Omni Community Credit Union Three Rivers MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Omni Community, your trusted financial partner right here in Three Rivers, MI. Located at 15425 Broadway Rd, our branch has been serving the community since 1952, creating a legacy of reliability and support. With over 45,800 members and total assets reaching an impressive $576,920,297, we are dedicated to helping you achieve your financial goals. At Omni Community, we pride ourselves on being more than just a credit union; we are a vibrant part of the community. Our commitment to serving our members is reflected in our offerings, which include personal banking services like checking and savings accounts, auto loans, mortgages, and even business banking solutions. We strive to meet the diverse needs of our members with tailored services that foster financial growth. Under the leadership of CEO Mark Cramer and Board President Robert Lambert, our team of 147 employees works tirelessly to provide exceptional service. Whether you're visiting us for a quick transaction or looking for comprehensive financial advice, you can count on us to have your best interests at heart. While members can visit us at 15425 Broadway Rd, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. You can reach us directly at (269) 441-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We invite you to explore all that Omni Community has to offer. Visit our website at omnicommunitycu.org or stop by today to discover how we can help you navigate your financial journey with confidence!

Branch History & Mission

Welcome to the Omni Community branch in Three Rivers, Michigan! Established in 1952, our credit union has a rich history of serving the community with dedication and care. Over the decades, we have grown from a small cooperative into a vibrant financial institution, currently boasting a membership of over 45,000 members and total assets exceeding $576 million. Our journey reflects our commitment to not just financial growth but also to enhancing the lives of those we serve. Located at 15425 Broadway Rd, Three Rivers, MI 49093, our branch is nestled in a welcoming neighborhood that's easily accessible for all. Whether you're visiting us for personal banking needs or exploring business opportunities, we're here to help with friendly service and expert advice. If you need to send us official correspondence, please use our mailing address: PO Box 1537, Battle Creek, MI 49016. At Omni Community, our mission is clear: we strive to provide personalized financial solutions while fostering community spirit. We believe in empowering our members through education and support. Our services range from checking and savings accounts to auto loans and mortgages, ensuring that every member finds what they need to achieve their financial goals. We take pride in being a trusted partner in your financial journey. We understand that accessibility matters. That's why we offer convenient operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. Our branch is equipped with an ATM for easy cash access and features drive-thru banking for quick transactions. We are committed to providing a user-friendly experience that meets the needs of all members. In addition to offering traditional banking services, we actively engage with our community through various outreach programs and partnerships. We aim to support local initiatives that make a difference in people's lives because we know that when our community thrives, everyone benefits. Our growth has been made possible by embracing digital advancements while maintaining a personal touch. Members can enjoy online banking, mobile payments, e-statements, and more all designed for convenience without losing the warmth of face-to-face interaction. Join us at Omni Community in Three Rivers and discover how we can help you reach your financial dreams while being part of something bigger a community that cares. Visit us today or check out our website at Omni Community Credit Union for more information on how you can become a member!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 269-441-1400. We invite you to stop by our branch soon our dedicated team looks forward to serving you!

Easy Access and Nearby Landmarks

Our branch is easy to find and access, making your banking experience smooth and hassle-free. Situated near local favorites like the beautiful Scidmore Park and the vibrant downtown area, you'll find plenty of parking available for your convenience. We prioritize accessibility for all our members, so you'll notice features like ramps that ensure everyone can visit us comfortably.

Operating Hours and Services

We're here for you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 5:30 PM. If you're ever in a rush, take advantage of our drive-thru banking services where you can complete simple transactions without leaving your vehicle. At Omni Community, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. Plus, our ATM is available around the clock for cash withdrawals and balance checks. While members can visit us at 15425 Broadway Rd, official correspondence should be sent to our mailing address at PO Box 1537, Battle Creek, MI 49016.

