Omni Community Credit Union Kalamazoo MI | Best Auto Loans & Business Banking

Introduction

Welcome to Omni Community in Kalamazoo, where we believe that financial services should be built on trust and community. Since opening our doors in 1952, we have proudly served our members with dedication and care. Located at 6622 W Main St, Kalamazoo, MI 49009, our branch is more than just a place for banking; it's a hub for building relationships and fostering financial well-being. At Omni Community, we are committed to supporting our members every step of the way. With a total membership of 45,826 and assets exceeding $576,920,297, we provide robust financial solutions tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we've got you covered. Our total deposits stand at $21,435,619, reflecting the trust our community places in us. Our team is led by CEO Mark Cramer and Board President Robert Lambert, who work tirelessly to ensure that every member feels valued and supported. With a dedicated staff of 147 employees, we're here to help you navigate your financial journey with confidence. While members can visit us at our branch for personal interactions and support, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. Explore our website at omnicommunitycu.org for more information about our services or give us a call at 269-441-1400. We invite you to join us and experience the Omni Community difference where your financial goals become our mission!

Branch History & Mission

Welcome to Omni Community, a proud part of the Kalamazoo community since 1952. Nestled at 6622 W Main St, Kalamazoo, MI 49009, we have built a strong legacy of service and commitment to our members. With over 45,000 members and total assets exceeding $576 million, we have grown alongside the families and businesses we serve. From our humble beginnings, Omni Community has evolved into a trusted financial partner for many in the area. Our mission is simple yet profound: to provide quality financial services while enriching our community. We believe that everyone deserves access to affordable banking solutions and support that fosters financial well-being. This core value drives every interaction we have with our members. Our branch operates from Monday through Thursday from 9 AM to 5 PM and on Fridays until 5:30 PM, making it convenient for you to visit us for all your banking needs. We proudly offer ATM services and drive-thru banking for quick and easy transactions. If you're looking for personalized service or assistance with loans, credit cards, or savings accounts, our team is here to help. While members can visit us at 6622 W Main St Kalamazoo Mi 49009, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016 if necessary. We are committed to keeping up with the times through digital advancements like online banking and mobile payments while ensuring ADA compliance so that everyone can access our services comfortably. At Omni Community, community outreach is also at the heart of what we do. We partner with local organizations and participate in initiatives that uplift those around us. Together, we're not just about finances; we're about making a difference. We invite you to join us on this journey towards financial empowerment. Experience firsthand how becoming a member of Omni Community can enhance your life and help achieve your goals. Visit us today or explore more about membership options at our website. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to the Omni Community branch located at 6622 W Main St in beautiful Kalamazoo, MI! Our branch is designed with your convenience in mind, making it easy for you to access a variety of financial services right in your neighborhood. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our friendly team is here to help. As you visit us, you'll find that we're situated near notable landmarks that make us easy to locate. If you're driving, there's ample parking available, and our building is fully accessible, featuring ADA-compliant entrances and pathways. We strive to ensure that every member of our community can visit us comfortably. Our operating hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. This flexibility allows you to stop by at your convenience without disrupting your day. Need cash on the go? We've got you covered with our ATM services available right at the branch. For those who prefer a drive-thru experience, we offer that too! You can handle deposits, withdrawals, and simple transactions without leaving your vehicle. While members can visit us at 6622 W Main St for all their banking needs, official correspondence should be sent to PO Box 1537 in Battle Creek, MI if needed. If you have any questions or need further assistance, please don't hesitate to reach out. You can give us a call at 269-441-1400. We look forward to welcoming you at Omni Community your trusted partner in financial success!

Member Eligibility

At Omni Community, we believe that becoming a member is like joining a close-knit family that supports you every step of the way. Membership is open to anyone who lives, works, worships, or attends school in Kalamazoo County and certain areas of Michigan. Whether you're looking for a place to grow your savings or need assistance with loans, being part of our community gives you access to personalized financial services tailored just for you. For more details on eligibility criteria, feel free to check out this resource. Joining is simple! All you need to do is visit us at 6622 W Main St, Kalamazoo, MI 49009, or give us a call at 269-441-1400. Our friendly team is here to guide you through the account opening process, which you can also explore further online at this link. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for you. This means faster transactions and improved cash flow. Picture this: a busy weekend at your café, and thanks to our reliable payment solutions, your customers can pay quickly and easily, allowing you to focus on what you do best serving them! Located at 6622 W Main St Kalamazoo Mi 49009 in Kalamazoo, MI, we're here to partner with you every step of the way. Reach us at (269) 441-1400 for more information on how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are essential tools for growth. We understand the challenges of running a business and aim to offer solutions that support your success.

