Omni Community Credit Union White Pigeon MI | Top Checking & Business Loans

Introduction

Welcome to Omni Community, your trusted financial partner since 1952. Located at 114 E Chicago Rd, White Pigeon, MI 49099, we are proud to serve a vibrant community of over 45,826 members. At Omni Community, we believe in providing our members with the tools and support they need to achieve their financial goals. Our commitment is reflected in our impressive total assets of $576,920,297, and total deposits amounting to $21,435,619. With a strong net worth of $96,137,793, you can feel secure knowing that your money is in good hands. Our experienced team, led by CEO Mark Cramer and Board President Robert Lambert, works diligently to ensure our services meet your needs. Whether you're looking for personal banking solutions such as checking accounts or auto loans, or business banking services like merchant services and business loans, we've got you covered. Our branch also features convenient drive-thru services and ATM access for easy transactions. While members can visit us at our White Pigeon location, official correspondence should be sent to our mailing address at PO Box 1537, Battle Creek, MI 49016. Join us today to discover how we can help you on your financial journey! For any inquiries or assistance, don't hesitate to call us at 269-441-1400. Visit our website at www.omnicommunitycu.org to learn more about our offerings and become part of our community-focused credit union.

Branch History & Mission

Omni Community has been a cornerstone of financial support in White Pigeon, MI, since it first opened its doors in 1952. Over the decades, our branch has not only grown in size but also in spirit, evolving into a trusted partner for nearly 46,000 members. Located at 114 E Chicago Rd, right in the heart of White Pigeon, we are proud to be part of this vibrant community. Our location is easily accessible and close to local landmarks, making it convenient for everyone to visit us. From the very beginning, our mission has been clear: to provide quality financial services while enhancing the lives of our members and supporting the community around us. We strive to foster a sense of belonging and security for every member who walks through our doors. With total assets amounting to $576,920,297, we stand strong as a reliable institution ready to meet your banking needs. At Omni Community, we believe that banking should be personal. That's why we focus on offering services that truly matter: from checking and savings accounts to auto loans and mortgages; we aim to empower our members financially. Additionally, we understand the importance of convenience in today's world. That's why we provide online banking services, mobile payments, and ATM access all designed with you in mind. Our commitment extends beyond just financial products; it's about building relationships and giving back. Over the years, we've initiated numerous community outreach programs aimed at supporting local schools, charities, and events that enrich lives in White Pigeon. We partner with various organizations to create opportunities that help our members thrive both financially and personally. While members can visit us at 114 E Chicago Rd, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. If you have questions or need assistance, feel free to reach out at 269-441-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. In closing, we invite you to experience the difference that comes with being part of Omni Community. Join us today and discover a world where your financial goals are supported by a dedicated team that cares about your success. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Omni Community at our White Pigeon branch, conveniently located at 114 E Chicago Rd, MI 49099. We pride ourselves on being a friendly neighborhood credit union, ready to assist you with all your banking needs. Whether you're a long-time member or considering joining us, our location is designed for your convenience. Just a stone's throw away from local landmarks like the White Pigeon Library and the beautiful downtown area, our branch is easy to find and access. For those driving in, ample parking is available right outside our doors, ensuring you can visit us without hassle. Our facility is fully accessible, featuring ramps and ADA-compliant entrances so everyone can enjoy our services. We understand that your time is valuable, which is why we offer flexible operating hours. Join us Monday through Thursday from 9 AM to 5 PM and Fridays until 5:30 PM. If you need assistance outside of these hours, our ATM is available for quick transactions around the clock. In addition to traditional banking services like checking and savings accounts, we also provide loans for vehicles and mortgages, personal loans, and credit cards with rewards. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. While members can visit us at 114 E Chicago Rd White Pigeon Mi 49099, official correspondence should be sent to PO Box 1537 in Battle Creek, MI 49016 if needed. For any questions or further assistance, don't hesitate to give us a call at (269) 441-1400. We invite you to come by and experience the friendly atmosphere at Omni Community in White Pigeon! Your financial journey starts here!

