On The Grid Financial Atlanta GA Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to On The Grid Financial, your trusted community credit union located at 5901 Peachtree Dunwoody Rd Ste A275, Atlanta, GA 30328. Since our establishment in 1935, we have proudly served our members with a commitment to providing personalized financial solutions and building strong community relationships. With a total membership of 4,211 and total assets amounting to an impressive $43,508,955, we are dedicated to ensuring that our members achieve their financial goals. At On The Grid Financial, we understand the importance of trust and reliability in banking. That's why we offer a wide range of services tailored to meet your needs, whether you're looking for checking and savings accounts, auto loans, or business banking solutions. Our team of 7 dedicated employees, led by our CEO Tracy Burke and Board President John Blackshear, is here to provide you with exceptional service every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 5901 Peachtree Dunwoody Rd Ste A275, Atlanta, GA 30328-7173. We invite you to explore our offerings further on our website at cuonthegrid.com. As a member-focused institution, we are proud of our financial stability, with total deposits reaching $2,117,407 and a net worth of $6,157,160. Our commitment extends beyond numbers; it's about making a positive impact in the lives of our members and the broader community. If you're ready to take the next step in your financial journey or have questions about how we can assist you better, don't hesitate to reach out! Call us today at 770-396-9005 during our lobby hours from Monday to Friday. We look forward to welcoming you into the On The Grid Financial family!

Branch History & Mission

Call to Action

We invite you to join us at On The Grid Financial! Experience firsthand how we can help you achieve your financial goals while contributing to the strength of our community. For more information or to open an account, visit us online at cuonthegrid.com or call us at 770-396-9005 today!

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements to provide convenient services such as online banking and mobile payments. We also ensure that our facilities are ADA compliant so everyone can access our resources without barriers.

Our Mission

Our mission is clear: we strive to empower individuals and families by providing them with personalized financial services that foster growth and stability. We understand that each member's journey is unique, and we are here to support you every step of the way. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, our comprehensive range of services is designed with your success in mind. We believe in making a positive impact beyond banking. Our initiatives include partnerships with local organizations and community outreach programs that aim to uplift those around us. We are committed to being more than just a financial institution; we are dedicated community members who care deeply about the welfare of our neighbors. While members can visit us at 5901 Peachtree Dunwoody Rd Ste A275, official correspondence should be sent to 5901 Peachtree Dunwoody Rd Ste A275, Atlanta, GA 30328-7173 if needed.

Branch Location & Accessibility

Connect with Us Today!

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 770-396-9005. We look forward to welcoming you to On The Grid Financial where your financial well-being is our priority!

Easy Access and Parking

Our branch is designed with your convenience in mind. We have ample parking available, and our facilities comply with ADA standards, ensuring accessibility for all members. Whether you're visiting for personal banking or loan inquiries, we strive to make your experience comfortable and straightforward.

Operating Hours to Suit Your Schedule

We know your time is valuable! That's why we offer flexible operating hours: from Monday to Tuesday and Thursday to Friday, our lobby is open from 8:00 a.m. to 4:30 p.m., with extended hours on Wednesday starting at 10:00 a.m. This means you can visit us at a time that works best for you.

Services Tailored for You

At the North Atlanta Branch, we offer a variety of services to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with online and mobile banking options available, managing your accounts has never been easier.

Member Eligibility

At On The Grid Financial, we believe that becoming a member is like joining a close-knit family, where your financial goals are our top priority. If you live, work, worship, or attend school in the Atlanta area, you're likely eligible to join us! We welcome individuals who share our values and want to experience the benefits of personalized banking services. To learn more about specific eligibility criteria, you can check out the details on our website at https://cuonthegrid.com/on-the-grid-financial/our-membership/ . Opening an account is easy and straightforward! Just visit us at 5901 Peachtree Dunwoody Rd Ste A275 Atlanta Ga 30328 or give us a call at (770) 396-9005 for assistance. Our friendly team is here to guide you through the process and answer any questions you may have. We can't wait to welcome you into our community! For even more information about opening an account, feel free to explore this link: http://www.cuonthegrid.com/apply/ .

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services allow you to accept payments easily, giving you more time to focus on what matters most running your business. From point-of-sale systems to online payment solutions, we equip you with tools that enhance customer experience while boosting your bottom line. Located at 5901 Peachtree Dunwoody Rd Ste A275 Atlanta Ga 30328 in Atlanta, GA, we're here to help you thrive. For personalized assistance or to learn more about our offerings, give us a call at (770) 396-9005. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you in achieving your business goals.

