One Nevada Credit Union Reno NV | Low Mortgage Rates & Auto Loans

Introduction

Welcome to One Nevada, your trusted partner in financial growth and community support, located at 1296 E Plumb Ln Ste A, Reno, NV 89502. Since our establishment in 1950, we have proudly served over 74,381 members, fostering a sense of belonging and commitment that goes beyond banking. With total assets exceeding $1.39 billion, we are equipped to provide a wide range of services tailored to meet your personal and business needs. At One Nevada, we understand the importance of building strong relationships within our community. Our dedicated team is led by CEO Paul Parrish and Board President William Flaxa, who both prioritize member satisfaction and engagement. Whether you're seeking competitive auto loans or looking for reliable savings options, we are here to guide you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 1296 E Plumb Ln Ste A, Reno, NV 89502-6917 if needed. We are proud to offer a wide array of services including personal banking accounts, mortgages, credit cards with rewards, and business banking solutions. With a solid financial foundation reflected in our net worth of $212,791,236 and cash in hand totaling $19,259,230, you can trust that your finances are in good hands. Our focus on responsible lending has resulted in total loans reaching 36,837, ensuring that we can support our members' dreams without compromising on stability. Join us today! Visit our website at One Nevada or call us at 775-827-4685 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future for you and our community!

Branch History & Mission

Commitment to Excellence

Our commitment extends beyond traditional banking; we prioritize accessibility for all. Whether it's through ADA-compliant facilities or robust customer service, we strive to create an inclusive environment where everyone can thrive. With 190 dedicated employees ready to assist you and an ATM available for your convenience, we aim to provide exceptional service every day. Join us at One Nevada and experience the difference of being part of a credit union that truly cares about its members. Whether you're looking for financial products or want to engage with your community more deeply, we're here for you every step of the way. Ready to take control of your financial future? Contact us today at (775) 827-4685 or visit us during our operating hours from 9 AM to 5 PM on weekdays! Together, let's build a brighter future for you and your family.

Our Mission

At One Nevada, our mission is straightforward: to help our members achieve their financial goals while actively contributing to the communities we serve. We believe that financial success goes hand-in-hand with community involvement. That's why we engage in outreach programs that support local initiatives, education, and economic development. While you can visit us at 1296 E Plumb Ln Ste A Reno Nv 89502, official correspondence should be sent to 1296 E Plumb Ln Ste A, Reno, NV 89502-6917 if it differs from our branch address. We are committed to ensuring all members feel valued and supported through every interaction.

Our Story

One Nevada began its journey more than seven decades ago with a simple mission: to provide accessible financial services that empower individuals and families. Over the years, we have embraced change and innovation while remaining grounded in our core values of trust and community support. Our branch, located at 1296 E Plumb Ln Ste A Reno Nv 89502 in Reno, is easily accessible and serves as a welcoming hub for all your banking needs. As we expanded, we introduced various services tailored to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans and mortgage financing. We are proud to offer modern conveniences such as online banking and mobile applications, ensuring you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Accessibility Features

At One Nevada, we prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and spacious entrances to ensure everyone can visit us comfortably. Parking is readily available, making it hassle-free to stop by for your banking needs.

Connect with Us

Whether you're a long-time member or new to our community, we invite you to visit us at One Nevada. If you have any questions or need assistance, feel free to give us a call at 775-827-4685. We look forward to helping you achieve your financial dreams!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to serve you better. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, giving you ample time to come in and discuss your financial goals or handle any banking transactions.

Services Offered

From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, One Nevada has something for everyone. We also provide business banking services, including merchant services and business loans. Need cash? You'll find an ATM conveniently located right here at our branch for quick withdrawals and balance checks.

Member Eligibility

At One Nevada, we believe that becoming a member is like joining a caring community that supports your financial journey. If you're looking to be part of something special, it's easy to see if you qualify! Our eligibility is designed to be inclusive, welcoming anyone who lives, works, or attends school in the areas we serve. You can find all the details about membership criteria at this link, making it simple for you to explore your options. Joining us opens up a world of benefits like personalized banking solutions, competitive loan rates, and access to various financial services tailored just for you. Ready to take the next step? Opening an account is straightforward and can be done with just a quick call to us at (775) 827-4685 or by visiting us at our branch located at 1296 E Plumb Ln Ste A Reno Nv 89502. We can't wait to welcome you into our One Nevada family!

