Omni Community Credit Union Centreville MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Omni Community, your trusted financial partner located at 676 E Main St, Centreville, MI 49032. Since our establishment in 1952, we have proudly served our community by providing reliable and personalized banking solutions. With a total membership of 45,826 and assets amounting to an impressive $576,920,297, we are committed to helping you achieve your financial goals. At Omni Community, we believe in the power of community. Our team of 147 dedicated employees works tirelessly to ensure that you receive top-notch service and support. Whether you're looking for auto loans, mortgage financing, or personal banking services, we've got you covered with a range of products designed to meet your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016. We offer a variety of convenient services including online and mobile banking options that allow you to manage your finances on the go. Led by our CEO, Mark Cramer, and guided by Board President Robert Lambert, we strive to create a welcoming environment where every member feels valued and appreciated. Our goal is not just to provide financial services but also to make a positive impact in the lives of our members. With total deposits reaching $21,435,619 and robust loan offerings exceeding 29,066, Omni Community is financially sound and ready to support your aspirations. If you're interested in exploring what we can do for you, don't hesitate to give us a call at 269-441-1400 or visit our website at omnicommunitycu.org. Join us today and experience the Omni Community difference!

Branch History & Mission

Welcome to Omni Community, a credit union with a rich legacy of serving the people of Centreville, MI, since 1952. Over the years, we have grown from a small community-focused institution into a vibrant financial partner for over 45,000 members. Our journey began at our current location at 676 E Main St, where we proudly serve our members with dedication and integrity. Our mission is simple yet profound: to provide accessible and impactful financial services that empower our community. At Omni Community, we believe in fostering relationships built on trust and transparency. We are committed not only to your financial success but also to enhancing the overall well-being of our community. Whether it's through competitive loan options or personalized banking services, we strive to be the go-to resource for all your financial needs. As part of our commitment to innovation and accessibility, we have embraced digital advancements that make banking more convenient for everyone. Our members can enjoy features such as online banking, mobile payments, and e-statements all designed to simplify your financial management. Additionally, we ensure our facilities are ADA compliant so that everyone can access our services without barriers. At Omni Community, we understand the importance of giving back. Our partnerships with local organizations and community outreach efforts reflect our dedication to making a positive impact in Centreville and beyond. We believe that by supporting local initiatives and promoting financial literacy, we can help strengthen our community as a whole. While members can visit us at 676 E Main St Centreville Mi 49032 for all their banking needs including drive-thru service and ATM availability official correspondence should be sent to PO Box 1537, Battle Creek, MI 49016 if necessary. As we look ahead, we remain focused on providing top-notch services that cater to the diverse needs of our members while maintaining strong ethical standards. We invite you to join us at Omni Community and experience firsthand the benefits of being part of a credit union that truly cares about its members and their futures. Together, let's build a brighter tomorrow! For inquiries or more information about becoming a member, please reach out at 269-441-1400 or visit our website at Omni Community.

Branch Location & Accessibility

Connect with Us

If you have questions or need assistance before visiting, don't hesitate to call us at 269-441-1400. Our team is always ready to help! While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 1537 in Battle Creek if that's more convenient for you. We look forward to welcoming you at Omni Community! Your journey towards smarter banking starts here!

Convenient Access and Nearby Landmarks

Situated right along E Main St, our branch is close to several local landmarks that make it easy for you to stop by. If you're coming from the bustling downtown area or nearby parks, you'll find us just a short drive away. Plus, our location offers ample parking so you can access our services without any hassle. For those with mobility challenges, we have ADA-compliant features, ensuring everyone can bank comfortably.

Operating Hours and Services

Our friendly team is here to assist you during convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We offer a variety of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. If you're on the go, enjoy the ease of our drive-thru service for quick transactions without leaving your vehicle. Additionally, we have an ATM available for those who prefer self-service options for withdrawals and balance checks.

Member Eligibility

At Omni Community, we believe that being a member means joining a supportive family where your financial well-being is our top priority. If you're wondering whether you can become part of our community, it's easier than you might think! Generally, anyone who lives, works, or worships in the areas we serve is eligible for membership. This includes residents of Saint Joseph County and surrounding regions. To check all the specific details about eligibility, feel free to visit our website at https://www.omnicommunitycu.org/aboutus.php#membership-eligibility. Becoming a member not only gives you access to personalized banking services but also opens the door to various benefits like competitive rates on loans and savings accounts. The process to join us is straightforward; you can begin by visiting our account opening page at https://my.omnicommunitycu.org/enroll or simply give us a call at (269) 441-1400 if you have any questions. We're here to help you every step of the way at our branch located at 676 E Main St Centreville Mi 49032!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services is key. Imagine processing payments seamlessly, giving your customers more ways to pay while keeping your cash flow steady. Our merchant services simplify transactions so you can focus on what matters most growing your business. Visit us at 676 E Main St Centreville Mi 49032 in Centreville, MI, or give us a call at (269) 441-1400 to discover how we can help you achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $240 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,823,881, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, Omni Community offers specialized business banking services including merchant services and business loans. We recognize the importance of supporting small businesses in our community because they drive our economy forward.

