Omni Community Credit Union Sturgis MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Omni Community at our Sturgis branch, located at 1313 S Centerville Rd, Sturgis, MI 49091. Since our establishment in 1952, we have been dedicated to serving our community with trust and reliability. With a robust membership of over 45,826 individuals, we pride ourselves on being more than just a financial institution; we are your neighbors committed to enhancing your financial journey. At Omni Community, we understand that every member has unique needs. That's why our services range from personal banking solutions like checking and savings accounts to comprehensive auto loans and mortgages. Our total assets of $576,920,297 reflect our stability and commitment to providing you with the best possible financial products. Currently, we hold $21,435,619 in deposits and have issued 29,066 loans and leases numbers that showcase the trust our members place in us. Our leadership team is passionate about community engagement. Under the guidance of CEO Mark Cramer and Board President Robert Lambert, we strive to create an inclusive environment where every member feels valued. Whether you're looking for assistance with everyday banking or exploring business loan options with a net member business loan balance of $17,581,612, we're here to help. While members can visit us at our Sturgis address, official correspondence should be sent to our mailing address: PO Box 1537, Battle Creek, MI 49016. Feel free to reach out by phone at 269-441-1400, or explore more about our offerings on our website: omnicommunitycu.org. Join us today and experience firsthand how Omni Community is dedicated to supporting you every step of the way!

Branch History & Mission

Join Us

We invite you to become part of the Omni Community family. Experience the benefits of membership that not only include competitive rates and comprehensive financial services but also access to a supportive network that genuinely cares about your success. Visit our website at Omni Community Credit Union for more information on how you can join us today!

Our Mission

At Omni Community, our mission is straightforward: to provide our members with the best financial products and services while enhancing their overall well-being. We are dedicated to helping individuals achieve their financial goals through personalized service and innovative solutions. Our branch operates with your convenience in mind. Visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 12 PM. For those who prefer banking on-the-go, we offer online banking services as well as access to ATMs and drive-thru banking options. If you need to reach us for any inquiries or assistance, feel free to call us at 269-441-1400. While members can visit us at 1313 S Centerville Rd Sturgis Mi 49091, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016.

Our Story

From our humble beginnings, Omni Community has remained focused on providing exceptional financial services while fostering a sense of belonging among our members. As we evolved, so did our offerings. Today, we proudly manage total assets of approximately $576 million, which allows us to support our members' diverse needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our commitment goes beyond banking; it's about making a positive impact in the Sturgis community. We believe in giving back through various outreach programs and partnerships aimed at improving local lives. Whether it's sponsoring local events or supporting educational initiatives, we strive to be more than just a financial institution we aim to be an integral part of your community.

Branch Location & Accessibility

Comprehensive Services Just for You

We offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with ATM availability right at our location and basic drive-thru services for deposits and withdrawals, managing your finances has never been easier. While members can visit us at 1313 S Centerville Rd, official correspondence should be sent to PO Box 1537 in Battle Creek if needed. We invite you to stop by or reach out today! At Omni Community, we're not just a credit union; we're your trusted partner in financial success. Come see how we can help you achieve your goals!

Easy Access for Everyone

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure all members can visit us comfortably. Parking is available on-site, making it hassle-free to pop in for your banking needs. We also offer drive-thru banking for those who prefer to conduct their transactions from the comfort of their vehicle.

Operating Hours to Fit Your Schedule

At Omni Community, we understand that life gets busy! That's why we have flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. If you have any questions or need assistance, feel free to give us a call at 269-441-1400. Our friendly staff is always ready to help!

