One South Credit Union | Easy ATM Access & Auto Financing

Introduction

At One South, established in 1953 and headquartered in Natchez, MS, we are dedicated to empowering our members with accessible financial solutions that prioritize community service and support. Under the leadership of CEO Stacy McCann and Board President Michael Anderson, we strive to create a welcoming environment where every member feels valued and understood. Our commitment to the community is reflected in our diverse range of services designed to meet the unique needs of military members and local residents alike.

As a federally insured credit union since January 4, 1971, we take pride in ensuring the safety and security of our members' deposits. With modern banking tools like online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization, we make managing your finances easier than ever. At One South, trust is paramount; we are here to provide you with personalized financial guidance while ensuring you have access to cutting-edge banking technology. For more information about our services or to join our community of over 2,700 members, please visit us at https://www.onesouthfcu.com:443/ or contact us at 6014469592.

Financial Services

At One South, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members in Mississippi. Our offerings encompass everything from personal banking solutions, including checking and savings accounts, to auto loans and vehicle financing that help individuals achieve their transportation goals. For those looking to invest in their future, our mortgage loans and refinancing options are tailored to support home ownership aspirations. Small business owners can also benefit from our business banking services, which include merchant services and business loans that facilitate growth and success. With credit cards that offer rewards and a variety of personal loans aimed at debt consolidation, we are committed to helping our members manage their finances effectively.

In today's fast-paced world, digital access is more important than ever. At One South, we empower our members with robust online banking capabilities and a user-friendly mobile application that allows for seamless account management on the go. Features such as person-to-person transfers, mobile payments, e-statements, and electronic signatures make everyday banking not just convenient but also efficient. These tools enable members to plan for significant life milestones with confidence while ensuring that managing finances becomes an effortless part of their routine. If you're interested in becoming a member or learning about eligibility requirements, visit for more information. Additionally, for those considering various loan options or rate comparisons, our partnership with lending platforms via https://www.lendmesh.com/loans/personal_loans can provide valuable insights.

For personalized support or inquiries about our offerings, feel free to reach out via fax at (601) 446-9592. At One South, we are dedicated to serving you with the highest level of care while fostering financial well-being in every stage of your journey.

Financial Highlights

One South Federal Credit Union stands as a pillar of strength and reliability in the financial landscape, demonstrating its commitment to serving its members and community. With a Total Membership of 2,738, One South has cultivated a strong sense of belonging among its members, reflecting trust and loyalty. The credit union boasts Total Assets of 18,919,931, showcasing its financial stability and capability to support diverse member needs.

The impressive Net Worth of 3,237,848 underscores the sound management practices that guide One South, ensuring that member deposits are safeguarded while fostering growth. Despite the challenges faced in today's economy, One South maintains a steady Net Income of 0, highlighting its operational efficiency and ability to generate value for its members.

With Total Deposits reaching 2,390,749, members can feel confident knowing their savings are secure. The credit union's dedication to facilitating financial opportunities is evident in its Total Loans and Leases amounting to 935. This level of lending not only supports individual aspirations but also contributes positively to the broader economic environment.

Employing just 8 dedicated professionals, One South ensures personalized service tailored to each member's unique financial journey. The credit union’s Net Worth Ratio of 1,705 reflects a robust foundation that enables it to withstand market fluctuations while continuing to serve its community effectively.

In addition, One South recognizes the importance of diverse lending products, offering a Credit Card Loan Volume of 438 and an Auto Loan Volume of 478. These offerings empower members with flexible financing options designed to meet their varied needs.

While commercial loans may not currently be part of the portfolio at this time, One South remains focused on expanding services that enhance member experience and satisfaction. As the credit union navigates future opportunities, it is poised for growth without relying on Total Borrowings, which stand at 0.

Members can trust One South Federal Credit Union as a valuable partner in their financial endeavors, driven by transparency, community engagement, and a commitment to excellence in service delivery. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.

One South CU

Introduction

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