Omni Community Credit Union Kalamazoo MI | Best Auto Loans & Business Banking

Introduction

Welcome to Omni Community at our Milwood branch, located at 1609 E Cork St, Kalamazoo, MI 49001. Since our establishment in 1952, we've been dedicated to serving our community with trust and reliability. With a thriving membership of 45,826, we take pride in being more than just a financial institution; we are your neighbors, committed to helping you achieve your financial goals. At Omni Community, our total assets stand strong at $576,920,297, reflecting our stability and commitment to providing quality service. Our diverse range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. We are here for you whether you're looking to finance a new car or consolidate debt. Our team is led by CEO Mark Cramer and guided by Board President Robert Lambert, who share a vision of making financial services accessible to everyone in the Kalamazoo area. With 147 employees ready to assist you, we ensure that each member receives personalized attention tailored to their unique needs. For members who wish to reach out or require assistance, please call us at 269-441-1400. While you can visit us at the branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 1537, Battle Creek, MI 49016. Join us today and experience the community-focused approach that sets us apart. Visit our website at Omni Community for more information or explore membership eligibility here. We look forward to serving you!

Branch History & Mission

Community Focus

We understand the importance of staying connected in today's digital world. That's why we've embraced advancements like online banking and mobile payments while ensuring ADA compliance for all of our services. Our branch also features an ATM and drive-thru banking for added convenience. In addition to providing financial services, we actively engage with local organizations through partnerships and outreach efforts aimed at improving the quality of life in Kalamazoo and surrounding areas.

Join Us

As we look toward the future, we invite you to become part of the Omni Community family. Experience firsthand how we can help you achieve your financial goals while making a positive difference in your community. Join us today and discover the benefits of being a member at Omni Community! Visit our website for more information on membership eligibility or to open an account online!

Our Journey

From our inception, Omni Community has evolved significantly. We have witnessed and adapted to changes in the financial landscape while remaining committed to our mission: to provide accessible and affordable financial services that empower our members and enrich our community. Our journey is marked by milestones that reflect our dedication to member service and community support. Today, we proudly manage total assets of $576,920,297. This growth allows us to offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each service is designed with our members' needs in mind.

Our Mission

Our mission goes beyond just offering financial products. At Omni Community, we strive to make a real impact in people's lives by fostering financial literacy and supporting community initiatives. We believe that when our members succeed financially, the entire community benefits. While members can visit us at 1609 E Cork St, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. We are committed to providing exceptional customer service through various channels. You can reach us at 269-441-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM.

Branch Location & Accessibility

Convenient Access

At Omni Community, we understand that accessibility is important. Our branch offers ample parking and features designed to accommodate everyone, including ADA-compliant ramps for those who need them. Whether you're coming in for a quick visit or planning to stay awhile, we want you to feel comfortable and welcome.

Operating Hours

We're here when you need us! Our lobby is open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. This means you can drop by during the week at your convenience. If you're looking for some quick transactions, our drive-thru service makes it even easier to bank on-the-go without leaving your car.

Services Just for You

Omni Community offers a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. We also have an ATM available on-site for quick cash withdrawals and balance checks. Our team is always ready to assist with any questions or help you explore our offerings. While members can visit us at 1609 E Cork St, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. Feel free to give us a call at 269-441-1400 if you have any questions or need assistance before your visit. We look forward to welcoming you in soon!

Member Eligibility

At Omni Community, we believe that joining our credit union is more than just opening an account; it's about becoming part of a caring community dedicated to your financial well-being. To become a member of Omni Community, you'll find that eligibility is designed to be inclusive and welcoming. If you live, work, worship, or attend school in Kalamazoo County or surrounding areas, you're likely eligible to join us! Additionally, family members of current members can also enjoy this opportunity. We're here to support you with various services like personal banking, auto loans, and more that can make a real difference in your financial journey. Ready to take the next step? Opening an account with us is straightforward! You can find all the details on how to get started by visiting our membership eligibility page. If you have any questions or need assistance, don't hesitate to give us a call at (269) 441-1400. We're excited to welcome you to Omni Community at 1609 E Cork St, Kalamazoo, MI 49001!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make everyday transactions easier. Imagine being able to process payments quickly and securely, allowing you to focus on what truly matters growing your business. Our services provide the tools you need to manage your cash flow effectively and serve your customers better. Visit us at 1609 E Cork St, Kalamazoo, MI 49001, or call us at 269-441-1400 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