Business Banking & Commercial Services

Merchant Services for Every Transaction

In addition to loans, we offer merchant services that simplify payment processing. Whether you're a retail shop accepting credit cards or a service provider needing invoicing options, our solutions make transactions easy and efficient. This means more time focusing on your customers and less hassle managing payments. Visit us at 1296 E Plumb Ln Ste A, Reno, NV 89502 or give us a call at 775-827-4685 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $158,316,149, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our Auto Loans & Vehicle Financing services. Whether it's a brand-new ride or a reliable used car, we have flexible financing options that fit your budget. Picture driving off in your dream car with an affordable monthly payment tailored just for you.

Business Banking

For business owners, our Business Banking services include Merchant Services and Business Loans designed specifically for entrepreneurs like you. We understand the challenges businesses face and are here to support your growth with tailored financial solutions.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! Earn points for every dollar spent and redeem them for travel, merchandise, or cash back. It's an easy way to make the most out of your everyday purchases while enjoying added benefits.

Digital Banking Features

All these services are made even more accessible with our Online & Mobile Banking features. Check balances, transfer funds, and pay bills from anywhere at any time making banking easier than ever before! Plus, enjoy the convenience of ATM and cash withdrawal services right at your fingertips. We invite you to visit us at 1296 E Plumb Ln Ste A Reno Nv 89502, call us at (775) 827-4685, or explore more about what we offer at Reno - Plumb Branch by visiting our website. Whether you're looking for personal finance solutions or business support, we're here to help you every step of the way towards achieving your financial goals!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. We offer competitive rates and customizable terms to help you secure the home you've always wanted. If you're already a homeowner, consider refinancing to take advantage of lower rates or to tap into your home's equity. Our team is here to guide you every step of the way.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options are here to assist you. We offer both checking and savings accounts that cater to various lifestyles. Imagine having a checking account that not only keeps your money safe but also helps you save for the things that matter most. With easy access to your funds through online banking and mobile apps, managing your finances has never been more convenient.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us. That's where our Personal Loans & Debt Consolidation come into play. Whether it's funding a family vacation or managing existing debt, we provide straightforward loan options that allow you to regain control of your finances. Think about simplifying your payments and reducing interest costs with our debt consolidation solutions.

Digital & Online Banking

Mobile Banking Made Simple

If you prefer banking on-the-go, our mobile application is just what you need! Available for download now, it provides the same great features as our online platform but fits right in your pocket. You can make person-to-person transfers effortlessly perfect for splitting dinner bills or sending funds to family and friends quickly.

Security First

Security is a top priority for us. Our online banking services include features that keep your information safe while providing peace of mind during transactions. While we currently do not offer electronic signature authorization, our systems are designed to protect your data using the latest security protocols.

Why Choose Us?

Choosing One Nevada means embracing a hassle-free way to manage your finances anytime, anywhere. With convenient mobile payments not yet available, we focus on delivering reliable online banking experiences that prioritize accessibility and ease-of-use. Our commitment to enhancing your financial journey is evident in every service we provide. Experience the modern way to bank with us today! For more information or to get started with our online services, visit https://www.onenevada.org. Your financial freedom awaits!

Financial Strength

A Solid Foundation

With a net worth of $212,791,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth underpins our commitment to safeguarding your deposits and providing valuable loans. Our net worth ratio of $1,529 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 190 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The dedication of our staff helps create an atmosphere where members feel valued and supported. Total Share Accounts: 183,053, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings

Members' savings are secured through $112,254,986 in share certificates and $263,452,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $160,384,981 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Supporting Your Financial Goals

We understand that lending is vital for helping you achieve your dreams. That's why we have $8,246 in used auto loans and $597,308,876 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Nevada is your trusted partner. Visit us at 1296 E Plumb Ln Ste A Reno Nv 89502 or call (775) 827-4685 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,672,335 in used vehicle loans and $56,140,076 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. Whether it's a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $158,316,149 provide the capital needed to expand operations or invest in new ventures. We are committed to supporting local businesses and helping them thrive. At One Nevada, we're dedicated to providing exceptional service and tailored solutions that meet your unique financial needs. We also have refinancing options available if you're considering making adjustments to your current loans just ask one of our team members how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check out our website at One Nevada for more information on how we can help you reach your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $31,844,919 in loans helping members manage their finances effectively, our credit card options come with competitive rates and rewards programs designed to suit your spending habits.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $23,390,745, we can assist you in finding the right loan product that meets your needs. Our mortgage experts will work with you to ensure you understand all available options and help you make informed decisions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, which aids in making informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users confidence in their choices.

One Nevada