Member Eligibility

At Omni Community, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports you in your financial journey. If you're looking to become part of our family, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in our service areas. We welcome individuals from all walks of life, making it easy for you to enjoy the benefits of membership, such as personalized service and a wide range of financial products designed just for you. Getting started is simple! You can check out the detailed eligibility criteria at this link for the most up-to-date information. If you're ready to take the next step, opening an account is straightforward; visit this page to get started online or call us at (269) 441-1400 if you have any questions. We're located at 114 E Chicago Rd White Pigeon Mi 49099, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify your transactions. Picture this: a small shop that needs an efficient way to accept payments from customers. Our merchant services can help streamline sales, allowing you to focus more on growing your business rather than juggling payment processing. Located at 114 E Chicago Rd, White Pigeon, MI 49099, we're here to provide the resources you need for success. Contact us today at 269-441-1400 and let's build a brighter future together!

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand that sometimes you need quick access to cash or want to handle simple transactions without stepping inside. That's why we offer convenient ATM & Cash Withdrawal Services as well as basic drive-thru banking for deposits, withdrawals, and other straightforward transactions. At Omni Community, we're committed to making banking easy and accessible for all our members. With our robust digital banking features and friendly service team, accessing your finances has never been simpler. If you're ready to take advantage of these services or have any questions, feel free to give us a call at 269-441-1400 or visit us today! Join us at Omni Community and experience the difference in member-focused banking.

Business Banking

For business owners, we provide essential support through our Business Banking services. From Merchant Services that make transactions easier for your customers to tailored Business Loans, we've got the tools necessary to help your business thrive.

Credit Cards

Don't forget about our Credit Cards with Rewards! These cards offer not only convenience but also perks that can save you money on future purchases. It's an excellent way to earn rewards while managing your expenses.

Loans and Financing

When it comes to financing, we provide competitive Auto Loans & Vehicle Financing to get you behind the wheel of your dream car. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can help make that possible. Need a little extra cash? Our Personal Loans & Debt Consolidation services can give you the financial boost you need without breaking the bank.

Personal Banking

Starting with personal banking, we offer various Checking & Savings Accounts designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings our accounts make it simple. Plus, you can enjoy the convenience of Online & Mobile Banking, allowing you to check balances and transfer money right from your phone.

Digital & Online Banking

Key Features

You can enjoy the ease of electronic statements with Yes and sign documents securely using our electronic signature authorization feature, which allows you to complete transactions without the hassle of paperwork. Want to send money to a friend? Our person-to-person transfer service makes it quick and simple. For those who prefer mobile transactions, our mobile application is available for download so you can bank right from your smartphone. Plus, with our mobile payments feature, making purchases has never been easier simply tap and go!

Security and Ease of Use

Your security is important to us. All our digital services are designed with your safety in mind, ensuring that your personal information stays protected. Plus, navigating our platforms is user-friendly, allowing you to manage your finances without any frustration. At Omni Community, we believe banking should be accessible and straightforward. Join us today and discover how our digital banking services can enhance your financial management!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 118 full-time employees and 29 part-time employees who are dedicated to serving you with knowledgeable support.

Growing Membership Base

Total Share Accounts stand at 104,565, showcasing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $467,710, we're equipped to meet your needs as they arise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 114 E Chicago Rd White Pigeon Mi 49099 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $5,962 in used auto loans and $333,127,366 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $12,681,837 in new vehicle loans and $95,380,441 in used vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to fit your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $16,823,881 provide the capital necessary to expand operations or invest in new projects. We believe in supporting local businesses and are committed to helping you succeed. If you're considering refinancing any existing loans or exploring eligibility options for our products, please feel free to reach out. Our team is here to guide you through every step of the process. For more information about our loan offerings or to discuss how we can assist you further, don't hesitate to contact us at 269-441-1400 or visit us at our branch located at 114 E Chicago Rd., White Pigeon, MI 49099. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at Omni Community!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, designed for those ready to invest in their future. With competitive rates and personalized service, we aim to make your home-buying experience as straightforward as possible.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $30,964,589 in unsecured credit card loans helping members manage their finances effectively, you can enjoy the freedom of having funds available when needed without tying them to collateral.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Omni Community