One Credit Union Buffalo NY | Best Auto Loans & Business Banking

Introduction

Welcome to One Credit Union Of Ny, your trusted financial partner since 1933! Located at 3495 Bailey Ave, Buffalo, NY 14215, we are proud to serve our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a total membership of 9,114 and assets amounting to an impressive $102,268,091, we understand the importance of building strong relationships based on trust and reliability. At One Credit Union Of Ny, we offer a variety of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is to help you achieve your financial dreams while ensuring that your experience with us is as smooth and enjoyable as possible. With total deposits reaching $9,622,902 and a net worth of $11,359,489, our financial health reflects our dedication to supporting our members' needs. Our leadership team is here for you. Under the guidance of CEO James Furman and Board President Kimberly Wallace, we strive to foster a welcoming environment where you can feel confident in your financial decisions. We have a dedicated staff of 21 employees ready to assist you during our lobby hours from Monday to Friday. While members can visit us at our branch address, official correspondence should be sent to the same location: 3495 Bailey Ave, Buffalo, NY 14215-1129. If you have any questions or need assistance, don't hesitate to reach out at 716-862-8744. Join us in making your financial journey a successful one! Visit our website at One Credit Union or stop by today we're excited to help you with all your banking needs!

Branch History & Mission

Community Focus

Our dedication goes beyond banking; we engage in various community outreach efforts aimed at making Buffalo a better place for all its residents. By partnering with local organizations and supporting community initiatives, we aim to uplift those around us and foster an environment where everyone can thrive. As we look toward the future, One Credit Union Of Ny remains committed to innovation while honoring the traditions that have made us successful for nearly nine decades. We invite you to join us on this journey! Experience the benefits of being part of a credit union that truly cares about its members and their community. For more information or to become a member today, please call us at 716-862-8744 or visit us online at OneCreditUnion.org. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings in the early 20th century, One Credit Union Of Ny has consistently evolved to meet the needs of our members. Our commitment to service excellence has led us to expand our offerings beyond traditional banking. Today, we proudly manage total assets of over $102 million, ensuring that we can provide robust financial solutions tailored for everyone from personal checking accounts to auto loans and credit cards with rewards. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 3495 Bailey Ave, Buffalo, NY 14215-1129. Our location is easily accessible and near local landmarks that make it convenient for you to drop by.

Our Mission

At One Credit Union Of Ny, our mission is simple yet profound: we strive to enhance the lives of our members through exceptional financial services while actively contributing to our community's growth. We believe that everyone deserves access to quality banking options that empower them to manage their finances effectively. Whether you're looking for a personal loan or planning for your future with savings accounts and mortgages, we're here every step of the way. We embrace technology as part of our commitment to member service. With online banking, mobile payments, and e-statements available, managing your finances has never been easier. We're also proud to offer ATM access for your convenience.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near local landmarks, such as the VA Medical Center, our branch is not only easy to find but also well-connected. Parking is available on-site, and we ensure that our facilities are accessible to everyone, including ADA-compliant features to assist those who may need them. If you need to send official correspondence, please note that while you can visit us at our branch address, mailing should be directed to 3495 Bailey Ave, Buffalo, NY 14215-1129.

Operating Hours and Services

At One Credit Union Of Ny, we strive to accommodate your schedule with our operating hours: Monday through Thursday from 6:45 AM to 2:45 PM and Friday from 7:15 AM to 3:15 PM. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. Plus, with ATM availability right here at our branch, accessing cash has never been easier.

Your Financial Partner Awaits

If you have any questions or need assistance, don't hesitate to call us at 716-862-8744. We invite you to visit us and experience firsthand the friendly service that makes One Credit Union Of Ny your trusted financial partner!

Member Eligibility

At One Credit Union Of Ny, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're wondering whether you qualify for membership, we're here to help! Generally, anyone who lives, works, worships, or attends school in the Buffalo area can join us. We welcome individuals from all walks of life and aim to provide a nurturing environment where you can thrive financially. For detailed eligibility criteria, feel free to visit our website at http://www.OneCreditUnion.org/membership/become-a-member/ . Becoming a member is straightforward and rewarding. Once you're eligible, you'll have access to a variety of services designed with your needs in mind. From personal loans to savings accounts, we offer options that can help you achieve your financial goals. To open an account or learn more about what we offer, just give us a call at (716) 862-8744 or visit our account opening page at https://www.financial-net.com/onecreditunion/lending/internetloans . We're excited to welcome you into the One Credit Union Of Ny family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a partner that simplifies payments for your customers while keeping your finances organized. Our merchant services do just that, allowing you to accept various payment types seamlessly. Whether you run a retail shop or offer services, we provide the tools to streamline transactions so you can focus on what really matters growing your business. Visit us at 3495 Bailey Ave Buffalo Ny 14215 in Buffalo, NY, or call us at (716) 862-8744 to learn how our business banking services can empower your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch features ATM access for all your cash withdrawal needs. With easy access to your money through ATMs located near you, managing your cash flow has never been simpler. We invite you to visit us at One Credit Union Of Ny, where our friendly team is ready to assist you with all these services and more. Explore how we can support your financial journey today! For more information or to become a member, please visit us online at https://www.onecreditunion.org/ .