Member Eligibility

At Omni Community, we believe that everyone deserves a place in our supportive financial family. If you're looking to become a member, it's easy! You may be eligible if you live, work, or worship in specific areas around Sturgis or have a family member who is already part of our community. We welcome individuals from various backgrounds and walks of life, making it simple for you to join us on this journey toward financial empowerment. To find out more about the specific eligibility criteria, feel free to check out our detailed guide at this link. Becoming a member at Omni Community means gaining access to a wide range of services tailored just for you, from checking accounts to auto loans and even credit cards with rewards. We're here to make banking personal and accessible, so you can easily open an account online by visiting this page or give us a call at (269) 441-1400 if you have any questions. Our friendly team at 1313 S Centerville Rd, Sturgis MI 49091, is excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services offer practical benefits that make transactions easier for you and your customers. From credit card processing to online payment solutions, we equip you with the tools needed to enhance your customer experience and streamline operations. Come visit us at 1313 S Centerville Rd, Sturgis, MI 49091, or call us at 269-441-1400 to learn how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Business Banking

Running a business comes with its challenges, but Omni Community is here to lighten the load. Our business banking services include merchant services and business loans designed to help you thrive. Think about how much easier it would be to manage transactions or secure funding for expansion with a reliable financial partner by your side.

Credit Cards and Rewards

For those who love rewards, our credit cards come with perks that enhance your spending power while helping you earn points for future purchases. Whether you're planning a trip or shopping for essentials, our card options ensure you're making the most out of every dollar spent.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we've invested in online and mobile banking solutions that allow you to access your accounts anytime and anywhere. Need cash? Our ATM services ensure that you can withdraw funds or check balances on the go no hassle involved! Plus, enjoy basic drive-thru banking services for quick deposits and withdrawals without leaving your car.

Get Started Today!

With all these services and more available at Omni Community, we invite you to join us on this financial journey. Call us at 269-441-1400 or visit our website at omnicommunitycu.org for more information on how we can assist you further. Whether you're opening an account or applying for a loan, our friendly team is ready to help make it happen!

Personal Banking

Our personal banking services include checking and savings accounts that make managing your day-to-day finances straightforward. Imagine being able to effortlessly deposit your paycheck, pay bills online, or set aside money for a rainy day all with just a few clicks. We also offer auto loans and vehicle financing options tailored to help you get behind the wheel of your dream car without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing options. Picture yourself in a cozy new home while enjoying competitive rates that fit your budget. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the support you need to regain control.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.omnicommunitycu.org/ , allows you to take control of your finances 24/7. You can check balances, make transfers, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, with electronic signature authorization, signing important documents is as straightforward as tapping your screen. For those who prefer paperless solutions, we offer e-statements that provide an eco-friendly way to keep track of your account activity. No more waiting for mail; you can access your statements anytime through our secure online portal.

Mobile Banking Made Simple

Stay connected wherever you are with our mobile application. It not only allows you to manage your accounts but also supports mobile payments, so you can make purchases directly from your phone. Imagine the ease of checking out without digging through your wallet! Our commitment to security means you can use these services with confidence. We prioritize protecting your personal information while providing an intuitive user experience. With real-time account management features, you'll always know where you stand financially. In short, Omni Community is dedicated to making banking easy and secure for all our members. Explore our digital banking options today and discover how we can help you manage your finances better!

Financial Strength

Commitment to Growth

With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $5,962 in used auto loans and $333,127,366 in total loans and leases supporting members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 104,565, showing a strong and growing member base that trusts us with their finances. This growth further illustrates our ability to support your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 1313 S Centerville Rd Sturgis Mi 49091 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $16,823,881 provide the capital needed to expand your operations. We understand the challenges businesses face and are committed to providing support through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851. This means you can take that important step toward owning your dream home without unnecessary hurdles.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, our team is here to help you explore your options. We believe that everyone deserves the chance to save money and improve their financial situation. You can reach us at (269) 441-1400 for more information about our loan products or visit us at 1313 S Centerville Rd Sturgis MI 49091. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter where you are in life, Omni Community is dedicated to providing the financial support you need. Stop by today and discover how we can assist you with your next loan!

Unsecured Credit Card Loans

Managing finances can be tricky sometimes. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,964,589 in loans helping members navigate their expenses effectively. Our credit cards come with rewarding features that make spending easier while keeping you financially secure.

Loan Aggregator

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OMNI COMMUNITY CREDIT UNION