Convenient Access Anytime, Anywhere

With digital banking features like online banking, mobile payments, and an ATM at your disposal, managing your money has never been easier. If you prefer face-to-face interactions for transactions like deposits or withdrawals, our basic drive-thru service allows for quick visits without leaving the comfort of your vehicle. We invite you to experience all that Omni Community has to offer. Have questions? Feel free to call us at 269-441-1400 or visit our website at www.omnicommunitycu.org. Our friendly team is ready to assist you in achieving your financial goals today!

Financial Freedom Through Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help relieve some of that financial burden. Whether it's covering medical bills or consolidating credit card debt, we strive to provide options that give you peace of mind.

Home Sweet Home Financing

Buying a home is one of the biggest decisions you'll ever make, and we're here to help every step of the way. Our mortgage loans and refinancing services are designed with your budget in mind. Picture yourself settling into your new home while enjoying rates that work for you our team will guide you through the process smoothly.

Personal Banking Made Easy

We understand that managing your finances should be simple and straightforward. That's why we offer personal banking services such as checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds through our online and mobile banking platforms; you can check balances, transfer money, and pay bills right from your phone! For those considering a new car or simply wanting to refinance an existing loan, our auto loans and vehicle financing options are competitive and flexible. You can drive off in your dream car without the stress of complicated paperwork.

Rewarding Credit Card Options

Consider enhancing your purchasing power with our credit cards that offer rewards! With each purchase, you're not just spending you're earning points towards future rewards, making your everyday expenses more beneficial.

Digital & Online Banking

Key Features

Explore our comprehensive online banking platform at https://www.omnicommunitycu.org/. Here, you can view your account balances, transfer funds, and pay bills all with just a few clicks. Our 24/7 online banking services ensure that your financial management is always at your fingertips. For those who prefer using their smartphones, our mobile application allows you to perform all these tasks on the go. Plus, with features like mobile payments, you can make purchases directly from your device without needing to carry cash or cards. Need to send money to a friend or family member? Our person-to-person transfers make it simple and fast. You can easily send funds anytime, making splitting bills or sending gifts hassle-free.

Security and Ease of Use

Your security is our top priority. We provide electronic signature authorization for added protection during transactions, so you can feel confident every time you log in or authorize a payment. Additionally, opting for e-statements not only helps reduce paper clutter but also keeps your information safe and accessible. Our user-friendly interface ensures that all members regardless of tech-savvy levels can navigate their accounts with ease. Whether you're checking balances, setting up payments, or reviewing past statements, you'll find everything straightforward. In today's fast-paced world, having reliable online banking options is essential. At Omni Community, we are dedicated to providing you with the tools you need for effective financial management while ensuring your data remains safe and secure. Join us online today and discover how easy banking can be!

Financial Strength

At Omni Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your finances are in good hands, and we are committed to providing you with the trust and reliability you deserve. Our financial health speaks volumes about our ability to serve you effectively. With a net worth of $96,137,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,659 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $69,590,746 in share certificates and $125,218,505 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $93,700,412 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $5,962 in used auto loans and $333,127,366 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $467,710, which demonstrates our capacity to support your borrowing needs effectively. With a total of 104,565 share accounts, we have built a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Omni Community is your trusted partner. Visit us at 676 E Main St Centreville Mi 49032 or call (269) 441-1400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $12,681,837 in new vehicle loans and $95,380,441 in used vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates and flexible terms make it easier than ever.

Credit Lines & Unsecured Loans

We also provide credit lines with a total of $126,264,891 available to assist with various financial needs. Additionally, we offer flexible terms on unsecured credit card loans; currently totaling $30,964,589, these loans help our members manage their finances effectively without the burden of collateral. For business owners looking for growth opportunities, we have outstanding commercial loans totaling $16,823,881 available to provide the necessary capital to expand your business. If you're considering refinancing options or exploring eligibility for any of our products, please feel free to reach out. We're here to discuss how we can assist you in finding the best financial solutions tailored specifically for you. For more information about our loan offerings or any other services we provide at Omni Community, don't hesitate to call us at 269-441-1400. You can also visit us online at Omni Community for additional details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $19,356,851. We aim to simplify the process of buying or refinancing your home. Our experienced team is here to guide you through each step of securing a mortgage that fits your budget and lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing only from reputable lenders guarantees fair and transparent offers for users looking to compare loans.

Omni Community