Digital Convenience

At On The Grid Financial, convenience is key. Our robust Online & Mobile Banking services let you check balances, transfer funds, and pay bills all from your smartphone or computer. Plus, with features like ATM and cash withdrawal services available through partnerships, getting cash when you need it has never been easier. Our goal is to make banking as accessible and straightforward as possible for everyone in Atlanta, GA. If you have any questions about our services or want to explore how we can assist you further, don't hesitate to reach out! Call us at 770-396-9005 during our lobby hours: Monday, Tuesday, Thursday and Friday from 8:00 a.m. to 4:30 p.m., and Wednesday from 10:00 a.m. to 4:30 p.m. Join us today and discover how On The Grid Financial can help you thrive financially! Visit us at cuonthegrid.com for more information or to get started with opening an account!

Flexible Lending Options

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, we provide flexible solutions that help you manage debt effectively or cover urgent costs without stress. Additionally, our Credit Cards with Rewards allow you to earn points for every dollar spent, making each purchase even more rewarding.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer Checking & Savings Accounts that cater to your everyday banking needs. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with features like online banking and mobile app access so you can manage your money anytime, anywhere. If you're considering a new vehicle or need to refinance an existing one, our Auto Loans & Vehicle Financing options make it simple and affordable. Picture driving off in that new car with low monthly payments tailored just for you. For those looking to purchase a home or refinance their mortgage, we offer competitive Mortgage Loans & Refinancing solutions that help you secure the right terms for your situation.

Digital & Online Banking

Key Services Available

With our online banking service, accessible at https://cuonthegrid.com/ , you can check your account balances, transfer funds, and pay bills all from the comfort of your home or while commuting. Our platform is user-friendly and designed to make your banking experience smooth and efficient. Plus, with 24/7 online banking services, you have control over your finances whenever you need it.

Mobile Banking Features

For those who prefer banking on their mobile devices, our mobile application is available for download. It provides all the features of online banking right at your fingertips. You can also take advantage of our mobile payments feature to make purchases quickly and easily from your smartphone. Need to send money to friends or family? Our person-to-person transfer option allows you to do just that in just a few taps! Additionally, e-statements are available for those who want to manage their finances in a paperless way. At On The Grid Financial, we're dedicated to making banking as accessible and straightforward as possible. Join us today and experience how easy it is to manage your money online!

Security and Convenience

Security is a top priority for us. We use advanced encryption technology to keep your information safe, so you can bank with peace of mind. Our electronic signature authorization feature makes signing documents simple and secure, allowing you to complete transactions without the hassle of paperwork.

Financial Strength

A Committed Team

We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with confidence.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 6,541, showing a strong and growing member base that trusts us with their finances. This trust reflects our dedication to serving each member's unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, On The Grid Financial is your trusted partner. Visit us at 5901 Peachtree Dunwoody Rd Ste A275 Atlanta Ga 30328 or call (770) 396-9005 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $4,727,409 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can always expect top-notch service when you visit or contact us.

Secure Savings Options

Members' savings are secured through $7,154,557 in share certificates and $5,133,533 in money market shares, offering stable and rewarding financial growth opportunities. This means your money is safe with us while you earn interest over time.

Strong Capital Foundation

With a net worth of $6,157,160, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,414 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $418 in used auto loans and $17,964,468 in total loans and leases available for our members. Whether you're looking to buy a new car or finance other needs, we're here to help make it happen.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,568,714 in used vehicle loans and $3,984,674 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you can find the right fit for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,521,275 in loans helping members manage their finances effectively. These cards are perfect for making everyday purchases while offering the convenience of online banking and mobile payments.

Credit Lines

If you need more flexibility with your spending, our credit lines can help manage cash flow easily. With a total of $3,735,200, our members have access to funds when they need them most. Whether you're considering refinancing options or just starting to explore eligibility requirements, our team is here to guide you through every step of the process. We encourage you to reach out at (770) 396-9005 or visit us at 5901 Peachtree Dunwoody Rd Ste A275 Atlanta Ga 30328 in Atlanta, GA for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your financing options today and see how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, designed to help you navigate the journey toward owning your home.

Loan Aggregator

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ON THE GRID FINANCIAL FEDERAL CREDIT UNION - Atlanta, GA