Omni Community Credit Union Springfield MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Omni Community, your trusted financial partner located at 4150 W Dickman Rd, Springfield, MI 49037. Since opening our doors in 1952, we've been committed to providing exceptional banking services tailored to meet the needs of our members. With a strong membership base of 45,826 and total assets exceeding $576,920,297, we are proud to offer a range of products that empower you financially. At Omni Community, we believe in building lasting relationships within our community. Our dedicated team of 147 employees, led by CEO Mark Cramer and Board President Robert Lambert, is here to support you with personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also provide business banking services designed for local entrepreneurs. While members can visit us at our Springfield branch, official correspondence should be sent to our mailing address: PO Box 1537, Battle Creek, MI 49016. We maintain a robust financial foundation with total deposits of $21,435,619 and a net worth of $96,137,793. Our ability to serve you is further enhanced by over 29,066 loans and leases, ensuring that we can help you achieve your financial goals. We invite you to explore our website at http://www.omnicommunitycu.org for more information about our services or call us directly at 269-441-1400. Whether you're looking to open an account or need assistance with an existing one, we're here for you every step of the way. Visit us today and experience the Omni Community difference!

Branch History & Mission

Community Commitment

We believe in giving back to the communities we serve. Our partnerships with local organizations focus on outreach efforts that uplift residents and promote financial literacy. Whether it's through workshops or community events, we are dedicated to making a positive impact beyond traditional banking. As we continue this journey together, we invite you to join us at Omni Community Credit Union. Experience firsthand how being part of our family can benefit you financially while also contributing to a thriving community spirit. For more information or to become a member today, call us at (269) 441-1400 or visit our website at Omni Community. Your future starts here!

Our Mission

Our mission is simple yet profound: to empower our members with the tools they need for financial success while fostering a sense of community. We offer a range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. We understand that financial health is crucial for individuals and families alike. That's why we prioritize accessible banking options that cater to all lifestyles. While members can visit us at 4150 W Dickman Rd Springfield Mi 49037, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016 if necessary. Our operating hours are designed to accommodate your schedule: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. Additionally, we provide ATM services and drive-thru banking for your convenience.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, feel free to give us a call at 269-441-1400. While members can visit us at our Springfield location, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. We invite you to come in and experience how Omni Community can help you with personal banking solutions tailored just for you!

Nearby Landmarks and Accessibility

Located near the bustling intersection of W Dickman Rd and the scenic surroundings of Calhoun County, our branch is not far from popular spots like the Springfield Township Park. This makes it easy to stop by while you're out running errands or enjoying local attractions. For those who may have mobility concerns, we are fully ADA compliant, ensuring that everyone can access our services with ease.

Operating Hours and Services

Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. We understand that life can get busy, so we also offer convenient drive-thru banking for quick transactions without leaving your vehicle. You can also take advantage of our ATM services available on-site for easy cash withdrawals and balance checks.

Member Eligibility

At Omni Community, we believe that everyone deserves a chance to be part of a welcoming financial family. Becoming a member is easy and open to individuals who live, work, or worship in specific areas around Springfield, MI. We also welcome members of certain organizations and their families, ensuring that our community grows with diverse backgrounds and experiences. This inclusive approach means you're not just joining a credit union; you're becoming part of something special that prioritizes your needs. For detailed eligibility criteria, feel free to check out our website at this link. Once you find that you qualify, opening an account with us is a breeze! You can easily start the process online by visiting our account opening page, or you can call us at 269-441-1400 if you have any questions or need assistance. We're here to help guide you every step of the way as you take this exciting step towards financial well-being. Join us at 4150 W Dickman Rd, Springfield, MI 49037, and discover the many benefits of being an Omni Community member!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without worrying about payment processing. Our merchant services provide seamless solutions that let you focus on what matters most your customers. From card processing to online payments, we equip you with tools that streamline transactions and enhance customer satisfaction. Visit us at 4150 W Dickman Rd Springfield Mi 49037, Springfield, MI, or call us at (269) 441-1400 to learn how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking Solutions

Running a business is challenging, but with our business banking services, it doesn't have to be complicated. We offer merchant services that simplify payment processing and business loans designed to help you expand or improve operations. You can trust us to support your entrepreneurial journey with tailored financial products.

Digital Banking for Your Convenience

In today's fast-paced world, convenience is key. That's why at Omni Community, we prioritize digital banking features that allow you to manage your accounts anytime, anywhere. Our online and mobile banking platforms enable easy access to your account information, bill payments, and fund transfers from the comfort of your home or on the go. Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Plus, take advantage of our basic drive-thru banking for deposits and simple transactions making banking as straightforward as possible.

Get in Touch

If you're ready to explore how Omni Community can assist with your financial needs or if you have questions about any of our services, feel free to reach out! Call us at 269-441-1400, visit us during lobby hours from Monday through Friday, or check out our website at omnicommunitycu.org. We're excited to help you achieve your financial goals!

Personal Banking Made Easy

Our personal banking services offer everything you need to keep your finances organized. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for those who need reliable transportation, we have it all. If you're planning to buy a home, consider our mortgage loans and refinancing options which can make homeownership more affordable. For those times when unexpected expenses arise, our personal loans and debt consolidation options provide flexible solutions to help you get back on track. Plus, with our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our online banking services are user-friendly and packed with features that help you stay on top of your financial life. With electronic signature authorization, signing documents has never been easier or safer. You can also choose to receive e-statements, which not only helps reduce paper clutter but also makes it easy to keep track of your transactions in real-time. If you're looking for convenience in payments, our mobile payments feature lets you make quick transactions directly from your smartphone. Plus, our mobile application provides all the tools you need right at your fingertips. From checking balances to transferring funds, managing your account is simple and efficient.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer option allows you to quickly and securely send funds without any hassle. It's perfect for splitting bills or sending gifts, ensuring that your money reaches its destination safely. At Omni Community, we're committed to providing accessible banking solutions that fit seamlessly into your life. With our digital services, you'll enjoy real-time account management while knowing that your information is protected with top-notch security measures. Experience the ease of banking anytime, anywhere with us today!

Financial Strength

Committed to Growth

With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; we have $5,962 in used auto loans and $333,127,366 in total loans and leases to support your financial needs across various sectors.

Efficient Operations

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 104,565, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $467,710. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 4150 W Dickman Rd Springfield Mi 49037 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for financial support beyond personal needs, our outstanding commercial loans totaling $16,823,881 provide the capital needed for business growth and expansion. Whether you're starting a new venture or looking to expand an existing one, our team is here to assist. If you're considering refinancing your current loans or checking eligibility options for any of our products, feel free to reach out to us at 269-441-1400. Our knowledgeable staff can guide you through the process and help determine what works best for your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today by visiting us at 4150 W Dickman Rd Springfield Mi 49037, or check out our website at Omni Community for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, making it easier for you to secure a place you can truly call home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,964,589 in loans helping members manage their finances effectively. These cards come with various benefits that can help you stay on track with your spending while enjoying rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare loan offers effectively, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures fair and transparent offers, allowing users to trust the information they receive.

Omni Community