Credit Options

To help you manage expenses and earn rewards while spending, we also provide credit cards with rewards that suit various lifestyles. Enjoy the flexibility of credit while earning points on purchases you already make!

Digital Banking Convenience

In today's busy world, convenience is key. That's why we offer comprehensive online and mobile banking features that let you manage your accounts from anywhere at any time. You can check balances, transfer funds, pay bills, and even make person-to-person payments with ease through our secure mobile app. Our commitment extends beyond physical banking; we also provide access to ATM & cash withdrawal services, ensuring you have access to your funds whenever needed. If you prefer face-to-face interaction, our friendly staff is ready to assist with basic drive-thru banking for deposits, withdrawals, or simple transactions. At Omni Community in Kalamazoo, MI, we're dedicated to making your banking experience as smooth as possible. For questions about any of our services or if you're ready to open an account today, give us a call at 269-441-1400 or visit us online at omnicommunitycu.org. Join us in building a financially secure future together!

Home Financing

Buying a home is one of the biggest decisions you'll make in life, and we are here to support you through every step of the process. Our mortgage loans and refinancing options allow you to choose terms that work best for you. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we simplify the process so you can focus on finding the perfect place to call home.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. Imagine having an account that not only helps you save but also earns interest over time. Our competitive rates on savings accounts mean your money works harder for you. If you're considering purchasing a vehicle, our auto loans and vehicle financing services provide flexible options that can help turn your dream car into a reality. With easy application processes and quick approvals, driving away in your new car can be just a step away.

Personal Loans

Life can throw unexpected expenses your way. For those times when you need extra cash, our personal loans and debt consolidation services are available to help ease financial burdens. We understand that everyone's situation is unique; that's why we offer solutions tailored specifically to meet your needs.

Digital & Online Banking

Accessibility and Ease-of-Use

Our user-friendly interface ensures that even if you're not tech-savvy, navigating through your accounts will be a breeze. Real-time account management means you'll always be updated on your finances, allowing you to stay in control no matter where life takes you. In summary, Omni Community offers a comprehensive suite of digital banking tools tailored to meet your needs. Dive into the world of modern banking with us and experience convenience like never before!

Key Features

One of the standout features is our mobile application, which allows you to carry your bank in your pocket. It supports mobile payments so you can pay bills or shop without the hassle of cash or cards. Our app also enables person-to-person transfers, making it simple to send money to friends and family whenever you need to. We prioritize security too. With electronic signature authorization, you can complete transactions safely and efficiently without worrying about your information being compromised. Additionally, e-statements are available for those who prefer a greener option instead of paper statements keeping your finances organized while helping the environment.

Financial Strength

Commitment to Innovation

With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,962 in used auto loans and $333,127,366 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 104,565, showing a strong and growing member base that trusts us with their finances. Our focus remains on building long-term relationships with our members while maintaining robust financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 6622 W Main St Kalamazoo Mi 49009 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. We also have refinancing options available if you're looking to lower your current payments or access cash from your vehicle's equity.

Business Loans

For business owners, our outstanding commercial loans totaling $16,823,881 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to help you navigate them with tailored lending solutions. At Omni Community located at 6622 W Main St Kalamazoo MI 49009, we strive to make borrowing accessible and straightforward. If you have questions about eligibility or want to explore refinancing options further, please don't hesitate to reach out at 269-441-1400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, make buying or refinancing simple. We pride ourselves on providing clear guidance throughout the mortgage process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,964,589 in loans helping members manage their finances effectively. These cards come with no collateral requirement and allow for easy access to funds when needed.

Loan Aggregator

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Ensuring Accurate Comparisons

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OMNI COMMUNITY CREDIT UNION