One Vision Credit Union Clarksville IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to One Vision, your trusted partner in financial wellness right here in Clarksville, Indiana! Located at 206 W Lewis And Clark Pkwy, Clarksville, IN 47129, our branch has proudly served the community since 1954. At One Vision, we understand that every member's financial journey is unique, which is why we offer a variety of services tailored to meet your needs. With a robust total asset base of $62,649,863 and total deposits amounting to $1,757,059, we are committed to ensuring the financial health of our members. Our dedication is reflected in our growing membership of 3,695 individuals who trust us for their banking needs. From personal loans and auto financing to business banking solutions, we have you covered. Under the leadership of our CEO Pamela Goodman and Board President Michael Jaynes, our team of 16 employees is here to provide personalized service that makes banking easier and more enjoyable. Whether you need assistance with a loan or simply want to open an account, we invite you to reach out or visit us. While members can visit us at our branch location, official correspondence should be sent to PO Box 2007, Clarksville, IN 47131-2007. Explore how One Vision can help you achieve your financial goals by visiting our website at onevisionfcu.org or giving us a call at 812-945-4600. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At One Vision, we take pride in our rich history and commitment to serving our community. Established in 1954, our branch has grown from its humble beginnings to become a cornerstone of financial support for the residents of Clarksville, IN. Located at 206 W Lewis And Clark Pkwy, we are easily accessible to those who need us most, with landmarks like the historic Lewis and Clark Bridge nearby. Over the years, One Vision has evolved significantly. Today, we proudly serve over 3,600 members and manage total assets of $62,649,863. Our mission is clear: to provide exceptional financial services while fostering community support and engagement. We believe that by empowering our members with the tools they need to succeed financially, we also strengthen the community as a whole. Our commitment to service goes beyond just banking. We offer a variety of personal banking products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we embrace technology through online and mobile banking options that make it easier than ever for members to manage their finances on-the-go. One Vision is not just about transactions; it's about relationships. Our team works hard to ensure every member feels valued and supported. We also engage in partnerships and outreach efforts that help uplift those around us. From local charities to educational initiatives, we strive to make a positive impact in Clarksville and beyond. For those looking to visit us, our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also provide convenient drive-thru banking services and ATM access for added flexibility. While members can visit us at 206 W Lewis And Clark Pkwy Clarksville In 47129, official correspondence should be sent to PO Box 2007, Clarksville, IN 47131-2007. At One Vision, we're excited about what lies ahead. We invite you to join our community and experience the benefits of being part of a credit union that truly cares. Whether you're looking for financial advice or planning your next big purchase, we are here for you every step of the way. Contact us today at (812) 945-4600 or explore more at our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the One Vision Credit Union, conveniently located at 206 W Lewis And Clark Pkwy in Clarksville, Indiana! Our branch is not just a place to bank; it's a community hub where members can easily access a wide range of financial services. Nestled near local landmarks, our location is easy to find and offers plenty of parking for your convenience. At One Vision, we understand the importance of accessibility. Our branch is designed with features that accommodate everyone, including ADA-compliant ramps and entrances. Whether you're visiting us in person or using our drive-thru service for quick transactions, we've got you covered. Our operating hours make it easy for you to stop by when it suits you best. We are open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM. If you prefer banking on the go, we also offer ATM services right here at the branch so you can manage your finances anytime. While members can visit us at our branch address, official correspondence should be sent to PO Box 2007, Clarksville, IN 47131-2007. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. So why wait? Come visit us today or give us a call at 812-945-4600 to learn more about how we can serve you better!

Member Eligibility

At One Vision, we believe in building a community where everyone can thrive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Clarksville area, you're likely eligible to join our family. We embrace individuals from all walks of life, so whether you're just starting out or looking for more financial options, you'll find a place here. The benefits of membership are abundant from personalized banking services to competitive loan rates and savings accounts that help your money grow. To get started, simply check out our detailed eligibility criteria at https://www.onevisionfcu.org/one-vision-credit-union-better-banking-membership-perks. When you're ready to open an account, the process is straightforward; just visit us online at https://www.onevisionfcu.org/apply or give us a call at (812) 945-4600. We can't wait to welcome you to One Vision, located at 206 W Lewis And Clark Pkwy Clarksville In 47129, where your financial future is bright!