Auto Loans & Vehicle Financing

If you're looking to purchase a new or used vehicle, our auto loans and vehicle financing solutions make the process smooth and straightforward. Imagine driving off in your dream car without breaking the bank our competitive rates help ensure that you get the best deal possible.

Business Banking

For entrepreneurs and small business owners, One Credit Union Of Ny offers business banking solutions like merchant services and business loans. We recognize how vital it is for businesses to have reliable financial partners, so our offerings are designed to help you thrive in today's competitive marketplace.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you as you shop. Imagine earning points every time you make a purchase points that can be redeemed for exciting rewards! It's just another way we help our members save while enjoying their everyday spending.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones, and at One Credit Union Of Ny, we're here to support you every step of the way with our mortgage loans and refinancing options. We know how important it is to find a mortgage that fits your budget, so our experienced staff will work closely with you to find the best solution tailored to your needs.

Online & Mobile Banking

In this fast-paced world, convenience matters. That's why we provide robust online and mobile banking services that let you manage your finances anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, you'll find it simple and secure with our digital tools.

Personal Banking

We understand that managing finances can be overwhelming, which is why we offer a robust selection of personal banking options. Our checking and savings accounts are designed to fit various lifestyles, making it easier for you to manage your day-to-day expenses and save for those special moments. Whether you're starting your first job or planning for retirement, our accounts provide the flexibility and ease you need.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you can tackle them head-on. Whether it's consolidating debt or covering an emergency expense, we offer flexible terms that allow you to pay off what you need without added stress.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.onecreditunion.org/ , provides a user-friendly experience that makes managing your money simple. Whether you're checking balances or paying bills, everything is just a few clicks away. Plus, with e-statements available, you'll receive your account statements electronically no more waiting for the mail! For those who prefer mobile solutions, our mobile application gives you the freedom to handle transactions on the go. You can also enjoy the convenience of mobile payments, making it easier than ever to pay for goods and services directly from your phone.

Secure and Convenient Transactions

When it comes to security, we prioritize protecting your information. Our platform uses advanced encryption to keep your data safe while you bank online. Additionally, our person-to-person transfer feature allows you to send money quickly and securely to friends or family without any hassle. While electronic signature authorization is not currently offered, our straightforward processes make banking with us stress-free. We are committed to ensuring that every member can easily navigate their financial needs. In summary, whether you're using a computer or a smartphone, One Credit Union Of Ny offers the tools you need for effective account management. Join us today and discover how easy it is to take control of your finances with our digital banking services!

Financial Strength

Committed Team

We also take pride in having 20 full-time employees and 1 part-time employees dedicated to assisting you. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Credit Union Of Ny is your trusted partner. Visit us at 3495 Bailey Ave Buffalo Ny 14215 or call (716) 862-8744 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $7,509,511 in share certificates, offering stable and rewarding financial growth opportunities. This shows our dedication to helping you grow your savings effectively. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $9,685,987 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $41,214,315, which supports various member needs across different sectors.

Strong Financial Health

With a net worth of $11,359,489, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,110 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,218,419 in used vehicle loans and $4,046,793 in new vehicle loans already helping members get on the road. We understand how important it is to find the right financing for your next vehicle, and our team is here to help you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,002,951, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that can help make your dream home a reality. If you're considering refinancing your existing mortgage, we also have options available to help reduce your monthly payments.

Other Loan Options

For those looking for additional financial assistance, our total credit lines amount to $10,000,000, giving you access to funds when you need them most. Each of these products is designed with you in mind, ensuring that our members have the support they need for their personal and financial growth. If you're interested in exploring any of these loan options or want more information about refinancing or eligibility requirements, don't hesitate to reach out. You can call us at (716) 862-8744 during our operating hours: Monday to Thursday from 6:45 am to 2:45 pm and Friday from 7:15 am to 3:15 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at One Credit Union for more information about our offerings!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,823,908 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while providing security and convenience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ONE CREDIT UNION OF NY CREDIT UNION - Buffalo, NY