transaction history, and transfer funds. And if you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends and family without any hassle. For those who prefer managing their finances from their mobile devices, our mobile application is available for download, putting banking right in your pocket. You can also make mobile payments easily just tap and go! Plus, enjoy the peace of mind that comes with electronic signature authorization for transactions, making approvals quick and secure. In addition to these user-friendly features, we provide e-statements so you can keep track of your finances while reducing paper clutter. It's all about making banking easier for you while keeping your information safe. With our commitment to security and accessibility, managing your money has never been simpler. At One Vision, we prioritize your financial well-being by offering tools that empower you to take control of your banking experience. Join us today and explore how our digital services can enhance your everyday financial management!

Financial Strength

At One Vision, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing reliable services and sound financial practices, we are proud to share insights into our strong financial health. With a net worth of $7,758,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,238 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,451,100 in share certificates and $12,055,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,864,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $417 in used auto loans and $24,270,059 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $135,845, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $294,418. Total Share Accounts: 8,040, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Vision is your trusted partner. Visit us at 2441 State St Ste A New Albany In 47150 or call (812) 948-7998 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,236,634 in used vehicle loans and $1,890,324 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments more manageable.

Credit Lines

Our total credit lines amount to $3,000,000, providing an excellent safety net for unexpected expenses or planned purchases. This flexibility allows you to access funds as needed without going through lengthy approval processes each time. If you're interested in learning more about our offerings or want to explore eligibility options further, feel free to give us a call at 812-948-7998 or visit us at our branch located at 2441 State St Ste A New Albany IN 47150. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,859,419, make buying or refinancing simple. We strive to help you navigate the mortgage process with ease so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $385,460 in loans helping members manage their finances effectively. These cards come with benefits that can make budgeting easier and help you keep track of your spending.

Loan Aggregator

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One Vision