Business Banking & Commercial Services

At One Vision, we understand that every business journey is unique. Whether you're a startup looking to make your mark or an established company aiming for expansion, our tailored business banking solutions can help you reach your goals. Imagine securing the funds you need to launch a new product line or upgrade your equipment this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: a busy retail shop using our point-of-sale solutions to process payments quickly while keeping track of sales data effortlessly. This not only saves time but also allows owners to focus on what they do best serving their customers. Located at 206 W Lewis And Clark Pkwy Clarksville In 47129 in Clarksville, IN, we are here to help you navigate your business banking needs. Reach out today at (812) 945-4600 and let's discuss how we can partner for your success!

Comprehensive List Of Services

Auto Financing Made Easy

Need a new car? Our Auto Loans & Vehicle Financing options can get you on the road without the stress of high-interest rates. We work hard to offer competitive rates that fit your budget and lifestyle. Picture driving off in a new vehicle while enjoying flexible repayment terms tailored to suit your financial situation.

Business Banking Services

For small business owners, we have dedicated services under our Business Banking umbrella. This includes Merchant Services & Business Loans, providing essential tools and financing options to help grow your enterprise. We understand that running a business is no small feat; that's why we strive to support you at every turn.

Convenient Access

In addition to these core services, our branch offers essential features like ATM & Cash Withdrawal Services, as well as Drive-Thru Banking for quick deposits and withdrawals without leaving your vehicle. For members of partner credit unions, we provide basic shared branch transactions so they can easily deposit and withdraw funds as needed.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! They not only help you manage purchases but also earn points for every dollar spent. Use those rewards for travel, shopping, or even cash back it's all part of making your spending work harder for you.

Join Us Today!

With all these services available at One Vision, we're here to support you every step of the way on your financial journey. If you're ready to experience better banking tailored for you, give us a call at 812-945-4600 or visit us online at onevisionfcu.org to learn more about becoming a member today!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that make it easy to manage your day-to-day finances. Imagine having instant access to your funds through our user-friendly Online & Mobile Banking services. You can check balances, transfer money between accounts, and even pay bills all from the palm of your hand! When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide the support you need to regain control. Plus, if you're thinking about purchasing your dream home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to help you navigate the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that cater to all your needs. You can check balances, pay bills, and transfer funds effortlessly. Plus, if you prefer going paperless, we offer e-statements that are not only environmentally friendly but also help you keep track of your finances more easily. You can sign up for electronic statements with just a few clicks! For those on the go, our mobile application makes managing your account even simpler. You can use mobile payments to make purchases with ease and confidence. Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle.

Security and Accessibility

Your security is our top priority. We utilize advanced security measures to ensure that your personal information stays safe while you enjoy the convenience of online banking. Plus, with electronic signature authorization available, signing documents is fast and secure no need for trips to the branch! At One Vision, we believe that banking should fit seamlessly into your lifestyle. Whether you're at home or out and about, our digital services give you real-time control over your financial life. Join us today and experience how easy managing your money can be!

Financial Strength

At One Vision, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is paramount. That's why we are proud to share our robust financial standing, which reflects our commitment to providing you with reliable services and support. With a net worth of $7,758,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,451,100 in share certificates and $12,055,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,864,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $41,700 in used auto loans and a total of $24,270,059 in loans and leases. Our operational efficiency is reflected in our net income of $135,845, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 8,040, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $294,418, further demonstrating our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Vision is your trusted partner. Visit us at 206 W Lewis And Clark Pkwy Clarksville IN 47129 or call 812-945-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,236,634 in used vehicle loans and $1,890,324 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have solutions that fit your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer credit lines with a total of $3,000,000 available to our members. This can be a great option for those who need quick access to funds without having to apply for a traditional loan. We also provide flexible terms on unsecured credit card loans, with a total of $385,460 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,859,419, make buying or refinancing simple. We provide competitive rates and flexible terms to help you navigate the home-buying process with confidence.

Refinancing Options

If you already have an existing loan but are looking for better rates or terms, refinancing could be an excellent option. We encourage you to speak with our team about how refinancing can potentially save you money each month. At One Vision, we're committed to supporting our members' financial well-being. For more information about our loan offerings or to see if you qualify for any of our products, don't hesitate to contact us at (812) 945-4600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh stands out as a reliable tool for consumers seeking the best loan options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that users can trust the comparisons they see, knowing that each lender adheres to established regulatory guidelines. LendMesh offers several key benefits that enhance its credibility: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are considering accurate and reliable options. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This impartial approach allows users to focus solely on finding the best rates available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the genuine value that many have experienced while using the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

One Vision