Member Eligibility

At Omni Community, we believe that everyone deserves a supportive financial partner, and becoming a member is the first step towards that journey. If you're looking to join our community at 15425 Broadway Rd, Three Rivers, MI 49093, we welcome you with open arms! Membership is available to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're a local resident or just spending time in our vibrant community, you can enjoy all the benefits of being part of Omni Community. Joining us is easy! You can get started by visiting our website for more details on eligibility criteria at this link. Once you're ready to open an account, simply head over to our account opening page where you'll find a straightforward process designed just for you. If you have any questions or need assistance along the way, don't hesitate to reach out at 269-441-1400. We can't wait for you to become part of our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's competitive marketplace, having reliable merchant services can make all the difference. Our offerings help streamline transactions, allowing you to focus on what matters most growing your business. Imagine a busy Saturday when your store is filled with customers. With our efficient payment processing solutions, you can ensure quick checkouts and satisfied customers, enhancing their experience while boosting your sales. Discover how Omni Community can be a partner in your journey toward success. Visit us at 15425 Broadway Rd, Three Rivers, MI 49093 or call us at 269-441-1400 to learn more about how we can support your business goals!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored solutions through our business banking services. This includes essential merchant services that help streamline transactions and ensure you get paid quickly. Additionally, if you're looking for financial assistance to grow your business, our business loans provide the capital needed for expansion or operational costs.

Call to Action

Ready to explore how Omni Community can support you? Visit us at our location in Three Rivers or check out our website at omnicommunitycu.org for more information on membership eligibility and account opening options. We look forward to serving you!

Commitment to Accessibility

At Omni Community, we understand the importance of making banking accessible. Our branch offers both basic ATM access for withdrawals and balance checks as well as drive-thru banking services for deposits and simple transactions. We want everyone in Three Rivers to feel comfortable managing their finances, whether online or in person. As part of our ongoing commitment to our members' needs, we encourage you to reach out at 269-441-1400 with any questions about the services we provide or how we can assist you on your financial journey.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. With tools like ATM and cash withdrawal services, accessing your funds is quick and easy. You can also perform basic transactions through our drive-thru service, which is perfect for those who prefer face-to-face interactions without stepping inside the branch.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your finances effectively. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans provide flexible solutions that fit your budget. Do you have multiple debts weighing you down? Our personal loans and debt consolidation options can help simplify your payments and lower your interest rates. Plus, with our credit cards featuring rewards, every purchase can bring you closer to exciting benefits while helping build your credit score.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills with just a few clicks. We know how important it is to stay connected to your finances in real-time, which is why our online banking tools are user-friendly and packed with features that make banking easier for you. For those who prefer mobile access, our mobile application allows you to perform all the essential tasks right from your smartphone. You can even make mobile payments easily and securely no need to dig through your wallet! Plus, if you ever need to send money quickly to friends or family, our person-to-person transfer feature makes it straightforward and hassle-free.

Security You Can Trust

Your security is our top priority. With electronic signature authorization available for certain transactions, you can sign documents safely from the comfort of your home. We also provide e-statements that keep your financial information organized and accessible while reducing paper waste it's a win-win! At Omni Community, we believe in providing services that not only enhance convenience but also promote peace of mind. Our commitment to protecting your personal information means you can focus on what truly matters achieving your financial goals without worry. In today's fast-paced world, having reliable digital banking options is essential. Join us at Omni Community and experience banking that works around your life. Visit us today at https://www.omnicommunitycu.org/ to learn more about how we can support your financial journey!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 15425 Broadway Rd Three Rivers Mi 49093 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 118 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of over 104,565 share accounts shows that many members rely on us for their banking needs.

Lending Capacity

Our commitment to supporting your financial goals is evident through our lending capacity. We have $5,962 in used auto loans and $333,127,366 in total loans and leases available for you to achieve your dreams be it purchasing a new vehicle or financing a home. Additionally, our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Our Financial Health

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base gives you the confidence that your money is secure with us. Our net worth ratio of $1,659 demonstrates a robust capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Omni Community, we understand that financial needs come in many shapes and sizes. Whether you're looking to buy a new car, purchase your first home, or manage your everyday expenses, our variety of loan products is designed to meet your unique needs. With over 29066 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already facilitated $12,681,837 in new vehicle loans and $95,380,441 in used vehicle loans to help members get on the road. If homeownership is on your mind, our mortgage options can make the process simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, perfect for those thinking about buying or refinancing their homes. For business owners, we provide outstanding commercial loans totaling $16,823,881. These loans can give you the capital needed to grow and expand your business effectively. Additionally, managing day-to-day finances is made easier with our flexible unsecured credit card loans. We currently have a total of $30,964,589 in unsecured credit card loans available to help our members keep their finances on track. At Omni Community in Three Rivers, MI (15425 Broadway Rd), we're dedicated to serving you with transparency and commitment. For more information on eligibility and refinancing options, feel free to reach out to us at 269-441-1400 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. With us by your side, you're not just getting a loan; you're gaining a partner committed to helping you succeed financially.

Loan Aggregator

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Ensuring Accurate Comparisons

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Omni Community