Member Eligibility
Becoming a member of One Community is like joining a family that truly cares about your financial well-being. If you're looking to experience personalized service and community support, we invite you to explore membership with us. Generally, anyone who lives, works, worships, or attends school in the area can join our credit union. This means that whether you're just starting out or looking to grow your savings, there's a place for you here at One Community. For more detailed information on eligibility criteria, feel free to visit [this link]. Opening an account is simple! You can start your journey towards better financial health by visiting us at our branch located at 500 13Th Ave Vienna Wv 26105, or by calling us at (304) 865-0700 if you have any questions. We're here to help make the process as easy and welcoming as possible. Join us today and discover all the benefits that come with being a member of One Community!
Financial Strength
At One Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to transparency and reliability ensures that you can trust us with your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $11,507,456, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $26,916,315 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,420,829 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,108 in used auto loans and $78,253,318 in total loans and leases. Our $96,877 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 13,441, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Community is your trusted partner. Visit us at 500 13Th Ave Vienna Wv 26105 or call (304) 865-0700 to learn more about how we can help you achieve your financial goals.