We understand that running a business comes with its own set of challenges. That's why our business banking services include merchant services and business loans to help you thrive in today's market. We're here to support your entrepreneurial journey with tools and resources that simplify your financial management.

Drive-Thru & ATM Services

Sometimes, a quick visit is all you need for basic transactions like deposits and withdrawals. Our drive-thru banking offers an efficient way to handle simple transactions without leaving your car. Additionally, our ATMs provide basic access for cash withdrawals and balance checks perfect for when you're on the go. At Omni Community, we believe in making banking straightforward and accessible for everyone. Whether you're managing personal finances or running a business, we're here every step of the way. If you have any questions or want to learn more about how we can assist you, please don't hesitate to reach out at 269-441-1400 or visit us at our branch in Kalamazoo. Let us help you take control of your financial future today!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Omni Community offers robust online and mobile banking features. You can easily check your balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM and cash withdrawal services ensure that you have easy access to your funds whenever you need them.

Personal Banking

Whether you're looking to open a checking or savings account, Omni Community has got you covered. Our personal banking services allow you to manage your money efficiently while enjoying competitive rates. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car of your dreams. For those planning to buy a home, we offer mortgage loans and refinancing solutions tailored to your financial situation. Additionally, if you find yourself needing extra cash for unexpected expenses or consolidating debt, our personal loans are designed with flexibility in mind. Don't forget about our credit cards with rewards that provide added benefits for everyday purchases!

Digital & Online Banking

Enhanced Security and Convenience

Your security is our top priority. We provide electronic signature authorization for added peace of mind when conducting transactions online. And if you're looking to reduce paper clutter, our e-statements are readily available for you to view anytime. This means no more waiting for statements in the mail your account information is always accessible! At Omni Community, we strive to make your banking experience as convenient as possible while ensuring that every transaction is safe. Join us today and explore the full range of digital banking services designed just for you!

Mobile Banking Features

With our mobile application, available for download on your favorite app store, you have access to all the features you need right at your fingertips. You can make person-to-person transfers with ease, allowing you to send money to friends and family quickly no more fumbling with cash or checks! Plus, if you enjoy the convenience of mobile payments, we've got you covered there too.

Online Banking Services

Our online banking platform is available 24/7 at https://www.omnicommunitycu.org/. Whether you're checking your balance, paying bills, or transferring money, you can do it all from the comfort of your home or on the go. Our user-friendly interface ensures that even those new to digital banking will find it straightforward and intuitive.

Financial Strength

Commitment to Innovation

With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,962 in used auto loans and $333,127,366 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 104,565, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $467,710. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 1609 E Cork St Kalamazoo Mi 49001 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,380,441 in used vehicle loans and $12,681,837 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $16,823,881 provide the capital needed to grow and expand. Whether you need funds for equipment or working capital, we can tailor solutions to meet your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851, make buying or refinancing simple. We aim to provide flexible terms and competitive rates to help you secure the home you've always wanted.

Refinancing Options

If you're considering refinancing any existing loans be it an auto loan or mortgage our team is here to help explore eligibility options that could save you money and reduce your monthly payments. Our commitment at Omni Community is not just to lend but also to educate and assist you through every financial decision. For more information on how we can help you reach your financial goals or to discuss refinancing options available for you, don't hesitate to reach out. You can visit us at our branch located at 1609 E Cork St Kalamazoo Mi 49001, or give us a call at 269-441-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,964,589 in loans helping members manage their finances effectively. These credit cards come with rewards and features designed to fit your lifestyle.

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Omni Community